Get Your Best Mortgage Deal, Completely Fee-Free!

Fee Free Mortgage Broker Sunderland

We Do Everything For You For Free!

Are you confused about where to begin your mortgage journey? Our mortgage broker Sunderland has a team of expert advisers who offer friendly, free mortgage advice. Our team helps you secure your best mortgage.

Free Mortgage Advice Sunderland

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WE WORK WITH 90+ MORTGAGE LENDERS

1. Fee-free mortgage advice & service

YesCanDo Money: Committed to Transparency for Over 30 Years
For a quarter of a century, we’ve proudly upheld our tradition as a predominantly fee-free broker. Unlike many other brokers who might surprise you with hidden charges, we do NOT charge a fee in 9 out of 10 cases. Our commission-based model ensures that professional mortgage advice is accessible to everyone, without any hidden costs.

2. Whole of Market for the Best Mortgage Deals

Navigating the Vast Mortgage Landscape with Expertise.
The mortgage market is vast, with over 14,000 products from 90+ mortgage lenders. Basic comparison sites barely scratch the surface. Our brokers utilise advanced tools, ensuring you get the best mortgage deal tailored to your needs. We handle the complexities, even filling in forms on your behalf, making your mortgage journey smooth and efficient.

3. Catering to Unique Mortgage Needs

Every Mortgage Scenario is Unique, Just Like You.
With over 30 years of experience, we understand that no two mortgage scenarios are the same. Our whole-of-market access ensures we find the best interest rates tailored to your unique situation. At YesCanDo Money, your interests are our priority.

4. Stress-Free Mortgage Journey

Your Mortgage Journey, Simplified.
We’re committed to demystifying the mortgage process, ensuring you have a smooth and transparent experience. From the initial consultation to liaising with mortgage lenders, we’re with you every step of the way. As one client put it, “The entire process was seamless!” Our dedication to client satisfaction speaks for itself.

Sunderland Mortgage Advisor Reviews

We are a highly rated mortgage broker - Rated 5 on TrustPilot
We take immense pride in the positive feedback we receive from our clients, as evidenced by our numerous five-star Trustpilot reviews. But don't take our word for it; read testimonials yourself to truly experience our exceptional customer service!

Our customer reviews make us blush 😊

Mortgage Advisor Sunderland

No matter your mortgage needs - from first time buyer, to remortgaging and buy-to-let investments, our mortgage advisor Sunderland offer tailored mortgage solutions to meet them all.
Remortgage in Sunderland

Remortgage Advice

Tailored Remortgaging Solutions for Evolving Needs.
Life's circumstances change, and so do mortgage needs. Whether it's to secure a better interest rate, release equity, or consolidate debts, our team offers expert advice tailored to your remortgaging needs.

  • Expertise in navigating the dynamic mortgage landscape.
  • Tailored solutions to ensure you get the best mortgage rate.
  • Trusted guidance every step of the way.

First-Time-Buyer Mortgages in Sunderland

Guidance for First-Time Homebuyers

Empowering First-Time Buyers with Knowledge and Confidence.
We recognise that purchasing your first home and getting on the property ladder can be both thrilling and daunting; therefore, our team is committed to supporting you every step of the way, giving you the confidence to embark on this exciting adventure with peace of mind.

  • Comprehensive guidance tailored to your needs.
  • Access to the best mortgage rates and deals.
  • Over 30 years of trusted experience in the mortgage industry.

Moving Home Mortgage in Sunderland

Moving Home Mortgages

Relocating in Sunderland? We've Got You Covered.
Relocating comes with its set of challenges. Our team ensures you have a financially sound and smooth relocation in Sunderland, guiding you through every step of the mortgage process.

  • Expert guidance tailored to your relocation needs.
  • Access to the best mortgage deals in Sunderland.
  • Trusted advice to ensure a smooth relocation process.

