Mortgage Advisor Birmingham
Fee-Free Mortgage Broker Birmingham
A Mortgage Service Tailored To You
As our services are FEE-FREE, we provide bespoke advice and practical support at no charge to yourself for your Birmingham mortgages. To learn more, contact us for a consultation and learn more about the fantastic range of free mortgage services that we can offer you.
YesCanDo Mortgage Process
We make getting a mortgage stress free
We understand how stressful getting a mortgage can be, especially when considering the range of different deals that are available. Which one is right for you? The answer isn’t always straightforward but that is where our mortgage advisors in Birmingham can help you. Our aim is to make your experience as stress-free as possible, which is just what you need when you’re coping with the demands of the moving process.
We ensure that you always fully understand all of your available mortgage options and that you NEVER pay more than you need too.
- 100% FREE service
- We submit the mortgage application for you
- Team of expert UK online mortgage advisers
- Highly rated communication via phone, email and WhatsApp.
Mortgages Advisors That Care
Learn what your mortgage options are
After learning more about your financial situation, we will use our sophisticated mortgage search tools to narrow down the deals that are suited to your individual circumstances. We will discuss each of these with you, explain any complicated jargon, and advise you on which is the most suitable mortgage for your situation.
We compare 14,000+ mortgage deals from over 90 Lenders
We search 90+ mortgage lenders, including both niche and high street lenders, as we work to find the best mortgage products for you. We then compare the 14,000 mortgage rates from lenders in Birmingham and from around the UK, to ensure you get the right mortgage at the fairest interest rate.
Mortgage brokers that do everything for you
No Hassle, No Paperwork, No Fee’s, EVER!
Once you are happy with a particular mortgage, we will continue to support you. Your personal mortgage representative will help you gather up all the paperwork you need for the mortgage lender AND they will provide all the support you need with the mortgage application. They will even liaise with your estate agents, lenders, and solicitor, so there will be even less for you to worry about when you’re getting your mortgage.
Pay nothing for our mortgage service, EVER.
Pay nothing for our mortgage service, EVER
Unlike many other mortgage brokers out there, we do not charge our customers for the exceptional service we provide. This means you can get the best deal on a mortgage and benefit from fee-free advice from your appointed representative. As such, we guarantee that you will save money AND save time when you use our services, making your journey to get a mortgage both stress and hassle-free.
Mortgage Protection
At YesCanDo, we also offer mortgage protection advice to our customers. This involves a discussion around Mortgage Protection Insurance and Life Insurance, to ensure that both your needs and the needs of your family are cared for. We will research the insurance market to find the very best deals available and will complete the application on your behalf. This is a service we offer to all our clients, and at no charge, as we are paid by the different insurance companies.
Mortgages In Birmingham
Mortgage Rates In Birmingham
Mortgage rates in Birmingham depend on the Bank of England base rate, the economic climate, your affordability, your salary, and your credit score, amongst other things. Lenders will take such factors into account when determining how much they are willing to lend you and at what interest rate. The type of mortgage and the mortgage term will also affect the mortgage rate.
To reduce the repayments on your mortgage and to benefit from the best mortgage rates, you should do what you can to improve your credit score. You should also save up for your deposit as the more you pay at the beginning of your mortgage, the less you will have to pay later.
For advice on mortgage rates in Birmingham, speak to our team of mortgage advisers. We will look at your financial circumstances to assess your affordability and will look for the Birmingham mortgages that have the lowest rates possible for your circumstances.
Property Prices In Birmingham
The price of a property in Birmingham will depend on the type of property you choose and the area of the city you decide to move to. You will notice a difference in house prices when comparing properties near the city centre and those on the outskirts of Birmingham, for example.
