Get Your Best Mortgage Deal, Completely Fee-Free!

Secure the Best Mortgage Rate Guaranteed

In this guide:
    Add a header to begin generating the table of contents

    Securing the best mortgage rate can be daunting, especially with the ever-changing interest rates in the market. At YesCanDo Money, we understand that everyone is currently mortgage rate-conscious, but fear not as our fee-free team is here to help you secure the current best interest rate with confidence.

    Whether you are a first-time buyer, looking to remortgage your home, moving home, or looking for a better deal on your current mortgage, our goal is to provide you with peace of mind and significant savings.

    mortgage rate promise

    We promise to secure the best mortgage rate (or overall mortgage deal) available to you, ensuring you benefit from the best possible mortgage terms.

    Common Concerns About Mortgage Rates Going Down

    Mortgage rates over the last couple of years jumped up to the highest they have been since 2008. We are finding that many people worry that once they lock in a mortgage rate, rates might drop, leaving them stuck with a higher rate than necessary. This uncertainty can make the decision-making process stressful. Here are some common concerns:

    • Future Rate Drops: Fear that interest rates will decrease after securing a rate.
    • Market Volatility: Unpredictable changes in the mortgage market.
    • Missed Opportunities: Concern about missing out on better rates available later.
    • Financial Stress: Anxiety about making the wrong financial decision.

    Discover your best mortgage rate here >

    Our Solution: Continuous Monitoring of Interest Rates

    We offer a continuous rate monitoring service using advanced technology to address these concerns. All our mortgage advisers use a fantastic piece of software from Mortgage Metrics. Mortgage Metrics is a software service that sets alerts across various mortgage lenders’ rates. The system then automatically scans rate reductions across thousands of product transfers, remortgages, and purchase products from mainstream lenders, helping our team deliver better deals for clients between application and completion.

    We aim to ensure that you always get the best possible rate, even after you’ve locked one in. Here’s how our solution works:

    • Advanced Technology: Utilising cutting-edge software to monitor live rates.
    • Real-Time Updates: Immediate alerts to notify our advisers when rates change.
    • Proactive Adjustments: Automatically adjust to lower rates when available.
    • No Extra Costs: Ensuring you benefit from the best rates without additional fees.

    Will mortgage rates go down in 2024 UK?

    Case Study: Securing a Lower Remortgage Rate

    Sarah and John, a couple in their mid-30s, were looking to remortgage their 3-bedroom semi-detached house valued at £350,000. They had an 80% LTV mortgage of £280,000 over 25 years. Initially, their current lender offered a new interest rate of 5.35%. Concerned about market volatility and potential rate drops, they approached YesCanDo Money for assistance.

    As existing customers of YesCanDo Money, Sarah and John knew they could rely on their proactive service. Using their Mortgage Metrics software, YesCanDo Money continuously monitored rates. They secured a new rate offer of 4.89% from a different lender. Three weeks into the remortgage process, the same lender’s rates dropped further. YesCanDo Money quickly resecured an even lower rate, saving Sarah and John around £74 per month and over £22,200 over the mortgage term. Thanks to YesCanDo Money’s proactive rate monitoring, the couple secured a lower rate without additional fees, providing significant long-term savings and peace of mind.

    Steps to Secure Your Mortgage Rate

    Securing the best mortgage rate involves a strategic and informed process. Here’s how our mortgage brokers ensure you get the current best mortgage rate available:

    1) Initial Consultation

    Meet with Our Experienced Brokers: The first step is to schedule an initial consultation with one of our fee-free expert mortgage brokers. During this virtual meeting, we will discuss your mortgage and property goals, review your current mortgage situation, and understand your specific needs and preferences. Our brokers will explain the different mortgage products and help you identify the best options for your circumstances.

    2) Rate Locking Process

    Secure a Rate That Works for You: Once we understand your needs, our brokers will search for the best mortgage rates available from a wide range of mortgage lenders. We utilise Mortgage Metrics to track and compare thousands of product transfers, remortgage, and purchase rates in real-time. When we find a rate that meets your requirements, we will lock it in for you, protecting against potential rate increases during processing. This ensures you secure a rate that aligns with your financial plan.

    3) Continuous Monitoring and Adjustment

    Benefit from Ongoing Rate Monitoring and Adjustments: Our service doesn’t stop after locking in a rate. Mortgage Metrics continuously monitors mortgage rates, and if there is a favourable change, our system alerts our brokers immediately. Our team will then reassess your situation, and if a lower rate becomes available, we will work with you to adjust your rate accordingly. This proactive approach ensures you always benefit from the best rates throughout the application and completion process.

