Fee Free Mortgage Broker Portsmouth
- Free Expert Mortgage Advice
- We Complete Your Application
- Support Throughout
- Access To The Best Mortgage Rates
Our Fee-Free Mortgage Services
Remortgage
Portsmouth remortgage advice
If you are tied down with expensive mortgage payments, now could be a good time to remortgage, especially if you're near the end of your mortgage term or on your current lender's standard variable rate. You will be able to reduce the repayments on your mortgage if you remortgage, which is good news if you are struggling financially. Remortgaging is also a good idea if you're looking to consolidate debt or release equity on your home. Speak to a mortgage advisor today to learn more.
First Time Buyers
First-time buyer mortgages in Portsmouth
If you are a first-time buyer looking to get your feet on the property ladder, turn to our team for help. A mortgage adviser will let you know which online and high street lenders are better suited to first-time property buyers and we will make sure you get the most suitable mortgage for your financial needs. We can also advise you on the government schemes that are worth taking advantage of, such as the Help to Buy Scheme, which is specifically designed for first-time homeowners.
Moving Home
Moving home in Portsmouth
With so much to think about when looking for your dream home, you can be forgiven if you're feeling a little overwhelmed. However, we are here to take some of the pressure off, as when it comes to your mortgage, we can make life easier for you. Not only will we offer you sound mortgage advice about which deal is right for you but we will also manage all the paperwork that is required when you make an application to a mortgage lender.
Buy To Let
Advice for Portsmouth landlords
We have years of experience supporting landlords in Portsmouth and throughout the UK and have the ability to get you the right deal on a buy-to-let mortgage. Our financial advisers are here to talk to you about landlords insurance too and all other matters related to your rental property. Contact us to learn more and benefit from the unique mortgage and financial services that we are able to offer you.
Fee-Free Mortgage Advisor Portsmouth
Whether you're a first-time buyer looking to get on the property ladder, a home mover looking for a great deal on your next mortgage, or a homeowner looking to remortgage for equity release or better interest rates, we are here for you. We can also help you if you're a landlord looking for right mortgage advice on loans for rental properties.
Interested? Give us a call if so and tell us about your specific needs. And as all of our services are FEE FREE, there will be no cost to you if you choose us as your Portsmouth mortgage brokers.
Independent Mortgage Brokers in Portsmouth
We really do make getting a mortgage seem easy.
Step 1: Get in touch
Call us on 033 0088 4407 or message us here. We will then make contact and ask you a few questions about your situation and arrange a call or video call meeting. Remember we charge. NO FEE for our service!
Step 2: Mortgage Advice
A local online mortgage advisor will contact to have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help. We communicate online.
Step 3: We Compare
We will search the WHOLE mortgage market and get you the best rates and deals. We look at the best overall value of the home loan deal for you and your situation. Get the best rates and deals!
Step 4: Mortgage Ready
Once you choose your best available deal, we will get the application for your mortgage started for you. Once your application is successful you will receive a decision in principle (DIP). Most estate agents require a DIP to accept an offer.
YesCanDo Mortgage Process
Of course, some people find it easier to get a mortgage than others. If you have bad credit or unusual employment circumstances, it might be that you have been turned down for a mortgage in the past. Fear not, however, as our mortgage advisers have worked with clients in all kinds of circumstances, so if you have struggled to get a mortgage, we are here to help.
What You Can Expect From Our Mortgage Broker in Portsmouth
As YesCanDo Money is authorised and regulated by the Financial Conduct Authority, you can be assured of honest, impartial, and professional advice from an appointed representative. We will always have your best interests at heart so no matter your personal and financial situation, know that we will always offer mortgage advice that is tailored to your particular needs.
Should you decide to use our services, you won’t be charged the typical fee that many other mortgage brokers charge their customers. We are able to waive the broker fee because we are paid commission from mortgage lenders, so this is one expense that you won’t need to worry about during the mortgage process.
As we are located near Portsmouth, you can benefit from a team of mortgage brokers that understands the local housing market. Therefore, we are able to advise you on the types of properties that you may be able to afford and can give you the right financial advice accordingly.
