MORTGAGE BROKER Leicester
Get expert mortgage advice from YesCanDo Money, a highly rated FREE mortgage broker Leicester. Our FCA approved mortgage brokers offer a free financial advice service in Leicester, Thurmaston, Braunstone Town, Wigston, and Oadby as well as covering the whole of England. Get access to the best mortgage rates and deals. We do it all for you whilst supporting you throughout.
YesCanDo: Mortgage advisers near me Leicester
Read our helpful remortgage, first time buyer, moving home and buy to let mortgage advice and information guides on our website. Following this get in touch with our mortgage advisers Leicester for advice and support via the phone, email or even WhatsApp.
FREE Mortgage Advice Leicester
We research, advise and submit the whole mortgage application!
Here at YesCanDo money, we give honest, straight forward, easy to understand mortgage advice into the Leicester mortgage market. We are a company of independent mortgage advisors who provide mortgage services and mortgage advice across Leicester. We search the whole mortgage market to find the best mortgage deals and rates available to you. We also take care of all the administration for mortgages and life cover applications as well as liaise with Leicester estate agents, mortgage lenders and Leicester solicitors to make the mortgage process as smooth and hassle-free for you as possible..
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your Leicester mortgages, life cover and everything financial in between. Being an experienced company of mortgage advisors means that you will always know who you are talking to and that we can really get to know you.
SPEAK TO A MORTGAGE ADVISOR
Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options. Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.
OR FILL IN OUR FORM
Fee Free Leicester Mortgage Brokers and Mortgage Advisor
We are an FCA approved mortgage broker with a company or CeMAP qualified mortgage advisors and protection advisors. We offer expert advice into the finance market and a range of mortgages, insurance, and property services in Leicester and the UK.
Whether you are looking to become a homeowner or you are looking to step up the property ladder or remortgage advice you will need a mortgage broker in Leicester and we are here to help! Our aim is to help people in Leicester achieve a mortgages deals and rate that best suits their financial situation.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are an independent mortgage broker, which means we search the entire mortgage market for the best mortgage suited to your circumstances.
As a mortgage broker in Leicester, we have a range of mortgage services and offers available.
Why choose us for your mortgages in Leicester?
Looking for a mortgage broker in Leicester? Our independent mortgage broker Leicester hold an expert mortgage adviser team.
An advisor from our group will provide you with very helpful mortgage advice and solutions. They will take the time to get to know you and your personal circumstances so we can provide sound mortgage advice and solutions for your mortgages, life cover and everything financial in between. We ensure that you always fully understand all of your available options and that you NEVER pay more than you need too.
Our highly rated independent mortgage services have access to 14,000+ mortgage rates and deals. This means we are able to consider all the mortgage solutions available to you and provide you with you the right mortgage advice.
Remember, our independent mortgage advisors near Leicester charge NO FEE for our highly rated mortgage service.
Our Mortgage Team
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being a mortgage broker in Leicester that really care, we guarantee our independent mortgage advisors covering Leicester are CeMAP qualified. This means our company can research the whole of the market and find mortgage advice that best suits you and your situation.
Best Mortgage Rates
We are ‘whole of market’ which means we have access to the majority of mortgages on the market which includes all high street mortgage lenders such as Barclays, Santander, NatWest, and Nationwide etc. We will assign you a local independent mortgage advisor or financial advisor that will take time to get to know you and your situation; this is vital in helping us find the right mortgage advice for you. We look at the overall value of mortgages which includes the mortgage rate and the mortgage deals that come with it. – Giving our clients’ in Leicester mortgage advice since 1994
Our customer reviews speak for themselves
Frequently Asked Questions
The size of your deposit will depend on whether it is your first property purchase or not.
If you are, you will usually need a minimum of five percent (5%) of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit. Get guidance from YesCanDo, Your mortgage advisors Leicester. Call us on 011 6473 7222.
Each lender uses its own mortgage affordability calculator to decide the size of the mortgage you can borrow. Speak to a whole market mortgage broker in Leicester and they will be able to access all mortgage lenders and let you know how much you will be able to borrow. Get in touch and let us work out how much you could borrow for your property in Leicester.
How many times my salary can I borrow for a mortgage?
If you are reading this there is a very good chance that you want to know how many times your salary can you borrow for a mortgage. What size mortgage will the mortgage lenders let you have based on your income? It is possible that you will be able to borrow 4.5 times your salary and possibly even 5 times your salary. This would be based on you having no debt and an average UK salary or higher.
Although nearly all mortgage brokers in Leicester do charge a fee to arrange a mortgage for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you.
Our company of mortgage finders and mortgage advisors covering Leicester will look after you. They will submit your application and this will usually take a couple of hours and you should know that most mortgages are accepted within 48 hours.
