Mortgage Broker Brighton & Hove
YesCanDo Money is an FCA approved free mortgage broker who offers FEE FREE financial advice and a NO FEE mortgage service in Brighton, East Sussex and across the south coast of the UK. Simply complete our contact form and a mortgage adviser will call you back to arrange a meeting.
FREE Mortgage Broker Brighton and Hove
How do you get a mortgage?
Here at YesCanDo money, we give honest, straight forward, easy to understand financial advice into the finance market. We are an independent free mortgage broker covering Brighton and the south coast of England UK. We search the whole mortgage market to find the best mortgage rates available to you for your requirements. We also take care of all the administration for mortgages and life cover applications as well as liaise with Brighton estate agents, mortgage lenders and Brighton solicitors to make sure the process is as smooth and hassle-free for you as possible.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover and everything financial in between. Being a small, experienced team of mortgage advisers means that you will always know who you are talking to and that we can really get to know you.
Fee Free Mortgage Brokers Brighton and Hove
We are an FCA approved free mortgage broker in Brighton with a team or CeMAP qualified independent mortgage advisers and protection advisers. We offer mortgage products and advice into the finance market and a range of mortgages, insurance, and property services in Brighton and the UK.
Whether you are a first time buyer looking to become a homeowner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people in Brighton achieve their best mortgage service and rates.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are independent mortgage advisers, which means we search the entire mortgage market for the best mortgages suited to your circumstances.
We have a range of mortgage services and offers available.
Why choose our mortgage advisors for your mortgage in Brighton UK?
Our Hampshire based mortgage brokers hold an expert mortgage adviser team. An advisor from our team will provide you with very helpful mortgage advice and information. They will take the time to get to know you and your personal circumstances so we can provide sound financial information, expert mortgage advice and solutions, life cover, and everything financial in between. We ensure that you always fully understand all of your available options and process and that you NEVER pay more than you need too.
Our highly rated independent mortgage service has access to the whole of the mortgage market. This means we are able to consider every mortgage available to you and provide you with your best mortgages available.
Remember, our independent free mortgage brokers near Brighton charge NO FEE for our highly rated mortgage advice service.
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being mortgage brokers that really care, we make sure our mortgage experts are CeMAP qualified. This means our team can research the whole of the market and find a mortgage that best suits you and your situation.
Financial Mortgage Advice Brighton
Our team of financial advisers offer FREE financial advice and a NO FEE independent mortgage service to everyone in and around Brighton. We offer meetings both at our offices in Havant as well as video call meetings such as Zoom and Facetime from the comfort of your own home.
Offering amazing no fee mortgage advice – look at offer hundreds of 5-star reviews. (Our Mortgage Brokers Brighton are not based in Brighton but covering the area online.)
Best Mortgage Rates
We have access to the whole of the mortgage market which includes all high street lenders such as Barclays, Santander, NatWest, and Nationwide etc. Our broker will assign you a local mortgage contact that will take time to get to know you and your situation; this is vital in helping us find the right mortgage and advise for you. We look at the overall value of mortgages which includes the right mortgage rate and the deals that come with it.
Mortgages for Moving Home in Brighton & Hove
No matter how many times you have moved in the past, buying and selling your house is well known to be one of the most stressful experiences in life…unless you use YesCanDo to help you that is 😉
We take care of every aspect of getting the best mortgage and the buying and selling services for you. We will introduce you to YesCanDo Property who will give you advice the whole of the sale process with you, value your home and discuss how the property market is behaving.
YesCanDo Property has a lot of experience selling properties in Brighton, Hove, Chichester, Portsmouth and most of South Hampshire and West Sussex. Once we have an idea of how much your home is worth we will go through all of the financial figures with you. This will be to make sure you have accounted for moving costs, solicitor’s fees and everything in between. We will complete and submit your mortgage, recommend a proactive and reliable solicitor, liaise with estate agents and generally ensure your house move goes through with the minimal amount of fuss and hassle possible.
