Mortgage Broker Islington
One of the most-reviewed fee-free mortgage brokers used by Islington buyers and remortgagers.
5★ Trustpilot | Whole-of-market | Rates same or better as going direct
100% Free Service
Whole of Market Advice
We Do All The Paperwork
Free Mortgage Broker in Islington
A lot of people ask whether the advice really is free. Sometimes it sounds too good to be true. You don’t pay us for the advice or the application work. We’re paid by the lender once your mortgage completes, and that doesn’t change the deal you’re offered
Hi, we’re YesCanDo Money
At YesCanDo Money, we talk mortgages in a way that makes sense. Rates change, lender criteria shifts, and it’s not always obvious what applies to you. We go through it properly, keep it practical, and focus on what matters for the property and the borrowing.
Buying in Islington isn’t cheap, especially around the better-connected areas, so the numbers have to work. You won’t pay us a fee for the advice or the application work. We’re paid by the lender once the mortgage completes, and we choose not to charge on top.
When you’re ready, get in touch for a chat, we’ll find the best mortgage product, deal with the admin and application, the back and forth with the lender, and the chasing that usually drags things out. You stay focused on the purchase or the move, not the admin.
We’ve arranged mortgages for thousands of customers across London and beyond. You can read independent reviews from people we’ve worked with, which gives a good sense of how we approach things and what dealing with us is actually like.
We’re whole of market, with access to around 14,000 mortgage products from more than 90 UK lenders. That includes high-street banks and specialist providers. Having that range matters when a case isn’t straightforward, whether that’s down to income, credit history, or how a property is viewed by lenders.
You can call us on 033 0088 4407 or read our customer reviews to see how we work.
We work with over 90 Mortgage Lenders
Why Choose YesCanDo Money for your Islington Mortgage?
We’re not a call centre or an online-only service where you never know who you’re speaking to. We’re a small, family-run team based in Hampshire, working with buyers and homeowners across London, including Islington.
Islington has a lot of flats, conversions, and older buildings. Lenders can be picky depending on the block, the lease, and the setup of the building. Knowing where those questions tend to come up helps keep things moving and avoids going to the wrong lender first.
What you can expect from us
Access to broker-only mortgage options
Some lenders only work through brokers, and some rates aren’t available if you go directly to a high-street bank. That can make a difference where income isn’t straightforward, credit history needs explaining, or the property falls outside the usual boxes.
Clear explanations, no jargon
Mortgages come with a lot of terminology, but it doesn’t need to feel complicated. We explain things in plain English and keep the focus on what actually matters, so you know where you stand at each step.
Help with the paperwork and admin
There’s more admin in a mortgage than most people expect. We handle the application, deal with the lender, and stay in touch with solicitors and estate agents, so you’re not left chasing updates or forms yourself.
Regular updates as things move along
We keep an eye on progress and check in as things develop. Sometimes that’s a quick call, sometimes a message. The aim is that you’re never guessing what’s happening with your application.
Whole of market advice
We’re not tied to any one lender. We look across the market and narrow things down based on the property, the borrowing, and your situation, rather than trying to fit you into a single lender’s criteria.
Appointments that fit around you
We work with people across London, so flexibility matters. We’re happy to speak by phone, video call, or message, and arrange conversations around your schedule rather than the other way round.
What London & Islington mortgage clients say about us
At YesCanDo, we take immense pride in the positive feedback we receive from our satisfied clients. We have been given hundreds of Trustpilot five-star reviews, we believe this shows our commitment to our clients.
Worked with us before? Feel free to leave us a review on either Google or TrustPilot.
Our Islington Mortgage Services
We help with first-time purchases, home moves, remortgages, buy-to-let, specialist cases, and mortgage protection. Each mortgage is looked at individually, based on the property and the borrowing rather than a one-size-fits-all approach.
First-time Buyer Mortgages Islington
Remortgage Services in Islington
Moving Home Mortgages in Islington
Moving home often means a choice between porting your current mortgage or taking a new one that suits the new property better. We look at both, explain the trade-offs, and keep the mortgage side moving alongside the sale and purchase.
Buy-to-let mortgages Islington
Whether it’s your first rental or one of several, buy-to-let lending comes with its own set of rules. Rental income, property type, and experience all matter. We structure the application in a way that fits lender criteria and avoids unnecessary delays.
Bad Credit Mortgages Islington
Mortgage Protection Services Islington
Our Islington Mortgage Case Studies
First-Time Buyers on Liverpool Road, N1
The situation
A couple buying their first place on Liverpool Road, N1 got in touch after having an offer accepted on a one-bedroom flat at £525,000. They had saved £85,000 for a deposit and wanted to check the numbers properly before moving ahead.
The challenge
The flat was in a period conversion and the lease had just under 90 years remaining. Service charges were also higher than average. They’d spoken to their bank but weren’t confident it was the right fit, especially with affordability being tight at that price point.
