Free Advice for Mortgages Northern Ireland
- Expert Mortgage Advice
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- Access To The Best Mortgage Rates
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Fee Free Mortgage Broker Northern Ireland
At YesCanDo Money, we take pride in making the mortgage application process smooth for our clients. We offer helpful independent mortgage advice and handle all mortgage application processes on your behalf.
As a fee-free mortgage broker based in England, we are experts in helping people secure a mortgage in Northern Ireland or anywhere in the UK. Our team guide you through every stage of your mortgage journey from beginning to end.
Learn more about how we offer a fee free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Why Choose Us as Your Mortgage Broker?
Unlike many other mortgage brokers, we provide services without charging our customers any broker fees. We aim to find you the best mortgage deal to suit your needs and to support you throughout the process.
Our Commitment to You: Beyond Just Mortgage Brokers
We are a team of mortgage experts dedicated to providing the highest customer service. Our main goal is to ensure your property-buying journey is as smooth, successful, and stress-free as possible. We promise to:
Work diligently to find a mortgage deal that best suits your circumstances.
We will support you throughout the process, from the initial consultation to completing your property purchase. When your deal comes to an end, we will help you remortgage.
Our team strive to go above and beyond to ensure you get the best deal and the whole process goes as smoothly as possible.
Our Expertise: Providing Exceptional Mortgage Advice
Our team are experts in the mortgage market. They are well-equipped to offer helpful advice to help you secure the right mortgage for you. They will:
Simplify complex terms and procedures to guide you through the mortgage process.
It helps you understand your options and make informed decisions.
Provide tailored mortgage advice specific to your financial situation and property goals.
Choose Your Best Mortgage Deal from 95+ Lenders
We have access to a vast network of mortgage lenders offering a wide selection of mortgage products (over 14,000!) from both high-street lenders and specialist lenders. This allows us to:
Search the entire mortgage market to find the best deal.
Cater to a wide range of needs, whether you’re looking for a new mortgage or to remortgage.
Help you find the best mortgage rates, potentially saving you significant amounts over the term of your mortgage.
Dedicated Mortgage Adviser and Case Manager
Choosing us as your fee-free mortgage broker means you are forming a partnership. Your dedicated mortgage adviser and case manager will guide you through your journey of liaising with the lender and solicitors and update you throughout. They will:
Provide independent mortgage advice and guide you through the mortgage process.
Handle all administrative aspects of your case from start to finish.
Ensure the process runs smoothly and efficiently, providing the best possible service and a stress-free experience.
Remortgage in Northern Ireland
If your current mortgage rate is nearing its end or if you’re considering releasing equity from your property, our expert mortgage advisors can provide invaluable assistance. We will:
Advise on suitable remortgage deals.
Help find deals with lower interest rates.
Guide you through the remortgaging process.
Learn more here about How to Remortgage.
First-Time Buyer Mortgages in Northern Ireland
As first-time buyers, getting on the property ladder can be daunting. Our team of mortgage advisors will assist you throughout the journey by:
We guide you through an affordability assessment and then through the mortgage process.
Helping you understand all of your available mortgage options.
Find the best mortgage deal for your needs in your own home.
Get in touch for free advice or learn more about First Time Buyer Mortgages
Moving Home Mortgage in Northern Ireland
Moving home can be stressful and expensive. Whether you a looking to move to or within Northern Ireland, our experts are here to help. We can:
Help you secure the right mortgage for your new home.
Guide you to decide whether porting your existing mortgage or obtaining a new mortgage deal is best.
Assist from initial discussions to the day you move in.
Learn more about your options here: Moving Home Mortgages
Buy-To-Let Mortgage Northern Ireland
Navigating the buy-to-let mortgage market can be complex. We can help by:
Providing advice on suitable buy-to-let deals.
Guiding you through the buy-to-let process and matching your investment property with the best lender.
Using our experience to maximise your buy-to-let borrowing for potential.
Speak to a buy-to-let expert or learn more here about Buy To Let Mortgages.
Northern Ireland Mortgage Advisor Reviews
Mortgage Calculators
Determine how much you can afford to borrow with our Mortgage Affordability Calculator. Input your income and outgoings to get an estimate. For a detailed and personalised assessment, use our Mortgage Affordability Calculator.
For a more detailed and personalised mortgage affordability, use our Mortgage Affordability Calculator here >
Wondering how much your potential monthly payments will be? Use our Mortgage Repayment Calculator. Input your desired loan amount, interest rate, and mortgage term to get an estimate. For specific advice, get in touch with our expert advisors.
How Our Mortgage Advisor Process Works
Step 1: Tell Us About You
We’ll need to know a bit about your financial situation. This includes:
Your income
Your savings
This information helps us understand your borrowing capacity and find the best mortgage deals for you.
Step 2: We Search All Lenders For The Best Mortgage Deal
We will assess your credit score and borrowing capacity with most mortgage lenders in the UK. We offer access to an array of mortgage deals from both high-street lenders and niche providers so we can find you the ideal mortgage rate.
Step 3: Get Your Certificate Quickly
Once we have everything we need, we’ll quickly show you how much money you could borrow and provide a mortgage-in-principle certificate that can show estate agents and sellers that you are serious buyers.
Always keep in mind, that our service is fully fee-free! We aim to make the mortgage process as straightforward and stress-free for our clients as possible – get in touch with us now to begin your mortgage journey!
Get in Touch with our Expert Mortgage Advisers
Ready to start your mortgage journey? Get in touch with us today. You can call us, send us a message, or arrange a call or video call meeting. We look forward to helping you find the perfect mortgage.
Frequently Asked Questions
Do you need to use a mortgage broker in Northern Ireland?
No, you're not confined to using a mortgage broker in Northern Ireland. Many excellent brokers across the UK offer remote services, allowing you to find the best broker nationwide.
What are current mortgage rates in Northern Ireland?
Mortgage rates in typically range between 4% - 6% as of 2024. Rates vary based on the lender, mortgage type, and the borrower’s financial situation. Use our mortgage rates tool to discover your best rate.
Is it easy to get a mortgage in Northern Ireland?
Obtaining a mortgage in Northern Ireland can be easier with the help of a mortgage broker. They assist in finding the best deals and navigating the application process.
How much deposit do you need for a mortgage in Northern Ireland?
Generally, mortgage lenders in the UK require a deposit of 10% of the property’s value. Some mortgages, however, are accessible with a 5% deposit.
How Much Does a Mortgage Broker Cost in the UK?
Mortgage broker fees in the UK can vary widely; some brokers charge fees ranging from £500 to £3,000, while others offer free services and earn through commissions from lenders.
Is it worth paying a mortgage broker?
Yes, paying a mortgage broker can be beneficial. They save you time, offer expertise, and potentially secure better rates, simplifying the mortgage process. However, there are many fee-free mortgage brokers in the UK.
What is the average mortgage in Northern Ireland?
The average mortgage in Northern Ireland varies. As of 2024, the average home price is around £179,530, with average home movers having a household income of £48,000. With a typical interest rate of 5% and a 25-year term, the estimated monthly mortgage payment would be approximately £954, assuming a 10% deposit.
Meet Our Mortgage Advisors
Mortgage Advisers Supporting Northern Ireland Customers
Here are just some of the areas in Northern Ireland where we have customers: