Mortgage Broker Portsmouth
Fee-Free Mortgage Advisors in Portsmouth
Whether you're a first-time buyer looking to get on the property ladder, a home mover looking for a great deal on your next mortgage, or a homeowner looking to remortgage for equity release or better interest rates, we are here for you. We can also help you if you're a landlord looking for mortgage advice on loans for rental properties.
Interested? Give us a call if so and tell us about your specific needs. And as all of our services are FEE FREE, there will be no cost to you if you choose us as your Portsmouth mortgage brokers.
A Mortgage Service Tailored To You
After helping you secure the best deal available, your mortgage adviser will continue to help you. They will give you fee-free financial advice, answer any questions you have, and will manage all the paperwork that is associated with your mortgage application too. Your mortgage adviser will do all of this and more to help you on your journey toward getting the best mortgage for your current or future home.
If you are tied down with expensive mortgage payments, now could be a good time to remortgage, especially if you're near the end of your mortgage term or on your current lender's standard variable rate. You will be able to reduce the repayments on your mortgage if you remortgage, which is good news if you are struggling financially. Remortgaging is also a good idea if you're looking to consolidate debt or release equity on your home. Speak to a mortgage advisor today to learn more.
First Time Buyers
If you are a first-time buyer looking to get your feet on the property ladder, turn to our team for help. A mortgage adviser will let you know which online and high street lenders are better suited to first-time property buyers and we will make sure you get the most suitable mortgage for your financial needs. We can also advise you on the government schemes that are worth taking advantage of, such as the Help to Buy Scheme, which is specificially designed for first-time homeowners.
With so much to think about when looking for your dream home, you can be forgiven if you're feeling a little overwhelmed. However, we are here to take some of the pressure off, as when it comes to your mortgage, we can make life easier for you. Not only will we offer you advice about which deal is right for you but we will also manage all the paperwork that is required when you make an application to a mortgage lender. With our support, the moving process can be made so much easier.
Buy To Let
We have years of experience supporting landlords in Portsmouth and throughout the UK and have the ability to get you the right deal on a buy-to-let mortgage. Our financial advisers are here to talk to you about landlords insurance too and all other matters related to your rental property. Contact us to learn more and benefit from the unique mortgage and financial services that we are able to offer you.
YesCanDo Mortgage Process
Of course, some people find it easier to get a mortgage than others. If you have bad credit or unusual employment circumstances, it might be that you have been turned down for a mortgage in the past. Fear not, however, as our mortgage advisers have worked with clients in all kinds of circumstances, so if you have struggled to get a mortgage, we are here to help.
What You Can Expect From Our Mortgage Brokers
As YesCanDo Money is authorised and regulated by the Financial Conduct Authority, you can be assured of honest, impartial, and professional advice from an appointed representative. We will always have your best interests at heart so no matter your personal and financial situation, know that we will always offer mortgage advice that is tailored to your particular needs.
Should you decide to use our services, you won’t be charged the typical fee that many other mortgage brokers charge their customers. We are able to waive the broker fee because we are paid commission from mortgage lenders, so this is one expense that you won’t need to worry about during the mortgage process.
As we are located near Portsmouth, you can benefit from a team of mortgage brokers that understands the local housing market. Therefore, we are able to advise you on the types of properties that you may be able to afford and can give you the right financial advice accordingly.
Our Mortgage Advisers Care
TAKE A LOOK AT WHAT WE OFFER BELOW
There are different types of mortgages available but not all of them will be right for you. Your options will vary depending on your financial circumstances, your employment situation, and the amount of money you are able to put down as a deposit. Your appointment mortgage adviser will explain the different mortgage types to you and will let you know which products on the mortgage market are better suited to your needs.
There are thousands of residential mortgages on the market so if you were planning to search through them alone, it would take you a great deal of time. Thankfully, you don’t have to go it alone as we can compare every deal on your behalf. We compare and consider deals that are offered by lenders on the high street, such as Halifax and Barclays, and we look at the deals being offered by specialist lenders too. Thanks to the systems we have in place, it won’t take us long to search the whole market for your new mortgage.
