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Buying a property in Oxford UK

Oxford might be best known for its university, but it’s not just a student city. It’s chosen by many people who work in London, and it’s also a fantastic place to live on its own. Property prices are less expensive than in the capital and similar to some other locations in the south of England, although higher than the national average, as you would expect. Whether you are looking for your first home or a mortgage on a buy to let, Oxford offers many opportunities.

House Prices in Oxford

The average property price between 2019 and 2020 was £511,086. Most properties sold in Oxford are semi-detached, which go for a little over the average price at £512,135. Terraced properties are cheaper, with an average price of £473,660. Flats are by far the most affordable option, although they still sell for an average of £313,701. Property prices have risen slightly over the past few years, up 2% from 2017.

Those who are on a budget may be able to buy a terraced house with two or three bedrooms from around £250,000 or less if they are willing to put in some work to fix up a property. The most expensive houses in the area go for several million, including huge five and six-bedroom properties. One-bedroom flats start at around £130,000 or less for retirement properties, while a two-bedroom flat can be bought from about £180,000. Luxury flats with up to four bedrooms are available too, for those who have plenty of cash to flash.

Areas to buy a property in Oxford

If you’re hoping to buy a property in Oxford, your choice of location will definitely affect how much you pay. There isn’t much property in the centre of Oxford, as much of it is taken up by the university. However, there are various other excellent choices for your Oxford property purchase.

Park Town

The north of Oxford is where you will find the most expensive properties in the city. Park Town has some of the oldest properties, many of which are listed, and are consequently very expensive. Property prices can reach the millions on some roads in the area.

Summer Town

Summer Town is next to Park Town and offers many shops and restaurants. This is an expensive area too, especially in Lathbury Road and Chalfont Road.

New Hinksey

New Hinksey is one of the few residential areas in the west of the city, which has fewer homes due to the risk of flooding. Terraced homes built in the Victorian and Georgian periods can be found here, with buses into the city.


In the south of Oxford, Cowley is a residential and industrial area with many properties built during the first half of the twentieth century. Some affordable property can be found in this location, in particular in Florence Park.

How to get a mortgage in Oxford


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Local Amenities and Things to Do

Oxford is a city that has plenty of things to see and do for all types of people. There are museums, art galleries, theatres and cinemas for those who like history, culture and entertainment. There are many opportunities for shopping at places such as The Clarendon Shopping Centre and Westgate Shopping Centre. Sports lovers can enjoy everything from football and rugby to ice hockey and rowing. Plus, there are several leisure centres that can be utilised around the city for anyone who wants to keep fit.

Best Schools in Oxford

There are many great schools to choose from in Oxford, ideal for families looking for good educational opportunities. Top performing schools in the city include The Cherwell School, Windmill Primary School, and the special school The Iffley Academy, which are all rated Outstanding by Ofsted. Many schools in the area are also rated good, including primary schools West Oxford Community Primary and East Oxford Primary, as well as secondary schools such as Matthew Arnold School.

Travel Links In and Around Oxford

Oxford has railway connections to other parts of the country, getting you to London in under an hour by train. The Oxford ring road is also linked to the A34, A44, A420 and the A40 on to the M40 for drivers.

Driving around Oxford can be tricky, but cycling is popular with the city’s residents, and buses are also a much-used option. Bike storage and cycle lanes help to make cycling easier, and there are plenty of bus routes for people who prefer to take public transport.

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