Mortgage Advisor Plymouth
Fee-Free Mortgage Brokers Plymouth
We are authorised and regulated by the Financial Conduct Authority so you can be assured of a professional service. And as our team of mortgage advisers are fully qualified and experienced, you can put your trust in the expert mortgage advice that they are able to offer you.
A Mortgage Service Tailored To You
So, no matter your situation, be you a first-time buyer or a seasoned home mover, a landlord or somebody looking to remortgage, know that we are here for you. We will explore all of your options and won't rest until we have found you the perfect mortgage deal.
If you're looking for a loan with better mortgage rates or if you want to raise money via equity release, we are here for you. A member of our expert mortgage team will work with you throughout the remortgage process, giving you advice and support as they strive to find you a deal with the lowest possible interest rates.
First Time Buyers
As a first time buyer, you will be excited at the prospect of getting on the property ladder. However, we know this can be a stressful time for you too. The mortgage market can seem overwhelming, especially if you don't know which deals are right for your personal circumstances. But fear not as we are here to help. We will support you throughout the home buying journey and will give you all the advice you need.
There is much to do when moving house so your to-do list is probably as long as your arm. But where your mortgage is concerned, we have you covered. We have access to the best deals on the market so after getting to know you, we can offer advice on the mortgage products that are right for your dream home. We can also unburden you of those other tasks that are related to your mortgage, such as making the loan application.
Buy To Let
We have access to the best buy to let mortgages on the market so if you're looking to make a profit from your real estate investment, get in touch with our team. We have many years of experience supporting landlords throughout the UK and know which lenders are right for your particular situation. As part of the financial services we offer, we can also advise you on landlords' building insurance.
YesCanDo Mortgage Process
After getting in touch with us for your Plymouth mortgage, your appointed representative will do everything for you. They will give you mortgage advice, find you a great mortgage deal, manage your application paperwork, and liaise with your lender, estate agent, and solicitor. They will do all of this and more for FREE so this is another incentive to use our independent mortgage service.
If you have been turned for a mortgage in the past, fear not, as we are here to help. We can access specialist mortgages as well as those that are advertised widely on the high street, so if you have an unusual set of circumstances, be assured that it may still be possible for you to get a mortgage.
What You Can Expect From Our Mortgage Brokers
YesCanDo Money is authorised and regulated by the Financial Conduct Authority, so you can be assured of impartial and honest advice that is based on your financial needs. We are here to find the mortgage that is right for you, with the lowest rates available for somebody in your situation.
There is no charge for any of our services and there are no hidden fees. Therefore, you are guaranteed to save money, as you won’t have to face the expenses that certain other brokers will sting you with.
After your first consultation with us, we will be with you throughout the mortgage process. Once you have chosen the best available deal, we will start the mortgage application for you and we’ll stay in contact with your lender so you’re always in the loop.
We offer a range of financial services too, with protection advisers on hand to advise you on a range of life insurance and mortgage protection products that could benefit your financial future.
Our Mortgage Advisers Care
TAKE A LOOK AT WHAT WE OFFER BELOW
Your options will vary depending on your financial situation and your personal set of circumstances. After learning more about you, we will let you know which mortgage products are right for your needs and will advise you on what you might need to do to qualify for other mortgages on the market.
With thousands of mortgage deals out there, you might struggle if you take on the task of finding the perfect mortgage alone. Thankfully, we are here to help you, as we have systems in place to narrow down your search. After getting in touch with us, we will explore the mortgage market on your behalf and won’t stop our search until we have found the right mortgage for you.
No Hassle, No Paperwork, No Fee’s, EVER!
When it comes to your mortgage, we will do everything on your behalf. Your appointed mortgage adviser will compare the market using a mortgage calculator for the best deals around, help you will all aspects of the application process, and liaise with your lender, solicitor, and estate agents. As we have over 30 years of financial services experience, we can also advise you on a range of financial solutions that will benefit your future.
Some mortgage brokers charge for their services but at YesCanDo Money, you can benefit from expert mortgage advice and support for FREE. As you will have a range of other expenses to deal with if you’re moving home, the fact that we don’t charge means you have one less payment to worry about.
If you are ever in a position where you are unable to keep up repayments on your mortgage, your home may be repossessed. However, with a mortgage protection product, the cost of your payments will be covered for a set period of time. Our protection advisers can discuss these products with you when you get a mortgage, so for peace of mind and the protection of your home, it is worth considering your options. Talk to our protection advisers to learn more.
If you’re struggling to keep up repayments on your mortgage, now might be the time to consider a remortgage deal. Especially if you’re stuck on your lender’s standard variable rate, it’s worth looking for a cheaper deal, as you will be much better off financially. You might also want to remortgage to consolidate debt or raise money for home improvements. We can give you the expert advice you need so talk to our mortgage advisers about the mortgage solutions that are right for you.
If you’re looking for a buy to let mortgage or need a remortgage on your current rented property, our independent mortgage advisers can help you. With access to deals with the lowest interest rates on the markets, we can make sure you make more of a profit from your investment. On top of our mortgage advice, we can advise you on landlords’ building insurance too, so get in touch with our team if you would like to know more.
Mortgages In Plymouth
Great Mortgage Deal and Mortgage Rates In Plymouth
Mortgage rates depend on the Bank of England base rate, your affordability rating, and the type of property you are considering in Plymouth. Your home may be repossessed if you aren’t able to keep up with the payments on your mortgage, but with the help of a mortgage adviser at YesCanDo, you can benefit from mortgage advice that suits your financial circumstances.
Property Prices In Plymouth
The price of a property in Plymouth will depend on the type of property you choose and the neighbourhood you decide to move into. The table below indicates the average property prices in Plymouth.
|Property Type||Average Property Price||Monthly Mortgage Repayment *|
|Flat/Apartment in Plymouth||£170,538||£650.55 a month*|
|Terraced House in Plymouth||£253,411||£966.68 a month*|
|Semi-Detached House in Plymouth||£296,200||£1,129.91 a month*|
|Detached House in Plymouth||£515,065||£1,964.81 a month*|
* (Monthly mortgage repayment based on average price paid with a 90% Loan To Value – 2% two year fixed rate – 25 year term) * Rates will differ
Highly Rated Mortgage Brokers Plymouth
Our expert mortgage advisers help you to achieve your best mortgage.
If you’re in need of free mortgage advice, call our advisers or fill out our form to let us know the best time of day to reach you.
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Meet Our Mortgage Team
Read our mortgage, insurance and property help guides.
Living in Plymouth
The historic city of Plymouth is famous for many reasons, not least the sea port which once saw British explorer Captain Cook set sail from the city when embarking on his maiden voyage.
Today, the bustling waterfront is just one of the reasons why people decide to come to the city. They also come here for the long stretches of beautiful coastline and to be close to the beaches and countryside of Devon and Cornwall.
House prices vary so your choice of home will depend on your budget. The average property price is £224,496 according to Rightmove, so it’s a comparatively affordable place to live.
One of the most popular places to live is Peverell, with it’s large houses and gardens, close proximity to the city centre, and the 168 acres of Central Park on the doorstep. The area has an average property price of £240,570.
Stoke is another popular place to live, with decently sized houses and the historic Devonport Park nearby. The average price for a property here is £208,095.
But wherever you live in Plymouth, you can benefit from the glorious scenery, the healthy sea air, and a city that has great transport links to it’s various amenities. If you’re thinking about living here, contact a mortgage adviser at YesCanDo for the expert mortgage advice they can give to you.
Expert Mortgage Advice Across Devon
We provide mortgage advice across England. If you are local to the area and would like to talk to a specialist advisor please contact us.