Each and every step of the way we will keep you and your solicitor updated and informed on the progress of your mortgage. We understand how frustrating and time consuming it is chasing all the relevant parties, so we take this stress and worry off your shoulders so all you need to do is start packing!
Yes, we provide mortgage advice in Brighton, East Sussex and across the UK but that is just the tip of the iceberg that is our very helpful range of property based services. If you are thinking, is there a mortgage broker near me that will look after me well, look no further.
Buying Your First Home in Brighton
As a first time buyer, buying your first home can be a daunting experience. YesCanDo money are local independent mortgage brokers that hold a wealth of knowledge and experience to help you buy the perfect first home for you. We are mortgage brokers that host a team of local advisers that are expert independent mortgage finders. We provide you with advice and help find a mortgage product that suits your needs. We even work closely with a panel of solicitors that we will recommend to you. We are here provide you with mortgage advice, information and we will be with you every step of the mortgage process and home buying process.
Our mortgage brokers are made up of a large team ready and available to support you. You will have your very own personal Mortgage Advisor to ‘hold your hand’. They will provide you with very helpful mortgage advice and aim to answer any questions you may have to guide you through the whole process. Looking for a mortgage broker in Brighton then Call us 02392 373235
As a first time buyer you will feel excited when an offer accepted on your new home, one of our mortgage advisers will complete your mortgage process for you. After the mortgage application is submitted the mortgage advisor will keep you and your solicitor updated every step of the way, taking all the stress and worry off you!
So that your mortgage application is processed quickly and efficiently, we will regularly chase the mortgage lender for updates as well as keep on top of estate agents and solicitors to make sure that your purchase completes smoothly and as quickly as possible.
We will also arrange the necessary insurances to ensure that you are adequately protected. These would include life cover/life insurance, home insurance and a will. Once these are up and running you will be ready to exchange contracts which is the day it’s all official, you will soon be a homeowner! If you are thinking, is life insurance worth it? < find out here.
Our work for you doesn’t stop there – once your mortgage deal comes to an end, we will contact you to arrange a financial review. This is where we find you another mortgage deal (remortgage) and check all related insurance policies to make sure you still have the most competitive policy.
Looking for first time buyer advice from a mortgage broker Brighton – Contact us 02392 373235
Brighton & Hove Remortgage
There are usually two reasons to arrange remortgages, to save money or to raise money (sometimes we can even arrange both!) If your current mortgage deal comes to an end shortly or within the next 6 months, then call us to find out what your next mortgage could be.
If you are worried about your mortgage payments increasing, would like to reduce the term of your mortgage, take advantage of the low-interest mortgage rates or just want the security of knowing that your mortgage payments will be for a fixed period of time, we can calm your fears and work out the best course of action for you.
Maybe you would like to raise some money to carry out home improvements or to repay some debt. Give us an idea of how much you need and we can tell you the maximum you could borrow and how your monthly mortgage payments would be affected.
If you are wondering if there is a mortgage broker near me in Brighton that cares – look no further!
As with all of our mortgages, we take care of all the details for you with support from one of our amazing local mortgage advisors. We do everything from being the perfect mortgage finders by completing a mortgage comparrison to submitting the mortgage application and even helping you complete the solicitor’s paperwork ready for completion. We keep in contact with you every step of the way, letting you know the progress of your remortgage. We will also review your current life cover/life assurance policies to ensure that they are up to date and adequate in line with your new mortgage.
Want to find the best mortgage broker for brighton? – Call us for advice on 02392 373235
Buy To Let Mortgages
Buying a property or renting your old one out.
Buying a property or renting your old one out.
Are you thinking of taking advantage of the low house prices and buying a property to let out and need advice??
Maybe you are thinking of buying a new home and renting out your old one?
You will be given a dedicated mortgage advisor from our fantastic team who will help and guide you with everything from mortgages, the rental income required by the mortgage provider to recommending a solicitor and arranging specialist landlords buildings insurance. Our independent mortgage brokers and home specialists know the recipe for a successful buy to let. We always strive to provide information and mortgage advice to help guide you to save money and make your buy to let an overall profitable investment.
