MORTGAGE BROKER Reading
Fee-Free Mortgage Advice Reading
- Free Mortgage Advice & Support Service
- 14,000+ Mortgage Products
- Moving Home
- First Time Buyer
- Remortgage (for free)
- Mortgage Rates
- Mortgages for Landlords (Buy-To-Let Mortgages)
- The Best Mortgage Rates
- Life Insurance Consultants
- Letting Agent
We research, advise and submit the whole mortgage application!
Here at YesCanDo money, we give honest, straight forward, easy to understand mortgage advice into the Reading mortgage market place. We are a team of independent mortgage advisors who provide a mortgages service and mortgage advice across Reading, Woodley, Calcot and Earley. We search the whole mortgage market place to find the best mortgage rates available to you. We also take care of all the administration for mortgages and life cover applications as well as liaise with Reading estate agents, mortgage lenders and Reading solicitors to make the mortgage process as smooth and hassle-free for you as possible.
- 100% FREE service
- We submit the mortgage application for you through to the mortgages offer
- Team of expert Reading & online mortgage advisors
- Amazing communication via WhatsApp, FaceTime, Skype, phone, email and SMS.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your Reading mortgages, life cover and everything financial in between. Being an experienced team of mortgage advisors means that you will always know who you are talking to and that we can really get to know you.
Speak to mortgage advisers in Reading on 011 8321 1522.
Our expert mortgage advisers can help save you money
Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.
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Fee Free Mortgage Brokers and Mortgage Advisors Covering Reading
We are an FCA approved mortgage broker with a team or CeMAP qualified mortgage advisors and protection advisers. We offer expert advice into the finance market place and a range of mortgages, insurance, and property services in Reading and the UK.
Whether you are looking to become a homeowner or you are looking to step up the property ladder or remortgage you will need a mortgage broker in Reading and we are here to help! Our aim is to help people in Reading achieve a suitable mortgage deal and rate that best suits their financial circumstances. This gives you the best possible chance of getting a mortgage offer as the mortgage affordability will be greater.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are an independent mortgage broker, which means we search the entire mortgage market to provide advice on the best mortgage suited to your circumstances.
As a mortgage broker in Reading, we have a range of mortgage services and offers available.
- Independent mortgage advisors
- First-time buyer mortgage experts
- Re-mortgages advice
- Solicitor recommendations
- Life Assurance advice and services
- Mortgage protection services
- Financial services
Being a local independent company customer service is of utmost importance to us. We search thousands of mortgage products (14,000+) to find you the very best mortgage rates and deals and look after the mortgage application form beginning to end to take away any stress. We are proud to have looked after the people of Reading Berkshire and around the south coast of the UK for over 30 years. We hope we are able to help you soon too.
Why choose us for your mortgages in Reading Berkshire?
Looking for a mortgage broker in Reading? Our independent mortgage brokers in Reading hold an expert mortgage adviser team.
A financial adviser from our team will provide you with very helpful mortgage advice and solutions. They will take the time to get to know you and your personal circumstances so we can provide sound mortgage information and solutions for your mortgages, life cover and everything financial in between. We ensure that you always fully understand all of your available options and that you NEVER pay more than you need too.
Our highly rated independent mortgage services have access to search thousands mortgage rates and deals (14,000+ ). This means we are able to consider all the mortgage solutions available to you and find the right mortgage for you and your circumstances.
Remember, our independent mortgage advisors near Reading offer FEE FREE mortgage for our highly rated mortgage service.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being a mortgage broker Reading Berkshire that really cares, we guarantee our independent mortgage advisers covering Reading are CeMAP qualified. This means our team can research the whole of market mortgages that best suits you and your circumstances.
Best Mortgage Rates
We are ‘whole of market’ which means we have access to the majority of mortgages available on the market place which includes all high street mortgage lenders such as Barclays, Santander, NatWest, and Nationwide etc.