Buy-To-Let-Mortgages in Sunderland

Buy-to-Let Mortgages

Unlocking Sunderland's Buy-to-Let Potential.
Sunderland's buy-to-let market offers promising investment opportunities, especially with its growing student population. Our team provides expert guidance, from property selection to securing the best mortgage deals.

  • Experts at individual buy-to-lets as well as portfolios.
  • Tailored mortgage solutions for investors.
  • Comprehensive guidance on buy-to-let affordability and rental yields.

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Our Mortgage Brokers Success Stories

Helping the people of Sunderland and the throughout the UK achieve their mortgage and property goals

We've had the privilege of assisting numerous clients in their mortgage journeys in Sunderland. Here are three success stories that stand out:

Contact YesCanDo Money

Fee Free Mortgage Advisors Ready To Help
No matter your query or mortgage need, or simply wish to chat about the options available to you, our team is always on hand to offer tailored guidance and support. Contact us now!

Mortgages In Sunderland

There are many different types of mortgages in Sunderland. This includes fixed mortgages and variable rate mortgages. Variable-rate mortgages include both discount mortgages and tracker mortgages. We will help you to understand all of your options so you can determine which one is right for you.

Mortgage Rates in Sunderland

Mortgage rates in Sunderland depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.

According to ONS data, the average price of a property in Sunderland in 2024 is Β£139,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value Β£111,200 mortgage.

Mortgage Calculators for Sunderland Residents

Mortgage Affordability Calculator:
This tool is designed to help potential buyers gauge their borrowing power. By inputting details like income, monthly expenses, and loan term, users can get an estimate of the mortgage amount they might qualify for.

Mortgage Repayment Calculator:
Budgeting and financial planning require knowing monthly mortgage repayments in order to create a realistic estimate of their costs, with this calculator offering an estimation based on loan amount, interest rate and term.

Interpreting the results of both calculators in light of your personal financial circumstances is paramount to their accuracy and usefulness. Should any queries arise or clarification be needed, our fee-free mortgage advisors are on standby.

Detailed Insights: Sunderland Property & Mortgages

  • Most Expensive Area: Ashbrooke, known for its Victorian terraces and leafy streets, stands out as one of Sunderland’s priciest neighbourhoods. Its proximity to the city centre and its historic charm make it a sought-after location.
  • Least Expensive Area: Hendon, while being more affordable, offers great value with a range of amenities and is undergoing significant regeneration, making it an area to watch.
  • Commute Time: Sunderland boasts excellent connectivity, with direct trains to London taking just under 3.5 hours. The city’s extensive road network also ensures ease of commute to neighbouring cities.
  • Rental Market: The rental market in Sunderland is buoyant, especially with a growing student population. Average rents vary based on location and property type, but the city offers a range of options for both long-term residents and transient populations.

Educational Content and Resources

Stay informed with our informative articles and guides on the mortgage process. From understanding the basics to deep dives into specific topics, our resources are designed to empower you. Whether you're a first-time buyer, looking to remortgage, or exploring buy-to-let opportunities, our content provides clarity and insights.
Understanding Remortgage Valuation

Understanding Remortgage Valuation: Is It Necessary for You?

So it’s time to get your remortgage underway and you know that you are going to be asked how much ...
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How long does a remortgage take?

How long does a remortgage take?

Ever wondered, ‘How long does it take to remortgage?’ You’re not alone. This guide demystifies the remortgage process, offering a ...
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How much mortgage can I get?

Mortgage Affordability: What Mortgage Can I Afford?

Before you start the process of getting a mortgage, you will want know your mortgage affordability, in other words how ...
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Mortgage Application Approval Time

How long does a mortgage application take?

There is no doubt that buying a property can be one of life’s most stressful experiences. A big part of ...
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How many times my salary can I borrow for a mortgage?

Discover How Much Can You Borrow for a Mortgage UK

If you’re in need of a mortgage, you will understandably want to know how much you can borrow. In this ...
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Should You Get a 2 or 5 Year Fixed Mortgage?

