Fee Free Mortgage Broker Preston
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
YesCanDo Money makes navigating the mortgage landscape in Preston a breeze with our free and practical support. We excel in providing expert mortgage and protection advice, assisting with your mortgage application, and ensuring you access the best deals and interest rates without broker fees.
Learn how we are able to offer such a highly rated fully free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Free Mortgage Advice Preston
Starting the mortgage journey might seem daunting, but with YesCanDo Money’s team of mortgage advisors and zero broker fees, it becomes effortless.
Why Select Us as Your Go-To Mortgage Brokers
Here are three main reasons our customers value our helpful, fee-free mortgage services:
Tailored Mortgage Consultation for Preston Inhabitants
Every dream home in Preston deserves an equally dreamy mortgage. Whether you’re dipping your toes into the market for the first time, considering remortgaging, relocating, or investing, our mortgage consultants provide personalized mortgage advice uniquely crafted for your specific circumstances.
Access to All Leading Banks and Lenders
Our in-depth knowledge of the mortgage arena ensures we can effortlessly match you with the ideal lender. Our consultancy covers over 95 lenders and over 14,000 different mortgage types, making your perfect match just a consultation away.
No Hidden Charges
We believe in clarity and simplicity. We aim to make your mortgage journey as transparent and straightforward as possible. We aim to make this complex process feel like a walk in the park by offering professional, easy-to-understand mortgage advice from the initial consultation to completion — all at no cost to you.
Independent Mortgage Advisor Preston
YesCanDo Money is eager to offer Preston residents various free mortgage services, from the first consultation to helping with mortgage application completion through to completion. We collaborate with our customers to understand their personal circumstances and mortgage needs and navigate the quickest route to a better mortgage deal.
Mortgages for First-Time Buyers
Stepping onto the property ladder as a first-time buyer? Fear not. We’re by your side every step of the way, offering personalised guidance and securing the best rates. Let’s transform your homeownership dream into reality.
- Personalised Guidance: Your unique financial situation will dictate our bespoke advice.
- Exclusive Offers: Access to special deals not available to the general public.
- Simplified Process: We take the sting out of paperwork, ensuring a smooth process.
Remortgage Services
Approaching the end of your current mortgage deal and looking for better rates or funds for a crucial renovation? Maybe you’re considering consolidating debts to lower your monthly expenses. Whatever the case, we’re here to help you save money and support you throughout remortgaging.
- Competitive Rate Comparison: No need to search aimlessly. We’ll find the best rates for you.
- Equity Release Guidance: We’ll advise whether releasing equity is a wise decision and be straightforward if it’s not.
- Effortless Procedure: Negotiating and paperwork are our responsibilities, not yours!
Buy-to-Let Mortgages
Whether you’re a newcomer to investment properties or a seasoned landlord, our expert advice is designed to maximise your investment potential with suitable buy-to-let mortgages.
- Support for First-Time Investors: New investors can relax, knowing they’re in expert hands.
- Strategies for Portfolio Expansion: Landlords looking to enlarge their portfolios will find tailored strategies with us.
- Dedicated Mortgage Selection: We understand that not all lenders suit all clients. We know which ones align with various investment goals.
Home Movers
Moving within Preston or to a new city? Our customised trustworthy advice and support ensure a smooth transition to your following, and possibly dream, home.
- Customised Relocation Advice: Share your relocation aspirations with us, and we’ll create a plan to get you there smoothly.
- Efficient Mortgage Transfer: Whether you’re porting or securing a new deal, we can help you choose the best option for your home move.
- All-Encompassing Support: From our initial conversation to your final move, we’re by your side.
Specialist Mortgages
Are you self-employed or facing credit challenges? There’s no need to worry. Our specialised services offer options beyond traditional lending criteria.
- Self-Employment Solutions: Being your own boss shouldn’t mean unfavourable mortgage terms. We strive for better.
- Expansive Lender Network: Our connections open doors to lenders who are more accommodating than others.
- Complete Application Assistance: Navigating complex cases is our forte. We’re here to lend our expertise, making your application process seamless.
Hear From Our Happy Homeowners in Preston
Our clients’ reviews make us blush and illustrate how YesCanDo Money has helped them achieve their property dreams, save on their mortgages, or successfully invest in property.
Current Mortgage Rates Preston
Mortgage rates in Preston depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Preston in 2024 is £162,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £129,600 mortgage.
Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Frequently Asked Questions
Is it worth paying a mortgage broker?
Yes, paying a mortgage broker can be worthwhile for their expertise, access to exclusive deals, and personalised advice, which can potentially save you time and money.
What is the average fee for a mortgage broker?
The average fee for a mortgage broker can vary, typically ranging from 0.3% to 1% of the loan amount, depending on the complexity and size of the mortgage. However, with a fee-free mortgage broker, you will pay nothing for the same level of service.
Is it free to talk to a mortgage broker?
Initial consultations with mortgage brokers are usually free, allowing you to discuss your needs and financial situation without any upfront cost. Many fee-free brokers choose not to charge for their services.
Is it better to get a mortgage from a bank or broker in the UK?
A broker can offer a broader range of products, potentially better mortgage rates, and personalised advice, making them a preferred choice for many over direct bank options.
Is it worth getting a mortgage adviser?
Yes, not only do they offer expert mortgage advice, but a mortgage advisor also offers valuable guidance throughout, tailored mortgage options, and the ability to navigate complex situations, making the mortgage process smoother and more efficient.
Do I Need to Use a Mortgage Broker in Preston?
While opting for a mortgage broker based in Preston has its advantages, it's not essential. The evolving digital landscape means you can access top-notch brokers from anywhere in the UK, offering a more comprehensive array of options and expertise not limited by geography. This shift to remote services opens up opportunities to connect with specialists who understand your needs, regardless of location, broadening your possibilities beyond local confines.
Expert Mortgage Advice Across Lancashire
We provide mortgage advice across the Lancashire and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.