We will assign you a local independent mortgage finder / financial advisor that will take time to get to know you and your situation/circumstances; this is vital in helping us find the right mortgage solutions for you. This gives you the best possible chance of getting a successful mortgage offer as the mortgage affordability will be greater.
We look at the overall value of mortgages which includes the mortgages interest rates and the mortgage deal that come with it. – Caring for our customers’ by providing mortgage advice and support in Reading since 1994.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages for Moving Home in Reading
No matter how many times you have moved in the past, buying and selling your house is well known to be one of the most stressful experiences in life…unless you use YesCanDo to help you that is 😉
We take care of every aspect of getting the best professional mortgage advice for moving and the housing market in Reading Berkshire. Once we have an idea of how much your current and new home is worth we will go through all of the mortgage figures with you. We will be on hand with our mortgage calculator to search the whole of market mortgages and find the most suitable mortgage options open your situation.
We then take into consideration and provide financial advice on the “overall cost of moving” such as moving costs, solicitor’s fees and everything in between. We will complete and submit your mortgage, recommend a proactive and reliable solicitor, liaise with Reading estate agents and generally ensure your house move goes through with the minimal amount of fuss and hassle possible.
We provide expert information and advice whilst doing all the chasing and paperwork so you can concentrate on buying a property and selling your current one. We will keep you and your solicitor updated and informed on your mortgage solutions on each step of your mortgage progress. We understand how frustrating and time consuming it is chasing all the relevant parties, so we take this stress and worry off your shoulders so all you need to do is start packing!
Yes, we provide independent mortgage advice in Reading Berkshire and across the UK but that is just the tip of the iceberg that is our very helpful range of mortgage and insurance-based services.
Need help with some financial and mortgage advice? YesCanDo Money provides free advice and support to help the people of Reading and the UK with their mortgage. We are based in Hampshire but cover the entire UK with our online services.
Read our guide “Buying a property in Reading” if you are interested in best places to live and property prices in and around Reading Berkshire.
We offer amazing mortgage clients support service – look at offer hundreds of 5-star reviews from our Reading mortgages clients.
Mortgage finder in Reading Berkshire and the UK. Contact us for a moving home mortgage consultation: Speak to our mortgage advisors in Reading on 011 8321 1522.
Proud to be a mortgage broker Reading, providing moving home mortgage advice looking after our clients’ mortgages from start to finish since 1994
Your home may be repossessed if you do not keep up repayments on your mortgage.
First Time Buyer mortgages: Your first mortgage
Buying a property in general let alone buying your first home with your first mortgage can be a daunting experience. YesCanDo money is Reading and Berkshire’s mortgage brokers that hold a wealth of market knowledge and experience to help you buy the perfect first home for you. We are a mortgage broker that host a team of local mortgage advisors that are expert professional mortgage finder. We provide extremely helpful guidance for your first mortgage to find a deal that suits your financial circumstances. We even work closely with a panel of solicitors that we will recommend to you. We are here to provide you with expert mortgage advice, and we’ll be with you every step of the Reading property buying process.
Being a first time buyer you will love that we are mortgage brokers that use WhatApp to give you sound first mortgage advice for your Reading mortgage. We understand that the mortgage process can feel overwhelming therefore our mortgage advisors are on hand from start to finish to help you with the mortgage process. So give us a call or WhatsApp to get in touch and we will help you get your first mortgage.
Our professional mortgage brokers are made up of a large team ready and available to support you. You will have your very own personal mortgage advisor who you can chat with on WhatsApp at any time to help you getting a mortgage and with any mortgage or first mortgage-related questions you may have. They will provide you with extremely helpful guidance and aim to answer any questions you may have to guide you through the whole mortgage process.
Once you have had an offer accepted on your new Reading home, one of our professional mortgage advisors will complete your first mortgage application for you. After the application is submitted the mortgage advisor will keep you and your solicitor updated every step of the way, taking all the stress and worry off you!
So that your application is processed quickly and efficiently, we will regularly chase the mortgage lender for updates as well as keep on top of estate agents and solicitors to guide your property purchase to complete smoothly and as quickly as possible to get you in your new home. We will then soon be in touch with the mortgage offer!
