MORTGAGE BROKER Reading
Fee-Free Mortgage Advice Reading
We research, advise and submit the whole mortgage application!
Here at YesCanDo money, we give honest, straight forward, easy to understand mortgage advice into the Reading mortgage market place. We are a team of independent mortgage advisors who provide a mortgages service and mortgage advice across Reading, Woodley, Calcot and Earley. We search the whole mortgage market place to find the best mortgage rates available to you. We also take care of all the administration for mortgages and life cover applications as well as liaise with Reading estate agents, mortgage lenders and Reading solicitors to make the mortgage process as smooth and hassle-free for you as possible.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your Reading mortgages, life cover and everything financial in between. Being an experienced team of mortgage advisors means that you will always know who you are talking to and that we can really get to know you.
Speak to mortgage advisers in Reading on 011 8321 1522.
Our expert mortgage advisers can help save you money
Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.
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Fee Free Mortgage Brokers and Mortgage Advisors Covering Reading
We are an FCA approved mortgage broker with a team or CeMAP qualified mortgage advisors and protection advisers. We offer expert advice into the finance market place and a range of mortgages, insurance, and property services in Reading and the UK.
Whether you are looking to become a homeowner or you are looking to step up the property ladder or remortgage you will need a mortgage broker in Reading and we are here to help! Our aim is to help people in Reading achieve a suitable mortgage deal and rate that best suits their financial circumstances. This gives you the best possible chance of getting a mortgage offer as the mortgage affordability will be greater.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are an independent mortgage broker, which means we search the entire mortgage market to provide advice on the best mortgage suited to your circumstances.
As a mortgage broker in Reading, we have a range of mortgage services and offers available.
Why choose us for your mortgages in Reading Berkshire?
Looking for a mortgage broker in Reading? Our independent mortgage brokers in Reading hold an expert mortgage adviser team.
A financial adviser from our team will provide you with very helpful mortgage advice and solutions. They will take the time to get to know you and your personal circumstances so we can provide sound mortgage information and solutions for your mortgages, life cover and everything financial in between. We ensure that you always fully understand all of your available options and that you NEVER pay more than you need too.
Our highly rated independent mortgage services have access to search thousands mortgage rates and deals (14,000+ ). This means we are able to consider all the mortgage solutions available to you and find the right mortgage for you and your circumstances.
Remember, our independent mortgage advisors near Reading offer FEE FREE mortgage for our highly rated mortgage service.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being a mortgage broker Reading Berkshire that really cares, we guarantee our independent mortgage advisers covering Reading are CeMAP qualified. This means our team can research the whole of market mortgages that best suits you and your circumstances.
Best Mortgage Rates
We are ‘whole of market’ which means we have access to the majority of mortgages available on the market place which includes all high street mortgage lenders such as Barclays, Santander, NatWest, and Nationwide etc.
We will assign you a local independent mortgage finder / financial advisor that will take time to get to know you and your situation/circumstances; this is vital in helping us find the right mortgage solutions for you. This gives you the best possible chance of getting a successful mortgage offer as the mortgage affordability will be greater.
We look at the overall value of mortgages which includes the mortgages interest rates and the mortgage deal that come with it. – Caring for our customers’ by providing mortgage advice and support in Reading since 1994.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Broker Reading - FAQ's
The size of your deposit will depend on whether it is your first property purchase or not.
If you are, you will usually need a minimum of five percent (5%) of the property’s value as your deposit. However, it can help to save for bigger mortgages. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit. Get guidance from YesCanDo, Your mortgage advisors Reading. Give us a call 011 8321 1522.
Each of the mortgage lenders uses its own mortgage affordability calculator to decide the size of the mortgage you can borrow. Speak to a whole market mortgage broker in Reading and they will be able to access all mortgages and their mortgage lenders and let you know how much you will be able to borrow. Get in touch and let us work out how much you could borrow for your property in Reading.
Although nearly all mortgage brokers in Reading do charge a fee to arrange mortgages for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you.
A mortgage finder from our team of mortgage advisors covering Reading will look after you. We then will submit your application and this will usually take a couple of hours and you should know that most mortgages are accepted within 48 hours.
If you want re-mortgage advice in Reading it’s best to speak to a ‘whole of market’ mortgage advisor. This needs to be five months before your current interest rate is finished in order to get sound guidance. This type of mortgage broker in Reading will be able to search the entire market place to find the best deals and interest rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgages fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us any fees for our mortgage service, as it is free of charge. Talk to a Reading mortgage finder from our mortgage team at YesCanDo for further information about what our mortgage broker Reading offers. Experience our free re-mortgage advice and quality support that we offer all our clients.
Your home may be repossessed if you do not keep up repayments on your mortgages.
There are many reasons for wanting or even needing to take equity from your property.
- You’re coming close to your retirement.
- You want to raise equity for home improvements.
If you have an income it is very likely that you will be able to achieve equity release on your property. It will be age-dependent and also depend on how much income you have and how much you want to release.
We are authorised and regulated by the Financial Conduct Authority also known as the FCA. They are the conduct regulator for 60,000+ financial services firms and financial markets in the UK. They are the judicious supervisor for around 49,000 firms including Reading mortgage brokers like ourselves. The FCA is there to set specific standards for these financial service firms to ensure you get professional mortgage advice.
YesCanDo Money is authorised and regulated by the financial conduct authority.
These days you can insure everything from your pet to your holiday, your property or even your left leg! But is Life Insurance really worth it? < Continue reading below or read this blog for in-depth advice on everything life insurance.
To answer whether life insurance is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes!
Losing a whole person’s income can have devastating effects on a household both mentally and financially. If you couple that with the emotional strain of losing someone, life can quickly take a downward spiral. Having mortgage insurance will guarantee you can keep your property if the worst was to happen. Financial advisers Reading – Looking after our customers’ mortgages since 1994.
The straightforward answer is that most people do need some kind of life insurance / mortgage protection.
Not being fully financially covered can have devastating effects if the worse was to happen in your household if there is a death or if someone is seriously ill.
Make sure that your children, wife or husband are safe and financially looked after should something happen to you.
Mortgage protection is vital if you have a mortgage on your property. This is because you need to know that those loved ones will always have a roof over their heads, even if you are no longer here or if you are too ill to make the monthly outgoings. This is known as mortgage protection.
YesCanDo is a whole of market online insurance broker, this means we can search the whole insurance market to get you the most cover for the best price. We are here to get you the most cover at the best price.
Read the YesCanDo Money Blog for Free Financial Advice
Expert Mortgage Advice Across Berkshire
We provide mortgage advice across the South of England. If you are local to the area and would like to talk to a specialist advisor please contact us.