Our whole of market mortgage advisor will be able to complete a mortgage comparison and all the mortgage on the market to find you the best rates and deals. Talk to us to get great mortgage advice from a mortgage adviser from our team
If you are coming to the end of your fixed-rate mortgage deal and are asking yourself what will happen if you do not remortgage, then keep reading. The initial answer is quite straight forward. Most banks and building societies are more than happy for you to not remortgage and in fact, you could even say that they are keen for you not to complete your mortgage renewal.
It is highly advised to remortgage your home when your current deal comes to end. The reason for this is that your existing rate will come to an end and the rate will revert to the mortgage lenders’ standard variable rate (SVR). This will be considerably higher than your fixed rate and you will see a sharp increase in your monthly mortgage payment.
If you want to remortgage in Leicester you will need to speak to a whole of market financial advisors five months before your current rate is finished to get sound mortgage guidance. This type of mortgage broker in Leicester will be able to search the entire market to find the best deals and rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us any fees for our mortgage service, as it is free of charge. Talk to our Leicester mortgage finders at YesCanDo for further information about our mortgage advice and quality services.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There are many reasons for wanting or even needing to take equity from your property.
- You’re coming close to your retirement.
- You want to raise equity for home improvements.
If you have an income it is very likely that you will be able to achieve equity release on your property. It will be age-dependent and also depend on how much income you have and how much you want to release.
We are authorised and regulated by the Financial Conduct Authority also known as the FCA. They are the conduct regulator for 60,000+ financial service firms and financial markets in the UK. They are the judicious supervisor for around 49,000 firms including mortgage brokers like ourselves. The FCA is there to set specific standards for these financial service firms to ensure you get professional mortgage advice.
YesCanDo Money is authorised and regulated by the financial conduct authority.
These days you can insure everything from your pet to your holiday, your property or even your left leg! But is Life Insurance really worth it?
To answer whether life insurance/mortgage insurance is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes!
Losing a whole person’s income can have devastating effects on a household both mentally and financially. If you couple that with the emotional strain of losing someone, life can quickly take a downward spiral. Having mortgage insurance will guarantee you can keep your property if the worst was to happen. Financial advisers Leicester– Looking after our clients’ mortgages since 1994.
At YesCanDo we have been established for over 30 years helping thousands of clients by giving then great mortgage advice. Being a mortgage broker we understand that sound mortgage advice is only the start of the journey, As a client, you will want access to the best deal for your needs. We search the whole mortgage market to get you the very best deal! Once you are happy we have the best deal we then look after all things mortgage-related on your behalf looking after your mortgage advice needs. As your mortgage broker, we give you this great service and remember we charge no advice fees in fact no fees at all. All we ask is if you are a happy client that you help us by leaving reviews on Google to Facebook or our website.
Conveyancing describes the legal transfer for property from one person to another. If you are using a mortgage to buy your home then the lender will require you to have a professional to conduct your conveyancing. If you are a cash buyer, then you can carry out all of the tasks yourself. However, it is really recommended that you still have a professional conveyancer/solicitor to work on your behalf to make sure that the I’s are dotted and the T’s are crossed – this is not an area you can afford to make mistakes in!
Porting a mortgage means that you transfer the mortgage from your existing property over to a new one. This needs to be carried out very carefully to avoid paying early repayment charges!
So you are about to move home and you have an existing mortgage in place. If you redeem your mortgage early you will get an early repayment charge which could add up to several thousand pounds. The question you need to ask yourself is if it’s better to take this hit and pay the charge or whether is it possible to avoid this by porting your mortgage to your new home. A free mortgage broker would be able to help answer this question for you.
There can be several reasons for needing a mortgage. Maybe you are about to buy a new property or move home. Is your existing fixed-rate coming to an end? Whatever your circumstances are there is one thing for sure and that is you will want to find the best mortgage rate for you!
To find a mortgage with the best rate you will need to search the whole mortgage market. This can be achieved in several ways however the most efficient and easiest way is to use a mortgage broker.
If you are reading this then the chance is you are a first-time buyer. The good news is that mortgage lenders are keen to attract first-time property purchasers. and therefore you will find most banks and building societies have not only fantastic deals but also offer lots of great incentives.
If you are about to get on the property ladder for the first time you will want to know which lender has the best mortgage rates for first time buyers? The great news is with mortgage rates at a historic low you will get the lowest rates ever available!
Most lenders offer 2 options on each mortgage.
- A mortgage interest rate with no fee
- An even lower mortgage interest rate but with a fee.
How do you know which one is best for you? Why do mortgages have arrangement fees and are they worth it? When applying for a mortgage this question is often asked and the answer is not straight forward. However, if the mortgage you are applying for is over £150,000 the answer is usually yes.
When you initially take out a mortgage, you are likely to be offered a low rate as an incentive to take out a mortgage with that bank or building society. These incentive rates are over 2 or 5 years. So, what happens at the end of the low rate? If you are not careful it will revert to the lenders’ standard variable rate which can be very costly to you.
How long does it take to get a mortgage approved? This can take as little as 24 hours. However, you should expect to wait about 2 weeks on average while the mortgage lender gets the property surveyed and underwrites your mortgage application.