Mortgage Broker London
Get expert mortgage advice from our amazing team of UK mortgage advisers!
London’s highly rated FREE mortgage broker. Our FCA approved mortgage broker offers a free financial advice service in London and across the south of England. Get access to the best rates and mortgage deals. We do it all for you whilst supporting you throughout.
Mortgage Advisers Covering London
Read our helpful remortgage, first time buyer, moving home and buy to let mortgage guides on our website. Following this get in touch with our mortgage advisers London for mortgage advice via the phone, email or even WhatsApp.
Can I get a mortgage in London?
We offer free mortgage advice with a fee-free support service that helps you to get the best mortgage rates and deals around the UK. We are an FCA approved broker with a team of CeMAP qualified independent mortgage advisers and protection advisers. We offer advice into the finance market and a range of mortgages and life insurance services. Our mortgage broker offers a FREE mortgage service across the whole of the United Kingdom.
How to get a mortgage in London
SPEAK TO A MORTGAGE ADVISOR
Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options. Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.
OR FILL IN OUR FORM
We research, advise and submit the whole mortgage application!
Here at YesCanDo money, we give honest, straightforward, easy to understand mortgage advice. We are a no-fee independent mortgage broker covering London, and the south of England. We search the whole mortgage market to find the best mortgage product and mortgage deals and the lowest interest rates available to you from all high street lenders and in fact all mortgage lenders. We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents, mortgage providers, and solicitors to make sure the process is as smooth and hassle-free for our clients as possible.
One of our expert advisers will take the time to get to know you and you personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover, and everything financial in between to help the people of London. Being a small, experienced team of mortgage advisers means that you will always know who you are talking to and that we can really get to know you. Get a mortgage adviser to call you today to discus your options.
Fee Free Mortgage Advice London
YesCanDo Money is FCA approved and have a team or CeMAP qualified mortgage consultants and protection consultants. We offer advice into the finance market and a range of quality mortgages, insurance, and property services.
Whether you are a first-time buyer looking to become a property owner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people the people of London achieve the best interest rate and mortgage deal.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company that is friendly, on your side, and really looks after you?
Why choose us for your mortgages in London?
Our mortgage consultants have a wealth of mortgage experience. A mortgage adviser from our team will provide you with very helpful advice, positive solutions, and a great experience. They will take the time to get to know you and your personal circumstances so we can provide sound financial information and solutions, We ensure that you always fully understand all of your available options and that you NEVER pay more than you need too.
Our highly rated independent mortgage service has access to the whole of market to search for mortgage solutions for you. This means we are able to consider every deal available from all high street lenders and provide you with your best rates available. Remember, our independent mortgage advisors near me charge NO FEE for our 5 stars rated service.
Get a mortgage adviser to call you today to discus your options.
There is no doubt that buying a property can be one of life’s most stressful experiences and a big part of this can be waiting …
Our Mortgage Adviser Team
Our mortgage broker hosts a team of expert mortgage advisers. We’re smart, we’re hard-working, we’re easy to talk to. Being FREE mortgage brokers that really do care, we make sure our expert advisers are CeMAP qualified. This means our financial advisor team can research all the ‘whole of market mortgages’ for the best rates and mortgage deals to suit you and your situation. As mortgage brokers, we have a team of helpful mortgage advisers that are on hand to help you. We offer FREE mortgage advice by phone, video call, email and WhatsApp.
Once you are ready to get the mortgage underway you will have a dedicated mortgage advisor whose responsibility will be to process your mortgage each step of the way through to completion. Your dedicated adviser will be talking to your mortgage lender on a weekly basis and updating you on every step of the mortgage journey. If you are buying a property we will update your estate agent and solicitor each step of the way.
The advice we offer is FREE and backed with NO FEE independent mortgage advice service. You don’t and never will pay us a penny for our award-winning service! It’s got to be a no brainer! Offering amazing Fee-Free mortgage support and advice service – look at offer hundreds of 5-star reviews given to our mortgage adviser team covering London.
Getting the best mortgage deals
We have access to the whole of the mortgage market which includes all high street lenders such as Barclays, Santander, NatWest, and Nationwide etc. Our mortgage brokers London will assign you a local independent mortgage advisor that will take time to get to know you and your situation; this is vital in helping us find the best mortgages for you. We look at the overall value of mortgages which includes the interest rate to find the right deal for you.
Our customer reviews speak for themselves
Expert Mortgage Advice Across London
We provide mortgage advice across England. If you are local to the area and would like to talk to a specialist advisor please contact us.
Our Mortgage Advisers FAQ'S
The size of your deposit will depend on whether it is your first property purchase or not. If you are, you will usually need a minimum of five percent (5%) of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit. Get guidance from YesCanDo, Your mortgage advisors London.
How much can I borrow on a mortgage?
Each lender uses its own mortgage affordability calculator to decide the size of the mortgage you can borrow. Speak to a whole market mortgage broker in London and they will be able to access all mortgage lenders and let you know how much you will be able to borrow. Get in touch and let us work out how much you could borrow for your property in Leicester.