    Why Choose Our Service?

    • Expert Guidance: Our experienced brokers provide personalised advice and support throughout the mortgage process.
    • Advanced Technology: We leverage cutting-edge tools like Mortgage Metrics to ensure you get the best rates.
    • Comprehensive Coverage: You can access a wide range of rates from numerous mainstream lenders, giving you more options and better deals.
    • Continuous Support: From initial consultation to ongoing rate monitoring, we are committed to helping you secure the best mortgage rate.
    • Fee-Free Service: We proudly offer our services completely free of charge. You will never incur any fees for our assistance, ensuring you receive the best advice and support without any additional costs.

    By following these steps, our mortgage brokers are dedicated to securing your current best rate, providing peace of mind, significant savings, and exceptional service at no cost.

    Frequently Asked Questions

    Mortgage Metrics constantly scans mortgage rates in real-time. If a favourable rate change occurs, our system alerts our mortgage brokers, ensuring you always get the best possible deal.

    Mortgage Metrics immediately alerts our mortgage brokers if rates drop after securing a rate. Our advisers will then work with you to secure the new lower rate and ensure the best deal.

    Mortgage Metrics monitors rates in real-time, detecting any changes immediately. This continuous monitoring keeps our brokers informed of the latest rate updates.


    The team at YesCanDo Money is committed to helping you secure the best mortgage rate possible. With our advanced tools and dedicated service, you can confidently move forward. Contact us today to learn more and take the next step toward your dream home.

    Related reading:

    Contact Us

    Ready to secure the best mortgage rate? Contact us today to schedule a consultation with one of our expert brokers. Our team is here to guide you through every step of the process, ensuring you get the best possible deal.

    Share this post:
    Steve Roberts (MAQ)
    Steve Roberts (MAQ)

    Stephen Roberts MAQ is the founder of YesCanDo Money, one of the UK's largest no-fee mortgage brokers. With more than 30 years of hands-on experience in the mortgage industry, Steve really knows the ins and outs of mortgages. He's become a trusted expert and authority in the field, thanks to his deep understanding of the mortgage landscape. Speak to Steve or a member of his knowledgeable team today by completing our contact form:

    Contact Us

    Other Mortgage Insight Guides

    HSBC Mortgage Cashback 2 & 5 year fixed rate deals

    Starting from April 18th, 2023, HSBC UK is giving away £300 cashback for customers who select either a 2-year or 5-year fixed-rate plan ranging from ...
    Read More →

    Mortgage Payments 39% of First-Time Buyers’ Income

    Recent news that first-time buyer mortgage payments now account for two fifths of their income has sent shockwaves through the housing market, creating further dislocation ...
    Read More →

    A Surge in 35-Year and 40 Year Mortgage Terms

    2023’s financial landscape has witnessed a notable shift in mortgage trends. 35-year mortgages as well as 40-year mortgage terms are becoming more and more popular, ...
    Read More →

    Introducing Perenna: A New Dawn in UK Mortgage Lending

    Revolutionising Homeownership with Long-Term Fixed-Rate Mortgages   In a bold move that’s set to shake up the UK mortgage market, Perenna Mortgages emerges as a ...
    Read More →

    Green Mortgages: A Sustainable Path to Homeownership

    As the UK leans into a more sustainable economy, green mortgages are making waves, offering homeowners a blend of eco-conscious choices and financial perks. With ...
    Read More →

    NatWest Mortgage Overpayment Increased

    NatWest Bank is revolutionising its mortgage policy with an impactful change that will benefit thousands of customers. From the beginning of March 2023, those who ...
    Read More →

    Virgin Money Non-Standard Income Sources Mortgage

    Virgin Money and Clydesdale Bank have recently updated their mortgage criteria requirements, now recognising non-standard income in certain situations. This alteration is expected to give ...
    Read More →

    Halifax Unveils New 3-Year Remortgage Rates

    Halifax, a leading lender and a prominent name in the UK mortgage sector, has recently announced its innovative line-up of 3-year fixed-rate remortgage products. This ...
    Read More →

    Rising Rent Prices in the UK: A Mortgage Broker’s Perspective

    The UK rental market is experiencing dramatic transformation, with rents increasing at their fastest pace since 2001. I feel it is essential to bring more ...
    Read More →

    Halifax Introduces Competitive Sub-5% Five-Year Mortgage Rates

    In a significant move for homebuyers, Halifax Intermediaries has announced the launch of its new range of sub-5% five-year mortgage products, effective from November 15. ...
    Read More →
    Scroll to Top
    This website uses cookies to improve your experience. If you continue we’ll assume you’re happy. See our privacy policy for more information.