2 or 5 Year Fixed Mortgage: The Best Choice for You

If you’re currently looking for a mortgage, you will have a number of options ahead of you. One of these ...
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Do mortgage brokers charge a fee?

Do mortgage brokers charge a fee?

Not all mortgage brokers charge a fee for their service. Mortgage brokers who don’t charge a fee will get paid a commission by the mortgage ...
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Frenquently Asked Questions

Navigating the mortgage landscape can be daunting. Our FAQs address common queries, ensuring you have all the information you need:

Yes, often it can be. Make sure you talk with an experienced mortgage broker who will have access to a wide range of deals, some of which may not be directly available to the public. Their expertise can help you find the most cost-effective mortgage tailored to your needs.

Mortgage brokers provide helpful advice, and access to a wider variety of products, and can potentially save both time and money by helping guide the application process more smoothly.

Some mortgage brokers, like YesCanDo Money, offer fee-free services, making their money from mortgage lender commissions. Others might charge a fee, which can vary based on the mortgage amount or complexity.

While banks offer their own mortgage products, brokers provide a wider range of options from various lenders. This breadth can lead to better rates and terms tailored to individual needs.

Many advisors offer initial consultations for free. At YesCanDo Money, we provide fee-free advice, ensuring clients get the best guidance without any cost.

Mortgage Insights

Content on industry trends, news, and market analysis is regularly updated here, while tailored advice and tips for Sunderland residents are offered as well.
Will mortgage rates go down or up in 2023?

Will mortgage rates go down in 2024 UK?

On the 20th of May 2024, when the Bank of England (BOE) last had a committee, they chose to keep ...
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mortgage rate promise

Secure the Best Mortgage Rate Guaranteed

Securing the best mortgage rate can be daunting, especially with the ever-changing interest rates in the market. At YesCanDo Money, ...
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perenna zero bills mortgage

Perenna’s Zero Bills Mortgage Partnership with Octopus

As we all look for ways to save money and reduce our impact on the planet, Perenna’s Zero-Bills Mortgage offers ...
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GenH foreign nationals visa

Gen H Enhanced Criteria for Foreign Nationals in Lending Policy

Generation Home known as Gen H has announced an updated mortgage policy aimed at making homeownership easier for foreign nationals ...
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halifax's enhanced shared ownership scheme

Halifax Takes Bold Step Towards Easier Home Access Through Shared Ownership

In a significant move to make homeownership more accessible, Halifax has updated its shared ownership criteria. This policy change is ...
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99% mortgage scheme

UK’s 99% Mortgage Scheme: Key Impacts & Insights

In a bold move to tackle the housing affordability crisis facing many Britons, the UK government, led by Prime Minister ...
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Fastest Mortgage Lenders UK

Fastest Mortgage Lenders UK: 2023’s Speedy Leaders Analysed by YesCanDo Money

In the dynamic UK property market, timing is everything. Securing a mortgage promptly can be the key to landing your ...
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Introducing Perenna Mortgages

Introducing Perenna: A New Dawn in UK Mortgage Lending

Revolutionising Homeownership with Long-Term Fixed-Rate Mortgages   In a bold move that’s set to shake up the UK mortgage market, ...
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Expert Mortgage Advice Across Tyne and Wear

We provide mortgage advice across the Tyne and Wear and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.

Written by Steve Roberts

Written by Steve Roberts

Starting as an Independent Financial Adviser in 1992, Steve Roberts specialised in mortgages and earned the MAQ. This led to the creation of YesCanDo Money, a top fee-free mortgage broker in the UK. With the digital shift, Steve expanded the company's reach, and his sons, Matthew and Sam, joined the team. Despite challenges, including the 2020 pandemic, the company has thrived and doubled in size. Under Steve's leadership and with his sons' contributions, YesCanDo Money remains a trusted financial guide. Outside work, Steve cherishes family moments and enjoys seaside walks and photography.

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