Fee Free Mortgage Broker Telford
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Receive fee-free mortgage advice from YesCanDo Money with expert guidance that will help you navigate your mortgage process effortlessly. Our service is designed to simplify your mortgage application at every stage, ensuring you secure the most favourable deals and interest rates.
What sets YesCanDo Money apart is our commitment to not charging any broker fees. This approach makes exploring your mortgage options both straightforward and more economical.
Learn how we are able to offer such a highly rated fully free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Free Independent Mortgage Advice Telford
However scary it may seem to navigate a mortgage, YesCanDo Money is there to help. Try our top-rated mortgage service without paying any broker fees.
We Help You Find the Best Mortgage Deals
YesCanDo Money is here for every buyer in Telford and beyond, offering personalised mortgage solutions. We provide professional advice at every stage of the property purchase process, from buying your first buy-to-let property to remortgaging.
- Complete Support: From initial contact to final approval, we accompany you every step of the way, ensuring an effortless, informed journey.
- Personalised Solutions: Our unique approach aims to fit your situation perfectly so that the tips and options provided match your requirements precisely.
- Beyond Just Mortgages: We do not only secure you a mortgage once but also guide you on future planning, such as remortgaging advice or expanding your property portfolio. We also provide advice on protecting your mortgage with insurance.
Access to Every Mortgage Lender
With our advisors having access to all lenders, this means excellent choices for you.
- A Wide Array of Lenders: Our access to 95 lenders and more than 14,000 mortgages implies that we can find what suits your needs perfectly.
- Exclusive Offers: Because of how our relations with lenders go, the best mortgage deal might be unavailable from direct providers.
- Market Expertise: Our deep understanding of the market trends and lender criteria ensures we can advise you on the best path forward.
Fee Free Independent Mortgage Advice
That’s why transparency is vital at YesCanDo Money. Being open and providing simple information ensures that you stay informed about everything going on around you.
- No Hidden Charges: You do not have to worry about additional charges since we charge no extra fees for the services we offer; hence, the fee-free guarantee applies here, too.
- Simple Communication: Our mortgage advisers use understandable language when explaining the hard terms and conditions of mortgages so that you understand all available alternatives before making the choice that best suits your needs.
- Honest Advice: Our team provides honest advice throughout whilst prioritising your best interest above all.
Free Mortgage Advisor Telford
YesCanDo Money offers free mortgage services to Telford residents and across the UK. From initial free mortgage consultation to application assistance, we work closely with you to understand your needs and expedite your journey to a better mortgage deal.
Getting Your First Mortgage in Telford
Taking your first step onto the property ladder? Let us guide you with specialised support for first-time buyers to secure your best-ever mortgage. Our team is dedicated to turning your homeownership dream into reality with:
Personalised Advice: Delve into your financial world, diving deep to offer advice that’s as unique as you are, ensuring it’s tailored perfectly enough to light up your path towards homeownership.
Exclusive Deals: With our fingers on the pulse of the mortgage market, we unlock doors to the most competitive mortgage rates and exclusive mortgage deals that are exclusively available to you.
Streamlined Process: We cut through the paperwork jungle and deal directly with estate agents and solicitors, thus making your journey to homeownership like a bed of roses.
Discover more about our First Time Buyer Mortgage services
Remortgage Services
Looking for better rates or need funds for home improvements? Our remortgaging expertise in Telford, coupled with comprehensive service, can save you money and provide extensive support:
Competitive Rate Comparison: As a financial matchmaker, we search the market to find you the interest that will make your heart sing.
Guidance on Equity: We offer advice on releasing equity to raise funds, with guidance that ensures it is suitable for your future.
Simplified Procedures: From negotiations to paperwork, we lead in these and turn around what can be a tiresome process.
Discover more about our Remortgage Services.
Buy-to-Let Mortgages
We provide personalised buy-to-let mortgage advice for first-time investors, landlords with rental portfolios and limited companies looking to expand their property portfolio.
Support for First-Time Investors: Guidance from professionals familiar with your journey.
Strategies for Portfolio Expansion: Tailored strategies for landlords aiming to grow their investment portfolio.
Tailored Lender Matching: Identifying lenders that align with your investment goals.
Discover more about Buy To Let Mortgages
Moving Home in Telford
If you’re relocating within Telford or to the surrounding area, our expert advice and support ensure a smooth transition to your new home, providing:
Bespoke Relocation Plans: Customised plans based on your relocation goals.
Efficient Mortgage Transfers: Guidance on the best mortgage solutions for your move.
Comprehensive Support: From our first conversation to move-in day, we’re here to assist.
Discover more about our Moving Home Mortgages
Specialist Mortgages
Facing unique challenges, such as self-employment or credit issues? Our specialist services in Telford offer solutions beyond traditional lending criteria, including:
Self-Employment Solutions: Aiming for the best interest rates and deals for self-employed mortgages.
Extensive Lender Network: Connections with lenders who offer more flexible criteria.
Full Application Support: Simplification of the mortgage application process with expert guidance at every step.
Hear From Our Satisfied Homeowners in Telford
The remarks from our clients in Telford highlight our dedication to a simplified mortgage process, affordability, and a lack of fees.
Current Mortgage Rates Telford
Mortgage rates in Telford depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Telford in 2024 is £233,369. The table below shows the current mortgage rates for this average property price with a 80% loan to value £186,695 mortgage.
Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Frequently Asked Questions
Is it worth having a Mortgage Advisor?
Yes, they are highly beneficial for manoeuvring complex cases, accessing exclusive deals, and receiving tailored advice that can save you money over the life of your mortgage.
How much do mortgage brokers charge for their services?
Fees for mortgage brokers can vary. Some, like YesCanDo Money, offer their services for free and are compensated through commissions from lenders. Others may charge a flat fee or a percentage of the loan amount.
What is the average cost of a Mortgage Advisor?
In the UK, some mortgage advisors or mortgage brokers charge a fee ranging from £500 to £1,000 or a commission of 0.35%-1.25% of the mortgage amount. Others offer their services for free, as all brokers earn commission from lenders, and fee-free mortgage brokers choose not to charge their customers at an already costly time.
Does it cost to speak to a Mortgage Advisor?
This can depend on the advisor. Some mortgage advisors offer initial consultations at no cost, while others may charge a fee for their services right from the start. YesCanDo Money mortgage advisors are fee-free, meaning they offer a fully free mortgage service, allowing you to understand your options without any upfront costs.
At what point do you pay a Mortgage Advisor?
If your mortgage advisor charges for their services, payment terms can vary. Some advisors may charge for repayment mortgages as well as interest-only mortgages and require payment at the time of consultation, while others might only charge a fee upon successful mortgage securing.
Expert Mortgage Advice Across Shropshire
We provide mortgage advice across the Shropshire and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.
