Fee Free Mortgage Broker York
- Expert Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Free Mortgage Advice York
Remortgage
Time to renew or switch your mortgage?
Remortgaging can secure a better deal by simply moving your mortgage to a new lender. We will search the entire market to find the best mortgage deal for you. Additionally, remortgaging can serve as an effective strategy for debt consolidation, allowing homeowners to manage multiple mortgages more efficiently while also potentially funding home improvements.
First Time Buyers
Looking for a First-Time-Buyer expert?
Buying your first home can be daunting. There's a multitude of things to grasp, including government-sponsored help-to-buy schemes, favorable mortgage terms specifically for first-time buyers, and understanding the overall buying process. Whether it's assessing your budget or navigating complex paperwork, our experts are dedicated to assisting you every step of the way. We're here to ensure you make informed decisions and find the right solutions tailored to your needs.
Moving Home
New mortgage for a new home?
Whether you've already found the house of your dreams or you need more space to accommodate a growing family, we understand that moving into a new home is a significant step. Our team is here to support you not only in securing a new mortgage but also in managing the complexities of conveyancing. From providing detailed quotes to explaining each step of the process, we're committed to helping you make a smooth transition into your new residence. Let us guide you through every aspect of the home-buying journey, ensuring your move is as seamless and stress-free as possible.
Buy To Let
Looking for a Buy-To-Let specialist?
Property investment has historically proven to be a robust avenue for achieving solid financial returns, particularly through monthly rental income. If you're considering entering the world of property investment or expanding your portfolio, our expertise in buy-to-let mortgages can pave the way. We offer comprehensive guidance and detailed analysis to help you understand the market, evaluate your investment potential, and secure financing that aligns with your financial goals.
Fee-Free Mortgage Advisor York
Getting The Best Mortgage Deal with YesCanDo Money
Fee Free Mortgage Support
At YesCanDo Money, we help you to find the mortgage that is right for your situation, and we will do this free of charge.
Brokers will typically charge between £500 and £2,000 for their service. However, we know how expensive purchasing a home can be, and that is why we are proud to never charge a fee for our mortgage service in York. We can achieve you your best mortgage and we wont charge you a penny, EVER.
But, don’t be mistaken; free does not mean lower quality! We provide a thorough service, offering advice throughout and managing your mortgage application for you. After we fully understand your financial circumstances we will carry out the initial research to mortgage advice, mortgage application submission, and approval, we will be there for you every step of the way.
We Compare 14,000+ Mortgage Deals
At YesCanDo, we search the whole mortgage market for the best deals. Our mortgage broker York team search 90+ lenders, including the main high street banks and the more specialist lenders as well. This guarantees that you have the best possible chance of benefitting from the right mortgage deal for you.
We have access to lenders that a lot of people are unable to find themselves, and we will give you a free mortgage consultation so that we can match you to the best mortgage for your needs and help you to thoroughly understand the mortgage process here in York.
We take the time to understand our clients, ensuring they end up with something that is perfect for their needs and requirements. Whether you are self-employed, a first-time buyer, or looking to remortgage, we can assist.
Mortgage brokers that give expert mortgage advice
Our brokers are FCA approved and we have a team of CeMAP qualified mortgage advisers and protection advisers. We know that everyone’s circumstances are different, so rest assured that we will help you to find the mortgage that makes the most sense for you.
How to get a mortgage in York
We really do make getting a mortgage seem easy.
Step 1: Get in touch
Call us on 033 0088 4407 or message us here. We will then make contact and ask you a few questions about your situation and arrange a call or video call meeting. Remember we charge. NO FEE for our service!
Step 2: Mortgage Advice
A local online mortgage advisor will contact to have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help. We communicate online.
Step 3: We Compare
We will search the WHOLE mortgage market and get you the best rates and deals. We look at the best overall value of the home loan deal for you and your situation. Get the best rates and deals! By comparing offers from a wide range of mortgage lenders, we ensure you have access to the most competitive rates and terms tailored to your needs, including options for those with specific minimum deposit requirements or credit issues.
Step 4: Mortgage Ready
Once you choose your best available deal, we will get the application for your mortgage started for you. Once your application is successful you will receive a decision in principle (DIP). Most estate agents require a DIP to accept an offer.
Our Mortgage Reviews
I built YesCanDo Money from 20 years of being a local independent financial advisor where customer service was of utmost importance to me. Around 7 years ago my sons (Matthew & Sam) joined the business and since then we have grown our fee free mortgage broker to provide the same level of service but online and to the whole of the UK. We are proud to have looked after the people of Yorkshire and around the UK for over 30+ years. We hope we can help you soon too.
Current Mortgage Rates York
Mortgage rates in York depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in York in 2024 is £314,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £251,200 mortgage.
Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Read our mortgage, insurance and property help guides.
Expert Mortgage Advice Across North Yorkshire
We provide mortgage advice across the North Yorkshire and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.
