Expert Fee Free Mortgage Advisor Cardiff
- Expert Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
- Fee Free Service
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- Trustpilot - 5 Star
Our Fee-Free Mortgage Services
Remortgage
Cardiff remortgage advice
If you want to raise money via equity release or if you want to reduce the repayments on your mortgage, we are here for you. Whether your raising for home improvements or want to consolidate debt, we can help. Our mortgage advisors will advise you on the best way forwards.
First Time Buyers
First-time buyer mortgages in Cardiff
As a first-time buyer, getting your very first mortgage can be made easy with the support of our experienced team. We will simplify the process for you with uncomplicated mortgage advice and will give you all the practical support you need.
Moving Home
Mortgages for Cardiff home movers
Moving home is stressful, we know, but with the independent mortgage advice and support we can give you, you will have one less thing to worry about. We will search the whole mortgage market on your behalf to get you a great mortgage deal and rate and we will take care of your mortgage application too.
Buy To Let
Buy to let mortgages for Cardiff landlords
Be it your first rental property or another addition to your property portfolio, we can access the best buy-to-let mortgages on the market. With impartial advice and tailored support for your specific needs, our team will do all the hard work to help you on your investment journey.
Fee-Free Mortgage Broker Cardiff
How to get a mortgage in Cardiff
We really do make getting a mortgage seem easy.
Step 1: Get in touch
Call us on 033 0088 4407 or message us here. We will then make contact and ask you a few questions about your situation and arrange a call or video call meeting. Remember we charge. NO FEE for our service!
Step 2: Mortgage Advice
A local online mortgage adviser will contact you to have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help. We communicate online.
Step 3: We Compare
We will search the WHOLE mortgage market and get you the best rates and deals. We look at the best overall value of the home loan deal for you and your situation. Get the best rates and deals!
Step 4: Mortgage Ready
Once you choose your best available deal, we will get the mortgage application started for you. Once your application is successful you will receive a decision in principle (DIP). Most estate agents require a DIP to accept an offer.
What YesCanDo Money Offers
What You Can Expect From Our Mortgage Advisors
We ensure that you always fully understand all of your available mortgage options and that you NEVER pay more than you need to.
YesCanDo Money are mortgage brokers that are regulated by the Financial Conduct Authority, so you can expect impartial and trusted mortgage advice from your appointed mortgage advisor. After considering both your personal and financial needs, your advisor will make sure you fully understand all of the available mortgage types that are suitable for you and will help you make the right choice.
As we are a whole of market independent mortgage broker, we have access to most mortgage lenders in Cardiff, South Wales, and throughout the UK. Our mortgage advisors based in the UK will look for the most competitive interest rate when finding the best mortgage deal. This process will help reduce your monthly repayments and lessen your financial burden. You can expect all of this and more, FOR FREE, so if you are currently looking for an independent mortgage broker that will work hard on your behalf, get in touch with our team today.
Highly Rated Mortgage Service
Don’t just take our word for how brilliant our wonderful team of advisers are. We have earned a strong reputation in South Wales and across the UK for our excellent mortgage services so check out our customer reviews page to learn more. Choose YesCanDo Money for your financial solutions.
We Compare 14,000+ Mortgage Deals
At YesCanDo, we have access to a huge assortment of mortgage deals. From specialist mortgage lenders to high street banks, we will compare options available from them all to make sure you end up with the best one for you.Â
Did you know we compare products from 90+ mortgage lenders!?
We know that everyone has different needs and circumstances and even mortgage hurdles. Maybe you are self-employed? Perhaps you are looking for a mortgage because you want to buy a property to let? No matter what your circumstances may be, we can help you to find a mortgage that makes sense for you.
Mortgage brokers that give expert mortgage advice
Finding the right mortgage can be a time-consuming and stressful experience. However, as evidence of our care, we will do all we can to make life easier for you. We provide a range of mortgage and financial services, and after getting to know more about you, we will recommend those that are right for your situation. We will simplify the mortgage process by doing everything for you and we will make ourselves available during our office hours to accommodate your needs.
