Fee Free Mortgage Broker Tamworth
Struggling to pick the right mortgage? Our mortgage broker Tamworth offers a cost-free service, ensuring a smooth experience while finding your ideal mortgage.
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Our mortgage team prioritises customer satisfaction, providing customised, expert mortgage advice and fee-free solutions designed explicitly for Tamworth and surrounding areas. With extensive experience in the financial services industry, our experienced brokers’ team is well-equipped to offer professional guidance and support for all your home finance needs.
Our skilled advisors are ready to manage your mortgage application, provide professional advice, and help you secure the best market rates without any broker fees. We’re committed to delivering professional and friendly service, ensuring expert support throughout your mortgage journey as Tamworth mortgage brokers.
Learn more about how we offer a fee free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Independent Mortgage Advisor Tamworth
Don’t stress over finding the perfect mortgage alone. Our proficient local mortgage broker in Tamworth, your financial adviser, will guide you through the complexities of acquiring your ideal mortgage, delivering personalised and professional advice and streamlining the application process.
We are independent and unbiased, dedicated to assisting you at no charge from start to finish. Our top-rated fee-free service is highly endorsed and has received over 1,000 excellent reviews on Trust Pilot.
Our mortgage advisors are experts in navigating the mortgage process. They ensure you receive comprehensive support in finding the right mortgage, securing life insurance, and managing your application with ease.
We Help You Secure the Best Mortgage Deals
YesCanDo Money, our mortgage broker branch in Tamworth, crafts custom packages for each client. Whether you’re looking into a new buy-to-let or remortgaging, we offer specialised advice for any scenario in Tamworth.
Full Support: From beginning to end, your dedicated mortgage advisor ensures a seamless process, keeping you updated every step. Our financial advisers diligently search through every available mortgage deal to find the most competitive and suitable options for your needs, enhancing this support with our communication with your estate agents during your property purchase.
Tailored Solutions: Our approach is distinctive and can meet any requirement; we help you identify the most suitable mortgage product for your financial situation.
In-Depth Financial Guidance: Our support extends beyond finding your ideal mortgage—we provide continuous advice on future financial planning such as remortgaging, expanding your property portfolio, and insurance to safeguard your finances against unexpected events.
Free Independent Mortgage Advice
At YesCanDo Money, we emphasise clear, straightforward communication, ensuring you understand all aspects of your mortgage with no surprises.
No Hidden Fees: We will never charge you for our mortgage advice and service.
Clear Communication: Our advisors speak plainly, making sure you are fully informed and empowered to make the best decisions.
Honest Guidance: Your best interests are our priority, offering unbiased and expert advice to save you time and money. Our team delivers top-notch mortgage advice, ensuring you receive the best support throughout your mortgage experience.
Our deep knowledge of the mortgage market allows us to navigate its complexities to secure the best deals, leveraging over 20 years of experience for your financial benefit.
Access to Every Mortgage Lender
Our team connects with over 95 mortgage providers, guaranteeing the best deal.
Broad Lender Array: With access to more than 95 lenders and over 14,000 mortgage options, our mortgage brokers in Tamworth can find the ideal solution for you, including premier high-street lenders. This local advantage ensures you don’t miss out on potentially perfect deals.
Exclusive Offers: Our direct relationships with lenders enable us to secure the best mortgage terms for you.
Market Expertise: We have a thorough knowledge of market trends and lender criteria, aiding you in making the right choice. Our deep understanding of the mortgage industry enhances our ability to offer professional advice and secure hassle-free, tailored mortgage deals through our extensive lender network.
First-Time Buyer Mortgages Tamworth
Entering Tamworth’s property market is exciting, offering everything from modern apartments to classic terraced homes. We believe first-time buyers deserve the best deals and support to establish their mortgage and financial foundations securely.
- Tailored Mortgage Advice: We align our top mortgage advice with your personal needs and financial future goals to devise ideal solutions.
- Access to Exclusive Deals: We source first-time buyer mortgages specifically suited for you, including deals not generally available.
- Application Assistance: We streamline the paperwork, informing your estate agent and conveyancer for a smoother transaction.
Securing the right mortgage contributes to financial stability and sets a strong foundation for property investment. Learn more about First Time Buyer Mortgages
Remortgage Tamworth
Our team is excellent at providing different choices for mortgage renewal. We can help you lower your mortgage payments or even release some of the equity to improve your house and other facilities while still ensuring that you get the best possible rates.
- Rate Comparison: We access the most competitive rates from major high-street lenders and other providers.
- Equity Release Guidance: Receive expert mortgage advice on safely accessing funds through home equity, whether for renovations or debt consolidation.
- Simplified Process: We handle all the paperwork and liaise with lenders and solicitors, making remortgaging easier.
Discover more about How to Remortgage here
Buy-to-Let Mortgage Tamworth
Suppose you’re starting to invest in property or considering growing your current portfolio. In that case, our complimentary impartial buy-to-let mortgage advice will help you make the most of your investment.
- First-Time Investor Support: Understand your first property investment with our guidance.
