Fee Free Mortgage Broker Cardiff
Are you confused about where to begin your mortgage journey? Our mortgage broker Cardiff has a team of expert advisers who offer friendly, free mortgage advice. Our team helps you secure your best mortgage.
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Free Mortgage Advice Cardiff

Remortgage
Cardiff remortgage advice
If you want to raise money via equity release or if you want to reduce the repayments on your mortgage, we are here for you. Whether your raising for home improvements or want to consolidate debt, we can help. Our mortgage advisors will advise you on the best way forwards.

First Time Buyers
First-time buyer mortgages in Cardiff
As a first-time buyer, getting your very first mortgage can be made easy with the support of our experienced team. We will simplify the process for you with uncomplicated mortgage advice and will give you all the practical support you need.

Moving Home
Mortgages for Cardiff home movers
Moving home is stressful, we know, but with the independent mortgage advice and support we can give you, you will have one less thing to worry about. We will search the whole mortgage market on your behalf to get you a great mortgage deal and rate and we will take care of your mortgage application too.

Buy To Let
Buy to let mortgages for Cardiff landlords
Be it your first rental property or another addition to your property portfolio, we can access the best buy-to-let mortgages on the market. With impartial advice and tailored support for your specific needs, our team will do all the hard work to help you on your investment journey.
Independent Mortgage Advisor Cardiff
What You Can Expect From Our Mortgage Advisors
We ensure that you always fully understand all of your available mortgage options and that you NEVER pay more than you need to.
YesCanDo Money are mortgage brokers that are regulated by the Financial Conduct Authority, so you can expect impartial and trusted mortgage advice from your appointed mortgage advisor. After considering both your personal and financial needs, your advisor will make sure you fully understand all of the available mortgage types that are suitable for you and will help you make the right choice.
As we are a whole of market independent mortgage broker, we have access to most mortgage lenders in Cardiff, South Wales, and throughout the UK. Our mortgage advisors based in the UK will look for the most competitive interest rate when finding the best mortgage deal. This process will help reduce your monthly repayments and lessen your financial burden. You can expect all of this and more, FOR FREE, so if you are currently looking for an independent mortgage broker that will work hard on your behalf, get in touch with our team today.
Highly Rated Mortgage Service
Don’t just take our word for how brilliant our wonderful team of advisers are. We have earned a strong reputation in South Wales and across the UK for our excellent mortgage services so check out our customer reviews page to learn more. Choose YesCanDo Money for your financial solutions.
We Compare 14,000+ Mortgage Deals
At YesCanDo, we have access to a huge assortment of mortgage deals. From specialist mortgage lenders to high street banks, we will compare options available from them all to make sure you end up with the best one for you.
Did you know we compare products from 90+ mortgage lenders!?
We know that everyone has different needs and circumstances and even mortgage hurdles. Maybe you are self-employed? Perhaps you are looking for a mortgage because you want to buy a property to let? No matter what your circumstances may be, we can help you to find a mortgage that makes sense for you.
Mortgage brokers that give expert mortgage advice
Finding the right mortgage can be a time-consuming and stressful experience. However, as evidence of our care, we will do all we can to make life easier for you. We provide a range of mortgage and financial services, and after getting to know more about you, we will recommend those that are right for your situation. We will simplify the mortgage process by doing everything for you and we will make ourselves available during our office hours to accommodate your needs.
Meet Our Mortgage Team

How to get a mortgage in Cardiff
We really do make getting a mortgage seem easy.
Step 1: Get in touch
Call us on 029 2000 3129 or message us here. We will then make contact and ask you a few questions about your situation and arrange a call or video call meeting. Remember we charge. NO FEE for our service!
Step 2: Mortgage Advice
A local online mortgage adviser will contact you to have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help. We communicate online.
Step 3: We Compare
We will search the WHOLE mortgage market and get you the best rates and deals. We look at the best overall value of the home loan deal for you and your situation. Get the best rates and deals!
Step 4: Mortgage Ready
Once you choose your best available deal, we will get the mortgage application started for you. Once your application is successful you will receive a decision in principle (DIP). Most estate agents require a DIP to accept an offer.
Get in Touch with our Expert Mortgage Advisers
Ready to start your mortgage journey? Get in touch with us today. You can call us, send us a message, or arrange a call or video call meeting. We look forward to helping you find the perfect mortgage.
Mortgages In Cardiff
Mortgage Rates In Cardiff
Mortgage rates in Cardiff depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Cardiff in 2024 is £264,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £211,200 mortgage.
Highly Rated Mortgage Broker
Proudly Boasting a 5-Star Trustpilot Rating
Our clients’ satisfaction speaks volumes about our service quality. YesCanDo Money is proud to have earned a 5-star rating on Trustpilot, reflecting our dedication to providing top-notch, personalised mortgage advice and services. We take pride in our commitment to excellence, ensuring that every client receives the best possible guidance and support.
I built YesCanDo Money from 20 years of being a local independent financial advisor where customer service was of utmost importance to me. Around 7 years ago my sons (Matthew & Sam) joined the business and since then we have grown our fee free mortgage broker to provide the same level of service but online and to the whole of the UK. We are proud to have looked after the people of Cardiff and around the UK for over 30+ years. We hope we can help you soon too.
Steve Roberts - Founder

Read our mortgage, insurance and property help guides.
Expert Mortgage Advice Across Wales
We provide mortgage advice across Wales and the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.