• 100% Free Service
  • Whole of Market Advice
  • We Do All The Paperwork

We literally do it all
for you, for FREE!

We research, advise and submit the whole mortgage application!

Whether you are a First Time Buyer, looking to Re-Mortgage, or you’re in need of a Buy-To-Let mortgage we do everything for you!

Our mortgage advisor team have years of experience in every type of mortgage and financial situation. We work hard to communicate with solicitors and lenders to keep your mortgage application running smoothly. We keep you updated every step of the the mortgage process and what’s better is we do not charge you anything for our amazing service!

  • 100% FREE service
  • We submit the mortgage application for you
  • Team of expert local & online mortgage advisers
  • Amazing communication via WhatsApp, FaceTime, Skype, phone, email and SMS.

Save money & raise funds with a REMORTGAGE

You might be paying way more than you need to!

  • Save money on your monthly mortgage repayments
  • Secure a better interest rate (lowest ever!)
  • Raise extra funds for things such as home improvements
  • We literally do it all for you... for FREE!
  • Read Our Helpful Remortgage Guides »
Reviewing your mortgage renewal every 2 years is essential! You can secure a fixed rate up to 6 months before your mortgage rewal date. We will research the whole mortgage market to find you your best avaible rate and overal deal. 9 times ouyt of 10 we save our cusomer lots of money on their mortgage repayments.

A local mortgage team that really care

We're a family run mortgage broker you can trust!

We are a local team that is family focused! We care about you and really listen to what you want to achieve. By taking the time to get to know you and your personal circumstances we can provide honest financial advice. We provide you with your availble options for your mortgage, life cover and everything financial in between. We ensure that you always fully understand all of your options and that you NEVER pay more than you need too. We’re smart, we’re hard working, we’re easy to talk to and we love a challenge.
  • Local mortgage advisers you can trust!
  • We always try to save you money
  • Mortgage, Life Insurance & Property experts
  • We literally do it all for you... for FREE!

Supporting you throughout
your property journey

From first time buyers all the way to buying a bigger home, we can help!

We love to support our customers with every step of their property ladder. All the way from the inital exciting prospect of getting their first home to buying a bigger home. We are here for you every step of the way to advise, support and help you achieve your property goals.
  • First Time Buyer Mortgages
  • Moving Home Mortgages
  • Re-mortgage
  • Buy-To-Let & Let-To-Buy mortgages
  • Solicitor Perks & Recommendations

Making sure that you and your family a fully protected

Are your loved ones financially protected?

Part of our amazing team is our Hampshire based online team of life insurance and protection advisors. They are truly passionate about making sure that you and your loved ones are fully protected. Life insurance is not as expensive as you might think and having the right amount of cover is essential.
  • Quick insurance quotes (WhatsApp support available)
  • We can review you current cover
  • Life insurance
  • Critical illness insurance
  • The best cover for the best price
  • Is life insurance really worth it? »
Life Insurance Advice

Is Life Insurance Worth It and Why Take Out Life Insurance

These days you can insure everything from your pet, to your holiday, your home or even your left leg! So is Life Insurance worth it? …

Read More →
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Where to find the best mortgage rates

Where to find the best mortgage rates

There can be several reasons for needing a mortgage. Maybe you are about to buy a new property or move home. Is your existing fixed-rate …

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How long does a remortgage take with Barclays
Mortgage Lenders

How long does a remortgage take with Barclays?

So its time to remortgage and you need to plan enough time for your Barclays remortgage. If you start the mortgage process too late, you …

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Can I release equity from my home
Equity Release

Can I release equity from my home?

If you have an income it is very likely that you will be able to release equity from your home. It will be age-dependent and also depend….

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Do you need to get your house valued for remortgage?

Do you need to get your house valued for remortgage?

So its time to get your remortgage underway and you know that you are going to be asked how much is your property worth by …

Read More →
How to remortgage with Santander
Mortgage Lenders

How to remortgage with Santander

So your remortgage is due and you are thinking of using Santander. Will you need to visit a branch? Do you need to phone them …

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How many times my salary can I borrow for a mortgage?
Mortgage Advice

How many times my salary can I borrow for a mortgage?

If you are reading this guide there is a very good chance that you want to know how much you can borrow for a mortgage. …

Read More →

Mortgage FAQ's

The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five per cent of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit.

Each lender uses their own mortgage affordability calculator to decide the size of the mortgage you will be able to have. Speak to a whole of market mortgage broker and they will be able to access all lenders and let you know how much you will be able to borrow.
Although the majority of mortgage brokers do charge a fee to arrange a mortgage for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you.
A mortgage application will usually take a couple of hours and you should know that are accepted within 48 hours.
This will depend on which bank or building society you use, however the majority of lenders mortgage decision in principle will last 3 months.
It is not essential to use a local mortgage broker however there are benefits in using a local mortgage broker. The main benefit being that you will be able to have a face to face meeting.
A whole of market mortgage adviser will be able to search the whole mortgage market to find you the best rates and deals.
Speak to an independent whole of market mortgage adviser 5 months before your existing rate finished. The mortgage broker will search the whole market to get you the best rates and deals.

If you want to remortgage in West Sussex, you will need to speak to a whole of market financial advisors five months before your current rate is finished. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge. 

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