No Hassle, No Paperwork, No Fees, EVER!
When it comes to your mortgage, your appointed mortgage advisers will do everything for you. They will look for the best deal, manage your mortgage application, liaise with your mortgage lender, and so much more besides. As such, the whole process can become hassle-free, for you at least, as you won’t have to burden yourself with the complicated tasks involved during the mortgage process.
When you choose to use YesCanDo, you can benefit from all of our expert mortgage advice and support for FREE. So, not only will you save money after we have searched for the lowest rates on the market but you will save money by avoiding the typical fee that certain other mortgage brokers charge their clients.
As we are authorised and regulated by the Financial Conduct Authority, we can give advice into the finance market, with guidance on a range of life insurance and protection products that may be relevant to you. These are designed to offer you security should you ever fall into financial difficulty so are worth considering when taking out your mortgage.
A remortgage can be financially beneficial if you’re currently tied down to your existing lender’s standard variable rates and looking to reduce the repayments on your mortgage. If you’re looking to raise money or consolidate your debts, a remortgage can also be a good idea. Get in touch with us to see if you can benefit from a better deal than the one that you are currently making payments on.
We have a specialist team of advisers on hand to help you with your buy to let investment. Not only will we consider the mortgage types that are right for your situation but as part of our property services, we will advise you on landlords insurance too.
Mortgages In Portsmouth
Mortgage Rates In Portsmouth
These depend on the Bank of England base rate, your affordability rating, and the type of mortgage you are looking for. Speak to a mortgage adviser at YesCanDo Money for advice on current rates and how you may be able to make savings on your next mortgage.
Property Prices In Portsmouth
The price of a property in Portsmouth will depend on the type of property you choose and the neighbourhood that you decide to move into.
The table below indicates the average property prices in Portsmouth.
|Property Type||Average Property Price||Monthly Mortgage Repayment *|
|Flat/Apartment in Portsmouth||£199,856||£765.02 a month*|
|Terraced House in Portsmouth||£327,898||£1,255.15 a month*|
|Semi-Detached House in Portsmouth||£388,293||£1,486.33 a month*|
|Detached House in Portsmouth||£624,158||£2,380.97 a month*|
* (Monthly mortgage repayment based on average price paid with a 90% Loan To Value – 2% two year fixed rate – 25 year term) * Rates will differ
Highly Rated Mortgage Broker in Portsmouth
Our expert mortgage advisers help you to achieve your best mortgage.
If you’re looking for the best deal on a mortgage, speak to a trusted mortgage adviser today. We are experts in all that we do and can point you towards the lender that is better suited to your particular needs.
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Get in touch with our team today to learn more and benefit from the services of a highly-rated, passionate, and qualified mortgage adviser.
Read our mortgage, insurance and property help guides.
Living in Portsmouth
Whether you’re looking to live near the sea, have access to plentiful job opportunities, or simply want to be part of the hustle and bustle of one of the busiest cities in the UK, Portsmouth has a lot to offer.
The big question, of course, is where should you live? This mostly depends on your budget, as you will need to factor in your finances when deciding which area of Portsmouth to move to.
The average price for a property in Portsmouth is £265,299, according to Rightmove, which is certainly cheaper than somewhere like London, where the average house price is £667,000.
In terms of the cheaper areas to live, neighbourhoods in the PO2 district, including Stamshaw, Tipner, and North End are popular locations. You are looking at average prices of around £210,000 in these places although you can expect to pay more for a detached house than a terraced property.
Of course, there is more to consider than price. Certain areas in Portsmouth are more popular than others, due to a range of different factors. Those looking to live within a bustling seaside area might consider Southsea or old Portsmouth for example, whereas those wanting to live within a quiet area might choose to move to the peaceful residential suburb of Copnor.
It’s wise to do your research but within your decision making, talk to a mortgage adviser at YesCanDo for advice on property prices and mortgage affordability.