Fee Free Mortgage Broker Aberdeen

First-Time Buyer Mortgages Aberdeen

Entering the property market as a first time buyer can be thrilling and intimidating, given the diversity of options and involved processes.

The Aberdeen property market presents a wide range of affordable properties, from stylish flats to classic terraced houses, making it a favourable location for first-time buyers. According to a recent report by Rightmove, Aberdeen is the most affordable city for first-time buyers, with the average asking price in 2024 being only £102,601.

Additionally, if you are buying a two-bedroom or smaller home with a 20% deposit and a five-year fixed-rate mortgage at 4.84% over 35 years, then your monthly mortgage payments will be around £406, which is quite low compared to other places. This financial flexibility makes it ideal for anyone who wants to own their own home for the very first time.

Our fee-free mortgage service for first-time buyers provides:

• Personalised Advice: We offer bespoke mortgage advice initially since we know where you’re coming from. Our team will work with you to find solutions and deals that fit your property desires.
• Access to Exclusive Deals: We can access first-time buyer mortgages not found on the market.
• Application Support: This means we help keep things moving by liaising between estate agents and conveyancers so paperwork doesn’t slow things down unnecessarily.

Securing the right mortgage deal is essential for immediate benefits and future financial stability.

Remortgage Aberdeen

Are you looking for the best remortgage deal to reduce your current mortgage costs or free up cash for big home improvements?

Aberdeen remortgaging presents an opportunity for people to better their economic situations by finding the most suitable remortgage rates based on their financial standing. With our support, understanding your options becomes simpler, and securing the right remortgage deal is more achievable.

• Rate Comparison: We ensure you get competitive rates, free valuation surveys, and legal services, including fees.
• Equity Release Guidance: Get an expert’s take on how safe it is to access funds by unlocking equity tied to residential property ownership, such as houses or flats.
• Effortless Process: You won’t have to worry about all those forms because we will handle them for you; also, communicate with lenders and solicitors!

Moving Home Mortgage Aberdeen

Is everything set for moving into a new home, and do you need an easy transition mortgage?

If you’re about to move house, let us handle all your worries with our seamless mover mortgage service. Whether it’s porting an existing mortgage across or finding better terms elsewhere, we’ll make sure every box gets ticked before the keys are handed over.

• Tailored Moving Advice: We provide customised guidance for each unique moving situation, whether you’re upsizing, downsizing, or relocating. Our mortgage advice helps streamline your address change and aligns your mortgage with your new circumstances.
• Seamless Mortgage Transfer: We facilitate the transfer of your existing mortgage to your new home, maintaining continuity and exploring better rates and terms if needed to ensure your mortgage fits your new situation.
• End-to-End Support: We offer continuous support from the initial consultation to the final move. We coordinate with all involved parties to ensure a smooth transition, aiming to make your move as stress-free as possible.

Learn more about the moving home mortgage process.

Buy-to-Let Mortgage Aberdeen

Wanting some professional input into maximising returns from buy-to-let properties?

Our specialised independent buy-to-let mortgage advice service has been designed with landlords in mind – whether they are newbies just starting or seasoned investors looking at expanding their portfolios, there’s something here for everyone who wants free impartial guidance on making more money through rental income generation using bricks ‘n’ mortar!

• First-Time Investor Support: The investing world can be scary if you’ve never done it before. That’s why we’ve put together this handy guide to help you navigate those treacherous waters and make some tidy profits at the end!
• Portfolio Expansion Advice: So you’ve got one or two properties under your belt but now want to know how best to build up a sizeable portfolio? Fear not—our team are experts regarding what lenders look for in buy-to-let mortgages, so they’ll have plenty of tips and tricks that should see the numbers tick over nicely.
• Market-Aligned Mortgage Selection: We keep tabs on who has what products available within which interest rate brackets, so rest assured that whatever kind of deal suits both needs and wants will be found here!

Mortgage Protection in Aberdeen

Buying a property and getting a mortgage are significant financial commitments, so protecting yourself with appropriate mortgage protection policies is crucial. At YesCanDo Money, we care about your wellbeing and offer a range of options for you to choose from:

• Buildings and Contents Insurance: Covers damage or loss caused by fire, theft, etc.
• Critical Illness Cover: This policy pays out a lump sum when a specified dread disease, such as cancer or heart attack, is diagnosed.
• Life Assurance: Provides money when the policyholder dies during the term – could help loved ones cope financially if the main breadwinner were no longer around!
• Income Protection: Designed specifically for those individuals who would struggle to meet monthly outgoings should illness/injury prevent them from working for a prolonged period of time.

Learn more about Life Insurance and Income Protection Insurance here.