Fee Free Mortgage Broker Chester
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Get free help from YesCanDo Money to make your mortgage process effortless and smooth. Our services will streamline your application for a mortgage at every step to help you get the most favourable deals and interest rates. At YesCanDo Money, what makes us different is that we don’t charge broker fees in Chester. Therefore, navigating your mortgage alternatives will be easy and more affordable.
Learn how we are able to offer such a highly rated fully free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Independent Mortgage Advice Chester
Navigating a mortgage can seem daunting, but not when you use YesCanDo Money. Experience our highly-rated mortgage service with no broker fees attached.
- Mortgage Solutions for Everyone: We believe every homebuyer should be able to get the best mortgage. Whether you want to buy your first home, remortgage, move home, or invest in property, we have specialist mortgage advisors who will provide relevant solutions for your personal circumstances.
- Our Complete Market Knowledge: Our mortgage broker Chester service, has access to “the whole market.” This means we have access to all mortgage lenders, including all the UK’s high street banks and building societies. We work with 95 mortgage lenders and have access to more than 14,000 mortgage products available from them, guaranteeing that you will always get the right product.
- Transparency: Clear, professional advice is our promise to you. We communicate every detail without resorting to technical jargon or concealing fees, ensuring a transparent process from start to finish.
Fee Free Mortgage Advisor Chester
YesCanDo Money is proud to offer free mortgage services to residents of Chester and across the UK. From the initial consultation to application assistance, we closely work with you to understand your needs and expedite your journey towards securing a better deal.
Mortgage Process for First-Time Buyers in Chester
Taking your first step onto the property ladder? Take our hand, and we’ll provide specialised support to secure your best first ever mortgage. We’re here to make your homeownership dream a reality with:
- Personalised Advice: Tailored guidance based on your financial situation ensures you get the most relevant advice.
- Exclusive Deals: Access the lowest interest rates and mortgage products unavailable to the general public.
- Streamlined Process: Our advisors simplify the paperwork to make the process as straightforward as possible. We communicate with your estate agents and solicitors to make the home buying process as stress-free as possible for you.
Remortgage Services
Are you looking for the right mortgage solution and better rates, or do you need funds for home improvements? Our expertise in remortgaging and comprehensive service can save you money and provide extensive support throughout the process:
- Competitive Rate Comparison: We search for the best interest rates so you don’t have to.
- Equity Release Guidance: We’ll advise you if releasing equity is in your best interest. If not, we’ll tell you honestly.
- Simplified Procedures: We manage the negotiations and paperwork, saving time and effort.
Buy-to-Let Mortgages
Whether you’re an experienced investor or just starting, our independent mortgage advice can help maximise your investment with buy-to-let mortgages. We offer:
- Support for First-Time Investors: Benefit from the expertise of professionals who understand your journey.
- Strategies for Portfolio Expansion: Specific strategies are available for landlords looking to grow their investment portfolio.
- Tailored Lender Matching: We find lenders that best suit your investment goals.
Moving Home in Chester
Relocating within Chester or to the surrounding area? Our expert advice and support ensure a smooth transition to your new home with:
- Bespoke Relocation Plans: Tell us your goals, and we’ll create a plan tailored to your needs.
- Efficient Mortgage Transfers: Whether porting your mortgage or seeking a new deal, we guide you to the best solution.
- Comprehensive Support: From the initial conversation to move-in day, we’re here to assist.
Specialist Mortgages
Are you faced with unique challenges, such as self-employment or credit issues? Our specialist services provide solutions beyond traditional lending criteria, offering:
- Self-Employment Solutions: Being your own boss shouldn’t mean compromising on your mortgage deal. We aim for the best interest rates and deals.
- Extensive Lender Network: Our broad connections include lenders who are more flexible with their criteria.
- Full Application Support: We make the complex mortgage application process simpler, providing expert guidance every step of the way.
Hear From Our Happy Homeowners in Chester
Our client testimonials reflect our dedication, highlighting our commitment to a straightforward, cost-effective, and fee-free mortgage process.
Current Mortgage Rates Chester
Mortgage rates in Chester depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Chester in 2024 is £265,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £212,000 mortgage.
Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Frequently Asked Questions
Do you have to use a mortgage broker in Chester?
No, you're not confined to using a broker in Chester. Many excellent brokers across the UK offer remote services, allowing you to find the best broker nationwide.
Is it cheaper to use a mortgage broker?
Yes, brokers can help you find the best mortgage deals and exclusive rates, potentially saving you a significant amount over the term of your mortgage.
How much do most mortgage brokers charge?
Broker fees vary. Some brokers, like YesCanDo Money, offer their services for free and earn commissions from lenders, while others might charge a fee between £500 and £3,000.
Is it worth talking to a mortgage broker?
Absolutely! Brokers have access to products and information that can significantly benefit your financial situation.
Is it better to use a mortgage broker or bank in the UK?
A broker can access a much more comprehensive array of options than a bank, providing over 14,000 mortgage options from different lenders, whereas banks can only offer their products.
Is it worth paying a mortgage broker?
While paying a broker can benefit complex cases, fee-free brokers like YesCanDo Money offer comprehensive services without cost. They provide access to various mortgage options, ensuring expert guidance and tailored solutions without compromising quality or choice.
Expert Mortgage Advice Across Cheshire
We provide mortgage advice across the Cheshire and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.