What we did
We reviewed their income, monthly commitments and deposit position, then checked lenders comfortable with period conversions and that lease length. We secured a 5-year fixed rate at 85% loan-to-value, with a mortgage of just over £440,000. Before submitting, we made sure the lease details satisfied lender criteria to avoid last-minute surprises.
The outcome
They received a formal mortgage offer without the lease becoming an issue. Payments were within their comfort zone, and they completed knowing the rate was fixed while they settled into their first home.
Moving Home from Holloway Road, N7 to Highbury Fields, N5
The situation
A family selling their two-bedroom flat in Holloway Road, N7 for £610,000 were buying a three-bedroom house near Highbury Fields, N5 at £1,050,000. After clearing their existing mortgage of around £420,000, they had roughly £190,000 in equity to put toward the purchase.
The challenge
They had a competitive fixed rate on their current mortgage and weren’t sure whether to port it or start again. The new property meant borrowing around £860,000, so part of the loan would need to sit on a different rate.
What we did
We reviewed the porting terms and compared them against new deals on the wider market. In the end, porting the existing rate for part of the balance and taking a new 5-year fix for the additional borrowing worked best. We structured the application so both parts aligned and completed together.
The outcome
They moved into the new house with a blended rate that worked better than replacing the whole mortgage. The transition from sale to purchase stayed on track, and the funding lined up in time for exchange.
Remortgage in Canonbury, N1
The situation
A homeowner in Canonbury, N1 got in touch as their fixed rate was ending. The property was valued at around £900,000, with an outstanding mortgage of £520,000. They also wanted to release around £50,000 for renovation work.
The challenge
Their existing lender offered a product transfer, but the rate wasn’t competitive. They were unsure whether switching lenders would be worth the legal process, especially with additional borrowing involved.
What we did
We compared the product transfer against full remortgage options. By switching lenders, they secured a lower 5-year fixed rate even after adding the extra borrowing, bringing the new mortgage to £570,000. The lender covered standard legal costs, which made the move more straightforward.
The outcome
They reduced their rate compared to the transfer offer and raised the funds needed for the renovations. The new deal was locked in before their old rate expired, avoiding any jump onto a higher follow-on rate.
Local mortgage advice about Islington
Islington feels different street by street. Angel and Upper Street are busy, with a lot of flats above shops and restaurants, plus newer blocks tucked behind the main road. Down toward Highbury and Canonbury it quietens down, with terraces, small mansion blocks, and those long residential roads where everything looks the same until you look inside the property.
A lot of the housing is older stock, and plenty of it has been converted at some point. Some flats are in purpose-built blocks, others are above commercial units, and some sit inside large period houses that have been split up. Lenders don’t treat all of that the same, so the detail matters, especially with lease length, service charges, and how the building is set up.
Prices can jump around even within a small area. Proximity to a station, whether it’s a garden flat or a top floor apartment, and the type of block can all make the difference to the property price.
Renting stays busy. You’ve got professionals moving in and out, HMO’s, and long-term renters who stick around once they find the right spot. That mix tends to keep demand steady, which is why buy-to-let comes up a lot here too.
Transport is part of the appeal. The Northern line, Victoria line, Overground, and quick links into the City keep certain pockets moving faster than others.
Ready to start your mortgage process? Contact us
Wherever you are in London, we help people work through the mortgage side of things clearly and without fuss. That could be a first purchase, a remortgage, or something that needs a bit more thought.
Our advice is fully fee free. There’s no obligation and no pressure. Once you’re ready, we handle the application, the lender contact, and the chasing through to mortgage offer.
People come to us at different stages and for different reasons. We’ll talk it through, work out what makes sense, and take care of the admin so you can focus on the property.
What’s next?
1. We talk it through
We start with a short call to go over your situation and what you’re trying to do. Income, deposit, the property, and anything else that might matter. From there, we’ll explain what’s realistic and how lenders are likely to look at it.
2. We find and secure the deal
We look across the market, including lenders you can’t always go to directly. Once you’re happy with the option, we secure the rate, arrange a mortgage in principle, and submit the full application.
3. We see it through to completion
Once the lender is satisfied, they issue a formal mortgage offer. We stay involved right through to completion, and if a better rate becomes available before then, we’ll look at switching where we can.
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Frequently Asked Questions
Are there fee-free mortgage brokers in Islington?
How much can I borrow to buy in Islington?
Can you help with flats and converted properties in Islington?
Is it better to use a mortgage broker rather than go directly to a bank?
Can you help if I’m remortgaging in Islington?
Why choose us as your local Islington mortgage broker?
We’re not a call centre or an online-only service where you never know who you’re speaking to. We’re a small, family-run team based in Hampshire, working with buyers and homeowners across London, including Islington.
Islington has a lot of flats, conversions, and older buildings. Lenders can be picky depending on the block, the lease, and the setup of the building. Knowing where those questions tend to come up helps keep things moving and avoids going to the wrong lender first.




