Get FREE Mortgage Advice in Brighton and Hove
How do you get a mortgage?
Here at YesCanDo money, we give honest, straight forward, easy to understand financial advice into the finance market. We search the whole mortgage market to find the best mortgage rates available to you for your requirements. We also take care of all the administration for mortgages and life cover applications as well as liaise with mortgage lenders, estate agents, and solicitors in Brighton to make sure the process is as smooth and hassle-free for you as possible.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover and everything financial in between. Being a small, experienced team of mortgage advisers means that you will always know who you are talking to and that we can really get to know you.
SPEAK TO A MORTGAGE ADVISOR
Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options. Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.
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Fee Free Mortgage Brokers Brighton and Hove
We are an FCA approved free mortgage broker in Brighton with a team or CeMAP qualified independent mortgage advisers and protection advisers. We offer mortgage products and advice into the finance market and a range of mortgages, insurance, and property services in Brighton and the UK.
Whether you are a first time buyer looking to become a homeowner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people in Brighton achieve their best mortgage service and rates.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are independent mortgage advisers, which means we search the entire mortgage market for the best mortgages suited to your circumstances.
We have a range of mortgage services and offers available.
Why choose our mortgage advisors for your mortgage in Brighton UK?
Our Hampshire based mortgage brokers hold an expert mortgage adviser team. An advisor from our team will provide you with very helpful mortgage advice and information. They will take the time to get to know you and your personal circumstances so we can provide sound financial information, expert mortgage advice and solutions, life cover, and everything financial in between. We ensure that you always fully understand all of your available options and process and that you NEVER pay more than you need too.
Our highly rated independent mortgage service has access to the whole of the mortgage market. This means we are able to consider every mortgage available to you and provide you with your best mortgages available.
Remember, our independent free mortgage brokers near Brighton charge NO FEE for our highly rated mortgage advice service.
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being mortgage brokers that really care, we make sure our mortgage experts are CeMAP qualified. This means our team can research the whole of the market and find a mortgage that best suits you and your situation.
Financial Mortgage Advice Brighton
Our team of financial advisers offer FREE financial advice and a NO FEE independent mortgage service to everyone in and around Brighton. We offer meetings both at our offices in Havant as well as video call meetings such as Zoom and Facetime from the comfort of your own home.
Offering amazing no fee mortgage advice – look at offer hundreds of 5-star reviews. (Our Mortgage Brokers Brighton are not based in Brighton but covering the area online.)
Frequently Asked Questions
The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five per cent (5%) of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit.
Your home may be repossessed if you do not keep up repayments on your mortgage. Early repayment charges apply during the fixed-rate period.
Each lender uses their own mortgage affordability calculator to decide the size of the mortgage you will be able to have. Speak to a whole of market mortgage broker and they will be able to access all lenders and let you know how much you will be able to borrow.
Although nearly all mortgage brokers in Brighton do charge a fee to arrange a mortgage for you. You will find that there are many free mortgage brokers that will arrange a mortgage on your behalf without charging you.
One of your team of mortgage finders and mortgage advisors will submit your application and this will usually take a couple of hours. You should know that are accepted within around 48 hours. More details on the process and how long your mortgage application will take.
This will depend on which bank or building society you use, however the majority of lenders mortgage decision in principle will last 3 months.
It is not essential to use a local Brighton mortgage broker however there are benefits in using a local mortgage adviser. The main benefit being that you will be able to have a face to face meeting either at our Havant offices or at your home in Brighton. With mortgage adviser video calls available, meeting face to face in no more a necessity.
Looking for a mortgage brokers near me in Brighton – We are here to help!
A whole of market mortgage adviser will be able to search the whole mortgage market to find you the best rates and deals.
We are frequently asked for mortgage advice from a range of medical professionals such as doctors, nurses and GPs; if we can find them the best mortgage rates based on their medical profession. We work with a variety of leading lenders and can secure you the mortgage deal you require. Learn more by visiting our professional pages below or call for friendly no-obligation advice.
If you want to remortgage in Brighton, you will need to speak to a whole of market financial advisors five months before your current rate is finished. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you.
How much does a remortgage cost? In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge. Talk to one of our Brighton (UK) mortgage finders at YesCanDo for further information about our mortgage advice and services. Learn more about the remortgage process here.
So your existing fixed-rate mortgage is coming to an end and it’s time to get a remortgage underway. You may be wondering whether it is better to stay with your existing lender or will you get a better deal by remortgaging with a new lender?
When you come to remortgage, do you stay with the same lender? This is a question that most people will ask themselves when needing to find a better rate and deal. With over 14,000 mortgage rates and deals available, you will usually be able to get a better interest rate when changing your mortgage lender.
This answer is not always the easiest to decide for yourself. Using mortgage brokers near you advice will massively help you see the overall financial picture more clearly.
We aim to provide free mortgage advice to the south coast of the UK. The best Mortgage Brokers covering Brighton
You can remortgage for free, find out here. The reason most people remortgage is to save money. How much can you expect to spend on remortgaging and is it worth it? Is it even possible to remortgage at no cost at all?
The great news is that it is possible to remortgage for free! We will be able to provide you with advice on how to re-mortgage to a better interest rate and save money on your monthly mortgage payments for no cost at all.
Here we go into more depth on the different fees that you can expect to pay when you come to remortgage. We also explain a way that you can remortgage at zero cost to yourself! Speak to our Mortgage Advisors that cover Brighton & Hove.