How many times my salary can I borrow for a mortgage?
If you are reading this there is a very good chance that you want to know how many times your salary can you borrow for a mortgage. What size mortgage will the mortgage lenders let you have based on your income? It is possible that you will be able to borrow 4.5 times your salary and possibly even 5 times your salary. This would be based on you having no debt and an average UK salary or higher.
Are you a professional earning more than £80,000 a year? Then read our guide on Professional Mortgages.
Do all mortgage brokers charge a fee?
How much does a mortgage broker cost UK?
Most mortgage brokers in London will charge a fee to arrange a mortgage for you. However, you will find that there are many NO FEE mortgage brokers (like ourselves) that will arrange a mortgage on your behalf without charging you.
How long does a mortgage application take?
Our company of mortgage finders and mortgage advisors will look after you. They will submit your application and this will usually take a couple of hours and you should know that most mortgages are accepted within 48 hours.
What is a whole of market mortgage broker?
Is it worth getting a mortgage broker?
An adviser from our whole of market mortgage broker will be able to complete a mortgage comparison and all the mortgage on the market to find you the best mortgage deals and rates. Talk to us to get great mortgage advice from an adviser from our team.
When can I remortgage and how much will it cost?
If you want to remortgage in London you will need to speak to a whole of market financial advisors five months before your current rate is finished to get sound mortgage guidance. This type of mortgage broker will be able to search the entire market to find the best mortgage deals and rates for you.
In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a ‘deeds release fee’, which is usually between £0 and £300. You then need to figure out the cost of getting your new mortgage deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee.
You will not need to pay us any fees for our mortgage service, as it is free of charge. Talk to our UK capital city mortgage finders at YesCanDo for further information about our mortgage advice and quality services.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There are many reasons for wanting or even needing to take equity from your property.
- You’re coming close to your retirement.
- You want to raise equity for home improvements.
If you have an income it is very likely that you will be able to achieve equity release on your property. It will be age-dependent and also depend on how much income you have and how much you want to release.
We are authorised and regulated by the Financial Conduct Authority also known as the FCA. They are the conduct regulator for 60,000+ financial service firms and financial markets in the UK. They are the judicious supervisor for around 49,000 firms including mortgage brokers like ourselves. The FCA is there to set specific standards for these financial service firms to ensure you get professional mortgage advice.
YesCanDo Money is authorised and regulated by the financial conduct authority.
These days you can insure everything from your pet to your holiday, your property or even your left leg! But is Life Insurance really worth it? To answer whether life insurance/mortgage insurance is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes!
Losing a whole person’s income can have devastating effects on a household both mentally and financially. If you couple that with the emotional strain of losing someone, life can quickly take a downward spiral. Having mortgage insurance will guarantee you can keep your property if the worst was to happen.
Conveyancing describes the legal transfer for property from one person to another. If you are using a mortgage to buy your home then the lender will require you to have a professional to conduct your conveyancing.
If you are a cash buyer, then you can carry out all of the tasks yourself. However, it is really recommended that you still have a professional conveyancer/solicitor to work on your behalf to make sure that the I’s are dotted and the T’s are crossed – this is not an area you can afford to make mistakes in!
Porting a mortgage means that you transfer the mortgage from your existing property over to a new one. This needs to be carried out very carefully to avoid paying early repayment charges! So you are about to move home and you have an existing mortgage in place. If you redeem your mortgage early you will get an early repayment charge which could add up to several thousand pounds.
The question you need to ask yourself is if it’s better to take this hit and pay the charge or whether is it possible to avoid this by porting your mortgage to your new home. A free mortgage broker would be able to help answer this question for you.
There can be several reasons for needing a mortgage. Maybe you are about to buy a new property or move home. Is your existing fixed-rate coming to an end?
Whatever your circumstances are there is one thing for sure and that is you will want to find the best mortgage rate for you! To find a mortgage with the best rate you will need to search the whole market. This can be achieved in several ways however the most efficient and easiest way is to use a mortgage broker.
Most lenders offer 2 options on each mortgage.
- A mortgage interest rate with no fee
- An even lower mortgage interest rate but with a fee.
How do you know which one is best for you? Why do mortgages have arrangement fees and are they worth it? When applying for a mortgage this question is often asked and the answer is not straightforward. However, if the mortgage you are applying for is over £150,000 the answer is usually yes.
When you initially take out a mortgage, you are likely to be offered a low rate as an incentive to take out a mortgage with that bank or building society. These incentive rates are over 2 or 5 years. So, what happens at the end of the low rate? If you are not careful it will revert to the lenders’ standard variable rate which can be very costly to you.
Speak to our to and become one of our thousands of customers that are currently on and stay on the best rates and mortgage deals.
How long does it take to get a mortgage approved? This can take as little as 24 hours. However, you should expect to wait about 2 weeks on average while the mortgage lender gets the property surveyed and underwrites your mortgage application. Read more: https://yescandomoney.com/mortgage-application-approval-time/