YesCanDo Property will be on hand to offer mortgage advice on the sorts of properties that attract the highest rental income, the tenancy agreements and the best potential properties to view. They also offer a fully managed letting service for one of the lowest rates in the market. They will take all the work out of being a landlord and once a month pays you the rent.
All of our Buy To Let services are accompanied by the YesCanDo attitude along with our friendly, honest, reliable financial and mortgage advice to all home buyers. You can rely on YesCanDo, who have plenty of first-hand experience in looking after landlords and letting properties in Brighton, to give you clear and straight forward mortgage advice.
Our customer reviews speak for themselves
We have many happy customers from across Hampshire, Sussex, Surrey, Dorset, Berkshire, Somerset, Wiltshire, Buckinghamshire, London and surrounding counties across England and the UK. Take a moment to read and visit our Google Business page for more customer reviews. You can also leave the team a Google review or Facebook recommendation.
Frequently Asked Questions
The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five per cent (5%) of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit.
Your home may be repossessed if you do not keep up repayments on your mortgage. Early repayment charges apply during the fixed-rate period.
Each lender uses their own mortgage affordability calculator to decide the size of the mortgage you will be able to have. Speak to a whole of market mortgage broker and they will be able to access all lenders and let you know how much you will be able to borrow.
Although nearly all mortgage brokers in Brighton do charge a fee to arrange a mortgage for you. You will find that there are many free mortgage brokers that will arrange a mortgage on your behalf without charging you.
One of your team of mortgage finders and mortgage advisors will submit your application and this will usually take a couple of hours. You should know that are accepted within around 48 hours. More details on the process and how long your mortgage application will take.
This will depend on which bank or building society you use, however the majority of lenders mortgage decision in principle will last 3 months.
It is not essential to use a local Brighton mortgage broker however there are benefits in using a local mortgage adviser. The main benefit being that you will be able to have a face to face meeting either at our Havant offices or at your home in Brighton. With mortgage adviser video calls available, meeting face to face in no more a necessity.
Looking for a mortgage brokers near me in Brighton – We are here to help!
A whole of market mortgage adviser will be able to search the whole mortgage market to find you the best rates and deals.
We are frequently asked for mortgage advice from a range of medical professionals such as doctors, nurses and GPs; if we can find them the best mortgage rates based on their medical profession. We work with a variety of leading lenders and can secure you the mortgage deal you require. Learn more by visiting our professional pages below or call for friendly no-obligation advice.
If you want to remortgage in Brighton, you will need to speak to a whole of market financial advisors five months before your current rate is finished. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you.
How much does a remortgage cost? In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge. Talk to one of our Brighton (UK) mortgage finders at YesCanDo for further information about our mortgage advice and services. Learn more about the remortgage process here.
So your existing fixed-rate mortgage is coming to an end and it’s time to get a remortgage underway. You may be wondering whether it is better to stay with your existing lender or will you get a better deal by remortgaging with a new lender?
When you come to remortgage, do you stay with the same lender? This is a question that most people will ask themselves when needing to find a better rate and deal. With over 14,000 mortgage rates and deals available, you will usually be able to get a better interest rate when changing your mortgage lender.
This answer is not always the easiest to decide for yourself. Using mortgage brokers near you advice will massively help you see the overall financial picture more clearly.
We aim to provide free mortgage advice to the south coast of the UK. The best Mortgage Brokers covering Brighton
You can remortgage for free, find out here. The reason most people remortgage is to save money. How much can you expect to spend on remortgaging and is it worth it? Is it even possible to remortgage at no cost at all?
The great news is that it is possible to remortgage for free! We will be able to provide you with advice on how to re-mortgage to a better interest rate and save money on your monthly mortgage payments for no cost at all.
Here we go into more depth on the different fees that you can expect to pay when you come to remortgage. We also explain a way that you can remortgage at zero cost to yourself! Speak to our Mortgage Advisors that cover Brighton & Hove.