Fee Free Mortgage Broker Edinburgh
- Expert Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
- Fee Free Service
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- Trustpilot - 5 Star
Mortgage Advisor Edinburgh: Why Choose Our Services?
1. Fee-free mortgage service
Confident and reassuring. For over 25 years, we have been committed to a predominantly fee-free mortgage service. Unlike many mortgage brokers who charge additional fees, YesCanDo Money does NOT charge a fee in 9 out of 10 cases. Our commission-based model ensures transparency, and we firmly believe that professional advice should be accessible to everyone.
2. Whole of Market for the Best Mortgage Deal
Expert and informative. The mortgage market is vast and complex, with over 14,000 mortgage products from 90+ mortgage lenders. Basic comparison sites often fall short. Our mortgage advisors use advanced tools to navigate this dynamic landscape, ensuring you get the best deal and lowest interest rate. We even handle all the necessary paperwork from mortgage application through to completion, offering unparalleled convenience.
3. Catering to Unique Mortgage Needs
Empathetic and Expert. Every mortgage scenario is unique. With over 30 years in the mortgage market, our whole-of-market access ensures we find the right mortgage deal tailored to your specific needs. We prioritize your interests, ensuring you get the best mortgage solution.
4. Stress-Free Mortgage Process
Reassuring and Client-Centric. We are dedicated to making your mortgage process straightforward and stress-free. Our team ensures clear communication at every phase, from consultation to liaising with mortgage lenders. As one Edinburgh mortgage client put it, “The entire process was seamless!“
- A TREE PLANTED FOR EVERY MORTGAGE
Edinburgh Mortgage Advisor Reviews
Our customer reviews make us blush 😊
Our Fee Free Comprehensive Mortgage Services
Remortgage Solutions
Life's circumstances change, and so do mortgage needs. Our team's expertise ensures you get the best remortgaging solutions tailored to your evolving requirements.
- Tailored advice based on market trends and individual needs.
- Seamless transition with minimal paperwork.
- Access to the best remortgage deals in the market.
Guidance for First-Time Homebuyers
Buying a home for the first time is both exciting and challenging. We guide first-time buyers through the complexities of the mortgage process, ensuring a smooth journey.
- Comprehensive guidance tailored for every first-time buyer.
- Access to the best deals and rates in the market.
- Over 30 years of experience ensuring a seamless process.
Moving Home Mortgages
Relocating can be complex. We guide you through the financial aspects of the whole process of moving, ensuring a smooth house purchase in Edinburgh.
- Expert guidance on borrowing limits and best mortgage deals.
- Insights into Edinburgh's property market and neighbourhoods.
- Seamless transition with minimal paperwork.
Buy-to-Let Mortgages
Edinburgh's buy-to-let market offers promising opportunities. We guide investors through property selection, understanding rental yields, and securing the best mortgage deals.
- Expert insights into rental yields and buy-to-let affordability.
- Tailored and best advice for maximizing rental returns.
- Access to the best buy-to-let mortgage deals.
Our Mortgage Brokers Success Stories
Edinburgh Property Market Insights
Edinburgh with its historic past, stone buildings, and promising future, boasts an enviable property market. Ranging from larger homes on the outskirts to bustling city centre apartments, its property market and cultural scene reflect Edinburgh’s rich heritage and offer something to everyone looking for their ideal property.
Mortgage Interest Rates
Current mortgage rates play a vital role in homebuyers’ decision-making processes, being determined by global economic factors as well as local market dynamics. Their fluctuations can significantly change the overall costs associated with a term. Therefore, to secure long-term financial security it’s crucial that buyers secure favourable mortgage rates as soon as they become available – our rates finder tool at YesCanDo Money offers real-time updates of available offers so that informed decisions can be made.
Mortgage Calculators
Making informed financial decisions is crucial when considering a mortgage. Our suite of calculators is designed to provide clarity:
- Mortgage Affordability Calculator: This tool was created to assist potential buyers in assessing their borrowing power. By entering details such as income, monthly expenses and loan term information into this calculator, users can get an estimate of the mortgage amount they may qualify for.
- Mortgage Repayment Calculator: This tool helps with budgeting and financial planning require knowing monthly mortgage repayments in order to create a realistic estimate of costs, with this calculator offering estimates based on the loan amount, interest rate, and term.
Interpreting the results of both calculators in light of your personal finances is key to their accuracy and usefulness. Should any queries arise or clarification be required, our fee-free mortgage advisors are on standby.
Edinburgh Property Landscape
Edinburgh’s property market is diverse, offering opportunities for all.
- Most Expensive Area: Located in the heart of Edinburgh, Morningside is a testament to the city’s rich history. With its lush green parks, historic landmarks, and upscale amenities, it’s no wonder it’s one of the most sought-after areas in the city.
- Least Expensive Area: Leith, once a bustling port area, has transformed into a vibrant community offering excellent value for money. With its waterfront views, diverse culture, and thriving arts scene, it’s a hidden gem in Edinburgh’s property market.
- Commute Time: From the historic heart of Edinburgh, commuting to nearby cities is both swift and convenient. A train journey to Glasgow, Scotland’s largest city, takes just about 48 minutes on the fastest services. For those venturing further south to Manchester, the vibrant hub of the North West of England, the journey is approximately 3 hours and 13 minutes on the quickest routes.