We will also arrange the necessary insurances to ensure that you are adequately protected. These would include life cover/life insurance, (is life insurance worth it?) home insurance and a will. Once these are up and running you will be ready to exchange contracts which is the day it comes official and you will soon be a homeowner!
Our work for you doesn’t stop there – once your first mortgage deal comes to an end, we will contact you to arrange a financial review. This is where we find you another mortgage deal (remortgage) and check all related insurance policies to make sure you still have the most competitive policy.
Give the office a call on our Reading hotline or WhatsApp us for the most up to date information on deposits, gifted deposits, first mortgage advice, deals for first time buyers and the find the best interest rates and the top overall deal. Don’t forget to ask about our great Reading referral scheme.
Proud to be a mortgage broker Reading, providing mortgage advice looking after our clients’ mortgages from start to finish since 1994
Your home may be repossessed if you do not keep up repayments on your mortgages.
Re-mortgage Advice Reading
There are usually two reasons to arrange a remortgage, to save money or to raise money (sometimes we can even arrange both!) If your current mortgage deal comes to an end shortly or within the next 6 months, then get in touch with our mortgage adviser team in Reading and Berkshire to get a great interest rate and deal. We will be on hand with our mortgage calculator to search the whole mortgage market place and find the right mortgage options open to you that best suit your situation.
Did you know you can remortgage for FREE!? < find out here.
If you are worried about your mortgage payments increasing, would like to reduce the term of your mortgages, take advantage of the low-interest rates or just want the security of knowing that your mortgage payments will be for a fixed period of time, we can calm your fears and work out the best course of action for you.
Maybe you would like to raise some money to carry out improvements to your property or to repay some debt. Give us an idea of how much you need and we can tell you the maximum you could borrow and how your monthly payments would be affected.
If you are wondering if there a mortgage broker near me in Reading that cares – look no further!
As with all of our mortgages, we take care of all the details for you from start to finish with support from one of our amazing local professional mortgage advisors.
We do everything from being the perfect mortgage finder to submitting the mortgage application and even helping you complete the solicitor’s paperwork ready for completion. We keep in contact with you every step of the way, letting you know the progress of your remortgage. We will also review your current life cover/life assurance policies to ensure that they are up to date and adequate in line with your new mortgages.
YesCanDo money is a trading name of Roberts Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority, authorisation number 527815. Your home may be repossessed if you do not keep up repayments on your mortgage.
Providing mortgage advice and looking after our clients’ mortgages since 1994
Buy To Let / Landlord Mortgage advice Reading
Buying a property or renting your old one out in Reading.
Are you thinking of taking advantage of the low house prices and buying a property to let out?
Maybe you are thinking of buying a new property and renting out your old one?
We have tons of experience with buy to let mortgages. You will be given a dedicated independent mortgage advisor from our fantastic team who will help and guide you with everything from mortgages, the rental income required by the mortgage lender to recommending a solicitor and arranging specialist landlords buildings insurance. Our mortgage brokers and property specialists know the recipe for a successful buy to let. We always strive to provide information to help guide you to save money and make your buy to let an overall profitable investment.
Our YesCanDo’s adviser team covers Reading and will be on hand to offer help on the sorts of properties that attract the highest rental income.
All of our Buy To Let services are accompanied by the YesCanDo attitude along with our friendly, honest, reliable advice. We only provide mortgage advice on great mortgages, it’s the interest rate and the overall mortgage products offered to buy to let purchasers. You can rely on YesCanDo, who have plenty of first-hand experience in advising landlords about letting properties in Reading. Start today and get a mortgage offer sooner than you may think.
We offer amazing mortgage customers support service – look at offer hundreds of 5-star reviews from our Reading mortgages clients.
Proud to be a mortgage broker Reading, providing buy to let mortgage advice looking after our clients’ mortgages from start to finish since 1994
Contact us via phone call or WhatsApp about buy to let mortgages and the different mortgage types involved.
