Fee-Free Mortgage Advisors In York
Whether you're a first-time buyer or a seasoned mover looking to remortgage, get in touch with our friendly and experienced mortgage advisor team. Simply complete our contact form to request a callback or get in touch with us via WhatsApp or phone to book your mortgage appointment.
Highly Rated Mortgage Experts – YesCanDo Money
At YesCanDo Money, we help you to find the mortgage that is right for your situation, and we will do this free of charge.
Brokers will typically charge between £500 and £2,000 for their service. However, we know how expensive purchasing a home can be, and that is why we are proud to never charge a fee for our mortgage service in York. We can achieve you your best mortgage and we wont charge you a penny, EVER.
But, don’t be mistaken; free does not mean lower quality! We provide a thorough service, offering advice throughout and managing your mortgage application for you. After we fully understand your financial circumstances we will carry out the initial research to mortgage advice, mortgage application submission, and approval, we will be there for you every step of the way.
Expert Fee-Free Mortgage Advisors
Mortgage Advice York
There are many reasons why YesCanDo Money is considered the number one choice for anyone looking for a mortgage broker in York. Our team has many years of experience and we are FCA-approved. If that was not enough, we provide a fee-free service, so you do not have to pay a penny for our specialist advice and assistance! Plus, with access to a huge number of mortgage providers and deals, one of our mortgage advisors will help you find the best option.
At YesCanDo, we search the whole mortgage market for the best deals. Our mortgage broker York team search 90+ mortgage lenders, including the main high street banks and the more specialist lenders as well. This guarantees that you have the best possible chance of benefitting from the right mortgage deal for you.
We have access to lenders that a lot of people are unable to find themselves, and we will give you a free mortgage consultation so that we can match you to the best mortgage for your needs and help you to thoroughly understand the mortgage process here in York.
We take the time to understand our clients, ensuring they end up with something that is perfect for their needs and requirements. Whether you are self-employed, a first-time buyer, or looking to remortgage, we can assist.
From providing you with initial mortgage advice to helping you with your mortgage application, filling in all of the required paperwork, and handling the bank and solicitor side of things, we can take care of everything that you need.
We provide advice on buy-to-let mortgages, remortgaging, moving home, and first-time properties, and we help you with the process, from start to finish.
You only need to look at our reviews to see the amazing reputation we have managed to build up over the years.
Mortgages In York
YesCanDo Mortgage Process
Mortgages In York
Property Prices In YorkAccording to data from Zoopla taken in March 2021, £295,339 is the average property price in York over the previous 12 months.
The table below should give you a good understanding of what you can get for your money:
|Property Type||Average Property Price||Monthly Mortgage Payment *|
|Flat/apartment||£226,112||£682.96 pcm *|
|Terraced House||£284,962||£860.71 pcm *|
|Semi-Detached House||£258,645||£781.22 pcm *|
|Detached House||£401,970||£1,214.13 pcm *|
* (Monthly mortgage payments based on a 90% LTV – 1.3% 2 year fixed rate – 30 year term)
Mortgage Rates In YorkThe Bank of England base rate is also known as the bank rate or interest rate. It is the interest rate that lenders and banks pay when they borrow from the Bank of England. This controls mortgages in the UK, as well as other loan products.
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Living In York
York is a truly beautiful location, which has something for everyone. The heart of historic York is one of the most sort after areas in Yorkshire to live in. You can however find outstanding value for money when it comes to properties just outside of the city.
Some of the benefits of living in York are as follows:
- Great transport connections
- Stunning architecture and incredible history, creating a beautiful environment to live in
- More than 2,000 stores
- Two universities in the city
- Great range of restaurants, cafes, nightclubs, and other entertainment venues
- 70 local schools in the city
- Vibrant, varied, and colourful nightlife
- Two main theatres to enjoy
- Unemployment is typically low when compared to the rest of the UK
Frequently Asked Questions
Yes, getting a mortgage through a mortgage broker is easier. There are a number of reasons why this is the case. Firstly, mortgage brokers have many years of experience so they know what mortgage lenders are looking for from their applicants. Plus, they have access to a huge number of lenders and deals, giving you the best chance of finding a mortgage product that is most suitable for you! Brokers will also be able to offer you life insurance and conveyancing quotes.
The average fee for a mortgage broker is anywhere from £500 to £2,000, with some brokers even charging more. However, you do not need to worry about this here, as we are proud to provide a fee-free service.
Yes, there are a lot of benefits to be gained by using a mortgage advisor. A mortgage advisor will give you great advice on different sorts of mortgage products. They will help you to understand your current situation and whether or not you are ready for a mortgage. They can compare hundreds of lenders and deals so that you end up with a mortgage that is going to be most suitable to your current situation. Plus, as a mortgage broker is independent, you can be sure that they will have your best interests at heart, rather than trying to steer you in the direction of a specific deal.