- Rental Market: Edinburgh’s educational institutions, including its renowned universities, coupled with a growing workforce, have led to a surge in rental demand. The city’s dynamic and diverse population ensures a robust and thriving rental market.
About Us
YesCanDo Money was established by Steve Roberts over 30 years ago and has grown exponentially since its humble beginnings as an independent mortgage advisor in Edinburgh becoming an established fee-free mortgage broker in the UK today. Our mission has always been to offer transparent, honest advice with professional expertise.
Mortgage Advisors Edinburgh: Meet our team
Our team of friendly mortgage advisors ensures every client receives tailored advice for their personal circumstances with a free mortgage consultation. Our expert mortgage advisers bring a unique skill set, ensuring a holistic approach to mortgage advice and getting you a suitable mortgage.
Bliss Harland
Mortgage & Protection Adviser
Bliss has over a decade of experience in the mortgage industry, with a keen understanding of the evolving work landscape. She’s passionate about helping self-employed individuals navigate the complexities of securing a mortgage.
Specialisation: Mortgages for Self-Employed Individuals.
Qualification: CeMAP Certified.
Grant Humphries
Mortgage & Protection Adviser
Grant’s analytical approach and problem-solving skills have made him the go-to expert for complex mortgage situations. He thrives on finding solutions for unconventional income sources or unique property types.
Specialisation: Handling Complex Situations.
Qualification: CeMAP Certified.
Tom Blackler
Mortgage & Protection Adviser
Tom’s dedication to his clients is evident in his thorough approach to guiding first-time buyers. He ensures they embark on their house-buying process with confidence and the best possible mortgage deals.
Specialisation: First-Time Buyers and Help to Buy.
Qualification: CeMAP Certified.
Jane Rowe
Mortgage & Protection Adviser
With over 15 years as a mortgage adviser, Jane has seen the changing dynamics of retirement and understands the unique financial needs of the older generation. Her empathetic approach ensures her clients feel understood and well-guided.
Specialisation: Mortgages for the Older Generation.
Qualification: CII Certified.
Hannah Edwards
Mortgage & Protection Adviser
Hannah’s commitment to assisting first-time buyers shines through in her meticulous guidance. She understands the challenges faced by this demographic and offers invaluable insights.
Specialisation: Assisting First-Time Buyers.
Qualification: CeMAP Certified.
Megan Stoyles
Mortgage & Protection Adviser
Megan’s expertise lies in ensuring clients have the right safeguards in place to protect their homes and financial futures. She’s a trusted mortgage adviser when it comes to mortgage protection.
Specialisation: Mortgage Protection.
Qualification: CeMAP Certified.
Educational Content and Resources
Understanding Remortgage Valuation: Is It Necessary for You?
How long does a remortgage take?
Mortgage Affordability: What Mortgage Can I Afford?
How long does a mortgage application take?
Discover How Much Can You Borrow for a Mortgage UK
2 or 5 Year Fixed Mortgage: The Best Choice for You
Do mortgage brokers charge a fee?
Frenquently Asked Questions
Is it cheaper to use a mortgage broker?
Using a broker for mortgages can be cost-effective as they often have access to exclusive deals not available to the public. While some charge fees, many choose not to as all brokers earn a commission paid by lenders.
Is it best to go with a mortgage broker?
A broker offers the advantage of comparing multiple lenders and getting the best mortgage product, ensuring you get a tailored solution. Their expertise can simplify the entire mortgage process, making it easier to find the perfect mortgage fit for your needs.
Are brokers better than banks for mortgages?
Brokers provide a broader view of the market compared to banks, which offer only their products. While banks can give competitive rates, brokers can find specialised deals and lenders that might better suit individual circumstances.
How much would a mortgage broker charge?
Mortgage broker charges vary. Some offer fee-free services as all brokers earn commissions from lenders. Others might charge a flat fee or a percentage of the mortgage amount. It's essential to clarify fees upfront to ensure transparency.
Mortgage Insights
Will mortgage rates go down in 2024 UK?
Halifax Takes Bold Step Towards Easier Home Access Through Shared Ownership
UK’s 99% Mortgage Scheme: Key Impacts & Insights
Fastest Mortgage Lenders UK: 2023’s Speedy Leaders Analysed by YesCanDo Money
Introducing Perenna: A New Dawn in UK Mortgage Lending
Accord’s Enhanced Criteria for Foreign Nationals
Halifax Introduces Competitive Sub-5% Five-Year Mortgage Rates
Halifax Unveils New 3-Year Remortgage Rates
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Transparency and Ethical Practices
At our core lies an unwavering commitment to data privacy and security. Our focus on transparency allows clients to easily comprehend our processes and practices;
View our privacy policy here for detailed insights into how we handle and protect your data.
Written by Steve Roberts
Steve Roberts started as a Financial Adviser in 1992, earning the MAQ and founding YesCanDo Money, a leading UK mortgage broker. With digital expansion and his sons, Matthew and Sam, as co-directors, the company doubled in size, even amidst the 2020 pandemic. Under Steve's lead and his sons' input, YesCanDo remains a trusted financial guide. Off-duty, Steve values family and enjoys seaside walks and photography.