Mortgage finder in Reading and around Berkshire and the UK. Speak to our advisers for a free mortgage consultation about your property and mortgage in Reading on 011 8321 1522.
Our customer reviews make us blush 😊
We have many happy customers from across the majority of the UK. Take a moment to read our customer reviews below or alternatively visit our Reviews page. We have thousands of reviews across our Google, Facebook, and Trustpilot pages.
Mortgage Broker Reading - FAQ's
How much deposit do I need to buy a property?
The size of your deposit will depend on whether it is your first property purchase or not.
If you are, you will usually need a minimum of five percent (5%) of the property’s value as your deposit. However, it can help to save for bigger mortgages. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit. Get guidance from YesCanDo, Your mortgage advisors Reading. Give us a call 011 8321 1522.
How much can I borrow for my mortgage?
Each of the mortgage lenders uses its own mortgage affordability calculator to decide the size of the mortgage you can borrow. Speak to a whole market mortgage broker in Reading and they will be able to access all mortgages and their mortgage lenders and let you know how much you will be able to borrow. Get in touch and let us work out how much you could borrow for your property in Reading.
Do all mortgage brokers charge a fee?
Although nearly all mortgage brokers in Reading do charge a fee to arrange mortgages for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you.
How long does a mortgage application take?
A mortgage finder from our team of mortgage advisors covering Reading will look after you. We then will submit your application and this will usually take a couple of hours and you should know that most mortgages are accepted within 48 hours.
When can I remortgage and how much will it cost?
If you want re-mortgage advice in Reading it’s best to speak to a ‘whole of market’ mortgage advisor. This needs to be five months before your current interest rate is finished in order to get sound guidance. This type of mortgage broker in Reading will be able to search the entire market place to find the best deals and interest rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgages fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us any fees for our mortgage service, as it is free of charge. Talk to a Reading mortgage finder from our mortgage team at YesCanDo for further information about what our mortgage broker Reading offers. Experience our free re-mortgage advice and quality support that we offer all our clients.
Your home may be repossessed if you do not keep up repayments on your mortgages.
How can you achieve equity release?
There are many reasons for wanting or even needing to take equity from your property.
- You’re coming close to your retirement.
- You want to raise equity for home improvements.
If you have an income it is very likely that you will be able to achieve equity release on your property. It will be age-dependent and also depend on how much income you have and how much you want to release.
Who are the Financial Conduct Authority?
We are authorised and regulated by the Financial Conduct Authority also known as the FCA. They are the conduct regulator for 60,000+ financial services firms and financial markets in the UK. They are the judicious supervisor for around 49,000 firms including Reading mortgage brokers like ourselves. The FCA is there to set specific standards for these financial service firms to ensure you get professional mortgage advice.
YesCanDo Money is authorised and regulated by the financial conduct authority.
What is life insurance and is it worth it?
These days you can insure everything from your pet to your holiday, your property or even your left leg! But is Life Insurance really worth it? < Continue reading below or read this blog for in-depth advice on everything life insurance.
To answer whether life insurance is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes!
Losing a whole person’s income can have devastating effects on a household both mentally and financially. If you couple that with the emotional strain of losing someone, life can quickly take a downward spiral. Having mortgage insurance will guarantee you can keep your property if the worst was to happen. Financial advisers Reading – Looking after our customers’ mortgages since 1994.
Mortgage Protection
The straightforward answer is that most people do need some kind of life insurance / mortgage protection.
Not being fully financially covered can have devastating effects if the worse was to happen in your household if there is a death or if someone is seriously ill.
Make sure that your children, wife or husband are safe and financially looked after should something happen to you.
Mortgage protection is vital if you have a mortgage on your property. This is because you need to know that those loved ones will always have a roof over their heads, even if you are no longer here or if you are too ill to make the monthly outgoings. This is known as mortgage protection.
YesCanDo is a whole of market online insurance broker, this means we can search the whole insurance market to get you the most cover for the best price. We are here to get you the most cover at the best price.
