First Time Buyer Mortgage Deals If you are reading this guide then the chance is you are a first-time buyer. The good news is that mortgage lenders are keen to attract first-time buyers and therefore you will find most banks and building societies have not only fantastic deals but also offer lots of great incentives.
You are about to buy a home in the UK and need a mortgage or maybe your existing rate is coming to an end and you need to remortgage. Just like the majority of people, you have a bank account with an overdraft, but you are worried that you may get turned down for a
So, you are about to get on the property ladder and it feels like there is a mountain of information in front of you. You will probably have more unanswered questions than answered! In this guide we will give you more of an understanding by answering some basic questions that will help get you on
There is no doubt that buying a property can be one of life’s most stressful experiences and a big part of this can be waiting to hear if your mortgage application has been approved. How long does it take to get a mortgage approved? This can take as little as 24 hours. However, you should
So, you are about to buy your first home or perhaps you are about to move home and you want to know what property prices you can afford. With over a hundred different banks and building societies and more than 14,000 mortgages available, it can feel like you have a mountain to climb. Before you
Now, this is a story about how I ended up with my own little palace in Southsea. It all began a couple of years ago when I was renting a flat with my friend. Like most 20 year old, I was quite happy renting. There was no real commitment, when things went wrong I had
So you need to get a mortgage and you are thinking to yourself, how much is this going to cost me? In this guide we will lay out all the costs you can expect to pay when arranging a mortgage. It is useful to know how much fees you will need to pay before you
The information you need varies depending on which bank or building society you are getting a mortgage from however here is a list of information that will always be required from you as a starting point.
A mortgage decision in principle is an agreement from a bank or building society that they are willing to lend you a pre agreed amount of money for you to be able to buy a property.
Not all mortgage brokers charge a fee for their service. Mortgage brokers who don’t charge a fee will get paid a commission by the mortgage lender.
Purchasing a home is likely to be the largest transaction you will make! It is important you understand what you can afford when it comes to getting a mortgage…This is where we can help.
When it comes to getting a mortgage, it’s best to have a clean slate but we understand that this isnt always the case. Most mortgage lenders look back at your past 6 years credit history therefore you want to make your credit file look as clean and strong as possible.
