Fee Free Mortgage Advisor Lisburn
Are you wondering where to start on your mortgage journey? We’re a fee-free mortgage advisor Lisburn with a team of experienced advisers who offer free expert mortgage advice and support in securing the most suitable mortgage for you.
- Expert Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Our dedicated team aims to make it easy for you to apply for a mortgage by helping you find the best deals possible throughout the application process and ultimately enabling you to secure your perfect mortgage.
Learn more about how we offer a fee free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Independent Free Mortgage Broker Lisburn
As a fee-free mortgage broker based in England, we are experts in helping people secure a mortgage in Lisburn, Northern Ireland or anywhere in the UK.
Skip the stress of mortgage hunting alone. Our experts will assist you in securing an ideal mortgage, provide personalised, independent mortgage advice, and support your application process. Our in-depth knowledge of the mortgage market ensures we can find the best mortgage deals for you.
We are committed to being independent and impartial, offering our assistance throughout the process at no cost. Our service is highly rated and features numerous positive reviews on Trustpilot.
Mortgage Solutions for All
We are dedicated to ensuring every homebuyer finds the best mortgage deal. Our services cater to first-time buyers, those remortgaging, moving homes, or investing in buy-to-let property.
Our communication is straightforward, making your mortgage experience transparent and hassle-free. We support our clients across the UK through all digital means, including video calls and WhatsApp, ensuring you save money when it’s most crucial. Our expertise extends to guiding you through the entire buying process, ensuring you understand every step.
14,000 Mortgage Deals from over 95+ Lenders
With access to a comprehensive panel of over 95 lenders, our service offers a wide selection of mortgage options, including deals from major banks and building societies. As a ‘whole of market’ broker, we have access to over 140,000 mortgage deals, which allows us to secure exclusive offers for our clients.
Fee-Free Mortgage Advice & Support
The mortgage lender pays all brokers a commission for every mortgage. Some brokers choose to charge their clients for their service, but we do not. We
First-Time Buyer Mortgages in Lisburn
Considering your first home purchase? Work with us for specialised support to secure the best mortgage deal, featuring:
Personalised Advice: Customised recommendations based on your financial situation.
Exclusive Offers: Access to competitive rates and products.
Streamlined Process: We simplify the paperwork, coordinating with estate agents and solicitors for a seamless buying experience.
Learn more about First Time Buyer Mortgages then get in touch for free advice.
Remortgage Services Lisburn
Are you looking for better mortgage rates or need to finance home improvements? Our remortgage expertise provides significant savings and comprehensive support:
Competitive Rate Comparison: We find the best rates available.
Release of Equity Advice: Guidance on whether releasing equity is beneficial for you when raising funds for home improvements or debt consolidation.
Simplified Procedures: We manage all lender interactions and document collection.
Our expertise in re-mortgaging can help you find better rates and terms that suit your financial goals.
Discover How to Remortgage here or get in touch for free advice and support.
Buy-to-Let Mortgages Lisburn
Whether you’re an experienced or new investor, our tailored buy-to-let mortgage advice aims to maximise your investment with:
Support for New Investors: Rely on our experienced investment advisors.
Strategies for Portfolio Expansion: Assistance for landlords aiming to increase their properties.
Custom Lender Matching: We align you with lenders that suit your investment goals.
Discover more about Buy To Let Mortgages then get in touch for free mortgage advice.
Moving Home in Lisburn
Planning to relocate within Lisburn or nearby? Our expert advice and support ensure a smooth transition to your new home with the following:
Custom Relocation Plans: Tailored strategies to meet your mortgage needs for your new dream home.
Efficient Mortgage Transfers: Guidance on porting your mortgage or finding a new deal.
Support Throughout: Continuous free mortgage support from start to finish.
Discover your mortgage options when moving home then get in touch for free mortgage support.
Mortgage Protection
Securing a mortgage is a significant financial commitment. We offer comprehensive insurance options to ensure you are protected, including:
Buildings and Contents Insurance: Coverage for fire or theft damages.
Critical Illness Cover: Provides a lump sum for specified illnesses.
Life Assurance: Often called Life Insurance, this type of protection supports your family in managing financial obligations in case of your passing.
Income Protection: Replaces income during periods you cannot work due to illness or accidents.
Contact a mortgage and protection adviser for support on mortgages and protection insurance.
Mortgage Reviews
Current Mortgage Rates Lisburn
Mortgage rates in Lisburn depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Lisburn in 2024 is £207,600. The table below shows the current mortgage rates for this average property price with a 80% loan to value £166,080 mortgage.
Other Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
How Our Mortgage Advisor Process Works
Get in Touch with our Expert Mortgage Advisers
Ready to start your mortgage journey? Get in touch with us today. You can call us, send us a message, or arrange a call or video call meeting. We look forward to helping you find the perfect mortgage.
Frequently Asked Questions
Is it worth using a Mortgage Advisor?
Yes, using a mortgage and protection adviser is beneficial as it provides unbiased expert guidance, access to a broader range of products (from over 95 UK lenders), and the ability to navigate complex situations.
How much does a Mortgage Advisor cost?
Mortgage adviser fees can vary widely, typically ranging from £500 to £3,000, depending on the complexity of your mortgage needs. However, firms like YesCanDo Money offer services fee-free, earning commission from lenders instead.
Is it free to see a Mortgage Advisor?
Many mortgage advisors offer a free initial consultation, but depending on your specific requirements, fees for ongoing services may apply.
Is it cheaper to use a mortgage broker?
Using a mortgage broker can be cost-effective as they often access better rates and terms from over 95 mortgage lenders. Securing the best possible interest rate can save you money over time.
Is it advisable to get a mortgage broker?
It is advisable to use a mortgage broker as they can significantly streamline the mortgage process, ensure you get the best rates, and tailor options to your financial situation.
Do you need to use a mortgage broker in Lisburn?
No, you're not confined to using a mortgage broker in Belfast or Northern Ireland. Many excellent brokers across England and the UK offer remote services, allowing you to find the best broker nationwide.
Meet Our Advisor Team for Mortgages in Lisburn