The table below indicates the average property prices in Birmingham.
| Property Type | Average Property Price | Monthly Mortgage Payment * |
|---|---|---|
| Flat/apartment | £206,977 | £727.62 pcm * |
| Terraced House | £253,346 | £890.63 pcm * |
| Semi-Detached House | £286,324 | £1,006.57 pcm * |
| Detached House | £495,222 | £1,740.94 pcm * |
* (Monthly mortgage payments based on a 90% Loan-To-Value – 1.3% 2 year fixed rate – 25 year term)
Our Mortgage Reviews
Learn how the extensive experience of our mortgage advisors has been beneficial to the residents of Birmingham and beyond.
Our customer reviews make us blush 😊
We have many happy customers from across the majority of the UK. Take a moment to read our customer reviews below or alternatively visit our Reviews page. We have thousands of reviews across our Google, Facebook, and Trustpilot pages.
I built YesCanDo Money from 20 years of being a local independent financial advisor where customer service was of utmost importance to me. Around 7 years ago my sons (Matthew & Sam) joined the business and since then we have grown our fee free mortgage broker to provide the same level of service but online and to the whole of the UK. We are proud to have looked after the people of Birmingham and around the UK for over 30+ years. We hope we can help you soon too.
Our expert mortgage advisers help you to achieve your best mortgage.
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Meet Our Mortgage Team
The Services Of A Professional Expert Mortgage Broker
At YesCanDo, we are authorised and regulated by the Financial Conduct Authority (FCA), so you can be guaranteed a professional and unbiased service. We have over 30 years of experience helping customers in Birmingham get the right deal on a mortgage, no matter their financial circumstances and personal mortgage needs. Whether you’re employed or self-employed, have a fantastic credit score or have a poor credit rating, our financial advisors can help you get the mortgage product that is right for you.
A Fee-Free Service That Can Help You Save Money
Not only do we help you find the most affordable mortgage solutions but we do it all for FREE too. This means you can save money on your mortgage and benefit from the services of experienced mortgage professionals at no extra charge. Considering the many costs you will need to consider when moving to a new house, and the potential other debts you may be trying to manage, we think you will be very happy with the money-saving mortgage advice that we can offer you.
Highly rated mortgage service
When looking for mortgage brokers in Birmingham, it is important to search for those that you know you can trust. You should only look for those that are regulated by the financial conduct authority, and you should check for evidence of happy customers. We tick both of those boxes!
As evidence of what we can do, you need only look at the many excellent reviews our customers have given on TrustPilot. We have gained a strong reputation in Birmingham and across the West Midlands for the mortgage advice we have given and we are sure you will be impressed with the services we can offer you.
Living In Birmingham
Birmingham is a popular place to live in for many reasons. There are many affordable housing options. The economy is strong so there are lots of job opportunities across many major industries. And there are lots of things to do, with plentiful shopping opportunities (including the famous Bullring Markets), and a wide variety of entertainment options.
When it comes to particular areas to live in, you are pretty much spoiled for choice. Digbeth and Erdington are both popular places to move to for their city centre proximity, while Harborne and Solihull are excellent choices if you want great schools for your kids and lots of green spaces for them to play in and explore.
Property prices vary but there is something for nearly everyone. The cheapest places to live include Nechells and Witton, with properties averaging at around £143,000, while Earlswood and Hockley Heath offer some of the more luxurious and expensive properties. Expect to pay over £500,000 if you’re looking for the finer homes in these upmarket places of the city.
Thinking of carrying out home improvements to your Birmingham property? A re-mortgage could be the perfect way to fund improvements to increase the value of your home, so once again the perfect time to get sound mortgage advice. Remortgaging is also a good time to understand if debt consolidation should be considered. Debt consolidation is when you pay off a loan or credit card as part of the remortgage. This can reduce your outgoings but make sure you get sound financial advice and sound financial solutions as over the long term you will be paying more!
No matter which area you are considering, get in touch with our advisors in Birmingham to ensure you get the best mortgage deal on your property.
Get a mortgage with the help from YesCanDo
We provide mortgage advice across England. If you live in Birmingham and would like to talk to a specialist advisor about your Birmingham mortgage then please feel free to get in touch.
Our Birmingham office address is 1 Victoria Square, Birmingham, West Midlands, B1 1BD.