Highly Rated Portsmouth Mortgage Brokers
If you’re looking for the best mortgage service in Portsmouth, consider the reviews and ratings that our clients have left for us on TrustPilot, Facebook, and Google. They have many positive things to say about the services we offer, and if you decide to become one of our new clients, you will be able to experience our excellent mortgage services for yourself.
We Compare 14,000+ Mortgage Deals
There are thousands of residential mortgages on the market so if you were planning to search through them alone, it would take you a great deal of time. Thankfully, you don’t have to go it alone as we can compare every deal on your behalf. We compare and consider deals that are offered by lenders on the high street, such as Halifax and Barclays, and we look at the deals being offered by specialist lenders too. Thanks to the systems we have in place, it won’t take us long to search the whole market for your new mortgage.
Mortgage brokers that give expert mortgage advice
When we say we are here for you, we mean exactly that! We are committed to helping you find a mortgage deal that we know you can afford so you can be assured that your financial needs will be our priority.
As part of our care for you, we will also offer advice on a range of financial products, including life insurance and mortgage protection, to ensure the security of your financial future. We do all of this and so much more, with a tailored service that is designed to suit your best interests.
Mortgages In Portsmouth
Mortgage Rates In Portsmouth
These depend on the Bank of England base rate, your affordability rating, and the type of mortgage you are looking for. Speak to a mortgage adviser at YesCanDo Money for advice on current rates and how you may be able to make savings on your next mortgage.
Property Prices In Portsmouth
The price of a property in Portsmouth will depend on the type of property you choose and the neighbourhood that you decide to move into.
The table below indicates the average property prices in Portsmouth.
| Property Type | Average Property Price | Monthly Mortgage Repayment * |
|---|---|---|
| Flat/Apartment in Portsmouth | £199,856 | £587.91 pcm |
| Terraced House in Portsmouth | £327,898 | £969.97 pcm |
| Semi-Detached House in Portsmouth | £388,293 | £1,144.87 pcm |
| Detached House in Portsmouth | £624,158 | £1,837.47 pcm |
* (Monthly mortgage repayment based on average price paid with a 80% Loan To Value – 5% two year fixed rate – 25 year term) * Rates will differ
Highly Rated Mortgage Broker in Portsmouth
Proudly Boasting a 5-Star Trustpilot Rating
Our clients’ satisfaction speaks volumes about our service quality. YesCanDo Money is proud to have earned a 5-star rating on Trustpilot, reflecting our dedication to providing top-notch, personalised mortgage advice and services. We take pride in our commitment to excellence, ensuring that every client receives the best possible guidance and support.
I built YesCanDo Money from 20 years of being a local independent financial advisor where customer service was of utmost importance to me. Around 7 years ago my sons (Matthew & Sam) joined the business and since then we have grown our fee free mortgage broker to provide the same level of service but online and to the whole of the UK. We are proud to have looked after the people of Portsmouth and around the UK for over 30+ years. We hope we can help you soon too.
Let Our Expert Mortgage Advisers Guide You to Your Ideal Mortgage Solution.
Meet Our Mortgage Team
Get in touch with our team today to learn more and benefit from the services of a highly-rated, passionate, and qualified mortgage adviser.
Read our mortgage, insurance and property help guides.
Living in Portsmouth
Whether you’re looking to live near the sea, have access to plentiful job opportunities, or simply want to be part of the hustle and bustle of one of the busiest cities in the UK, Portsmouth has a lot to offer.
The big question, of course, is where should you live? This mostly depends on your budget, as you will need to factor in your finances when deciding which area of Portsmouth to move to.
The average price for a property in Portsmouth is £265,299, according to Rightmove, which is certainly cheaper than somewhere like London, where the average house price is £667,000.
In terms of the cheaper areas to live, neighbourhoods in the PO2 district, including Stamshaw, Tipner, and North End are popular locations. You are looking at average prices of around £210,000 in these places although you can expect to pay more for a detached house than a terraced property.
Of course, there is more to consider than price. Certain areas in Portsmouth are more popular than others, due to a range of different factors. Those looking to live within a bustling seaside area might consider Southsea or old Portsmouth for example, whereas those wanting to live within a quiet area might choose to move to the peaceful residential suburb of Copnor.
It’s wise to do your research but within your decision-making, talk to a mortgage adviser at YesCanDo for advice on property prices and mortgage affordability.