Mortgages In Cardiff
Great Mortgage Deal and Mortgage Rates and In Cardiff
Mortgage rates depend on the Bank of England base rate, your affordability rating, and the type of property you are considering in Cardiff. Should you choose to come to us for advice, we will explain the current rates of interest to you so you can make an informed decision about a mortgage loan.
Property Prices In Cardiff
The price of a property in Cardiff will depend on the type of property you choose and the neighbourhood you decide to move into. Having the best financial solutions will help you achieve your desired property. The table below shows the average property prices in Cardiff.
| Property Type | Average Property Price | Monthly Mortgage Repayment * |
|---|---|---|
| Flat/Apartment in Cardiff | £195,510 | £737.27 a month* |
| Terraced House in Cardiff | £263,841 | £994.95 a month* |
| Semi-Detached House in Cardiff | £290,999 | £1,097.37 a month* |
| Detached House in Cardiff | £485,154 | £1,829.53 a month* |
Average Cardiff property prices based on figures posted here »
* (Monthly mortgage repayment based on average price paid with a 90% Loan To Value – 1.9% 2 year fixed rate – 25 year term) *Rates will differ
House Price to Income ratio in Wales
In the UK, affordability of housing is defined by comparing the price range of houses to average household incomes.
This graph was created by YesCanDo | Data Source: Office of National Statistics (ONS)
Keypoints
- Since 2011, the affordability of housing for various percentiles in Wales has been comparable when measured at the 10th, 50th and 90th percentile.
- As the 2021 fiscal year concluded, England homes had a mean price of 8.7 times more than the average yearly disposable family income; Wales was 6.0 and Scotland was 5.5 ratios in terms of home pricing versus salary earnings per household!
Highly Rated Mortgage Broker
Our customer reviews make us blush 😊
We have many happy customers from across the majority of the UK. Take a moment to read our customer reviews below or alternatively visit our reviews page. We have thousands of reviews across our Google, Facebook, and Trustpilot pages.
I built YesCanDo Money from 20 years of being a local independent financial advisor where customer service was of utmost importance to me. Around 7 years ago my sons (Matthew & Sam) joined the business and since then we have grown our fee free mortgage broker to provide the same level of service but online and to the whole of the UK. We are proud to have looked after the people of Cardiff and around the UK for over 30+ years. We hope we can help you soon too.
Expert mortgage advice to help you achieve your best mortgage.
Let us know what the best time is for us to call you. We will get one of our mortgage advisors based in our YesCanDo HQÂ to get in touch to talk through your situation and available options.
OR FILL IN OUR FORM
Meet Our Mortgage Team
Read our mortgage, insurance and property help guides.
Living in Cardiff
People move to Wales’s capital city for many reasons. Some come here for the low cost of living. Others choose Cardiff for the city’s high-profile sporting events and entertainment options. Many people move here for employment reasons as not only are there lots of opportunities here for career progression but there are excellent transport links to London too. And then there is the scenery which is a big pull for some, as there is Cardiff Bay in close proximity, green spaces galore, some magnificent castles, and nearby access to some stunning beaches.
If you choose to move here, you’re making a wonderful choice. Desirable areas to move to include the affluent neighbourhood of Cyncoed, with its marvellous mountain views and tree-lined roads. Properties here have an average price of £406,630 according to current figures on Rightmove, although flats are considerably cheaper. Other popular areas to move to include the quiet suburb of Llandaff, with properties averaging at £338,746 over the last year, and the seafront area of Penarth, which is a great place to retire to. Properties here average at £378,183.
The CF3 area of Cardiff has some of the most affordable properties in the city, including the area of Castlefield where prices average at around £161, 944. Wherever you decide to move to in Cardiff, be it near or far from the city centre, contact us, and we will explore all of your mortgage options with you.