- Portfolio Expansion Advice: Obtain strategic financing solutions and exclusive deals designed for portfolio landlords.
- Market-Aligned Mortgage Selection: With deep market knowledge, we match you with the best mortgage lenders for your investment goals.
Learn more about Buy To Let Mortgages
Moving Home Mortgage Tamworth
Moving within Tamworth? Our home mover mortgage expertise ensures a smooth transition to your new property with personalised recommendations.
- Tailored Moving Advice: Receive advice specifically tailored to your relocation plans.
- Seamless Mortgage Transfer: We assist you with whether you wish to keep your existing mortgage (known as mortgage porting) or secure a new deal.
- Full Assistance: From our initial conversation to moving day, our team supports you and coordinates with all parties involved to streamline the mortgage process.
Discover more about Moving Home Mortgages
Mortgage Protection in Tamworth
Buying a house and getting a mortgage is a big financial responsibility. You need to make sure you are protected. YesCanDo Money offers different types of cover for their customers such as full insurance coverage for mortgage protection. We have been giving free advice on mortgages and protection insurances which ensures that we deal with each client professionally and in a friendly manner that suits them best.
- Buildings and Contents Insurance: Protects against damages or losses from incidents like fire or theft, covering the structure and the contents within.
- Critical Illness Cover: If diagnosed with a specified illness, this cover provides a lump sum payment, which can be used for medical expenses or living costs during a serious illness.
- Life Assurance: Also known as Life Insurance, this protection pays out if you pass away during the policy term, helping your loved ones manage mortgage payments and living expenses.
- Income Protection: Designed to replace income if illness or an accident prevents you from working, helping you maintain your mortgage and other financial obligations until you can return to work.
These protections ensure that your significant financial commitments are safeguarded against unforeseen circumstances, supporting your and your family’s future security. A protection adviser plays a crucial role in offering tailored solutions for mortgage protection, ensuring your financial safety is personalised to meet your unique needs.
How Our Mortgage Process Works
YesCanDo Money can make getting a mortgage in Tamworth easy. We work with you to find the right deal for your needs and ensure that it has low interest rates.
- Initial Meeting: Our mortgage advisers will talk through your situation during your first consultation. This is where you let them know what you are looking to achieve. We will then provide fee-free advice and help you find the best mortgage solution.
- Locating Your Ideal Mortgage: Being a whole-of-market intermediary means that we have access to all kinds of residential mortgages, in fact over 14,000 products! We will secure you the best mortgage deal for your situation.
- Getting Your Mortgage: Once we gather all required documents on your behalf, they are sent off to the lender along with your mortgage application. We maintain regular contact with lenders while they review your application, notifying them and you at each stage of the process until you are accepted for a mortgage.
Hear From Our Happy Homeowners in Tamworth
Our clients’ success stories best illustrate how YesCanDo Money has helped them achieve their property dreams, save on their mortgages, or successfully invest in property.
Current Mortgage Rates Tamworth
Mortgage rates in Tamworth depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Tamworth in 2024 is £217,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £173,600 mortgage.
Other Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Frequently Asked Questions
Is it worth talking to a mortgage broker?
Yes, Tamworth mortgage brokers provide tailored advice, access to a broad selection of products, and handle the entire process, saving you time and money.
Does it cost anything to talk to a mortgage broker?
No, initiating a conversation with a mortgage broker typically doesn't cost anything. Initial consultations are usually free, providing an opportunity to understand the services and potential benefits without a financial commitment. At YesCanDo Money, we ensure that our initial advice and consultations carry no fees, in fact we are fully fee free from start to finish.
How much do I pay for a mortgage broker?
Costs can vary from £500 to £3000; however, entities like YesCanDo Money offer their services free of charge, relying solely on commissions from lenders. Others may charge a flat fee or a percentage of the mortgage amount as payment for their services.
Is it better to get a mortgage through a broker?
In the UK, using a broker often provides more choices and possibly access to better rates due to their larger pool of lenders and exclusive mortgage deals.
Do You Need To Use A Mortgage Broker In Tamworth?
No, you're not limited to using a mortgage broker in Tamworth. Many excellent brokers across the UK offer remote services, allowing you to find the best broker nationwide.
Is it worth paying a mortgage broker?
It can sometimes make sense to pay a broker. While our services at YesCanDo Money are provided at no cost to you, generally, mortgage brokers can offer significant value, even if they charge a fee. They have access to a broader range of mortgage products than a typical consumer would find on their own. Additionally, they bring expertise in navigating mortgage applications, which can be especially valuable for complex cases or when trying to secure the best terms.
Do mortgage brokers actually get better rates?
Yes, mortgage brokers often access better rates than individuals can on their own, thanks to their comprehensive market knowledge and access to 100+ mortgage lenders. They can negotiate terms and rates on your behalf and often have access to exclusive deals not available directly to consumers. This can result in more favourable borrowing terms and savings over the life of a mortgage.
Expert Mortgage Advice Across Staffordshire
We provide mortgage advice across Staffordshire and throughout the UK. Advisers ready to help!
