Mortgage Broker in Chichester
Expert Mortgage Advice Across West Sussex
Welcome to YesCanDo Money
Here at YesCanDo money, we give honest, straight forward, easy to understand financial advice. We are a No Fee mortgage broker covering Chichester in West Sussex. We search the whole mortgage market to find the best mortgage rates available to you. We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents, mortgage lenders and solicitors to make sure the process is as smooth and hassle free for you as possible.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover and everything financial in between. Being a small, experienced team means that you will always know who you are talking to and that we can really get to know you.
No Fee Mortgage Broker in Chichester
We are an FCA approved mortgage broker with a team or CeMAP qualified mortgage and protection advisers. We offer a range of mortgage, insurance and property services in Chichester.
Whether you are a first time buyer looking to become a property owner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people in West Sussex achieve their best mortgage rates.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money we are independent mortgage advice experts, which means we search the entire mortgage market for the best mortgage deals suited to your circumstances.
- Mortgage advice
- Solicitor recommendations
- General Insurance needed for home owners and landlords
- Life Cover / Life Assurance Advice
We have a range of mortgage offers available.
Why choose us for your mortgage in Chichester?
By taking the time to get to know you and your personal circumstances we can provide sound financial solutions for your mortgage, life cover and everything financial in between. We ensure that you always fully understand all of your options and that you NEVER pay more than you need too.
Our highly rated mortgage service has access to the whole of the mortgage market. This means we are able to consider ever mortgage available to you and provide you with your best mortgage rate and deal available.
Remember, as a local independent mortgage broker we charge NO FEE for our mortgage service.
Meet Our Mortgage & Protection Advisers
Our team of financial advisers offer FREE financial advice and a NO FEE mortgage service to everyone in and around Chichester. We offer meetings both at our offices as well home appointments.
We have access to the whole of the mortgage market which includes all high street lenders such as Barclays, Santander, NatWest and Nationwide etc. We take the time getting to know your and your situation which helps us find the right mortgage for you. We look at the overall value of a mortgage which includes the mortgage rate and the deals that come with it.
Mortgages for Moving Home
No matter how many times you have moved in the past, buying and selling your house is well known to be one of the most stressful experiences in life…unless you use YesCanDo to help you.
We take care of every aspect of getting the best mortgage, the buying and selling process for you. We will introduce you to YesCanDo Property who will go through the whole sale process with you, value your property and discuss how the property market is behaving. Once we have an idea of home much your property is worth we will go through all of the financial figures with you making sure you have accounted for moving costs, solicitor’s fees and everything in between. We will complete and submit your mortgage application, recommend a proactive and reliable solicitor, liaise with estate agents and generally ensure your house move goes through with the minimal amount of fuss and hassle.
Each and every step of the way we will keep you and your solicitor updated and informed on the progress of your mortgage. We understand how frustrating and time consuming it is chasing all the relevant parties, so we take this stress and worry off your shoulders so all you need to do is start packing!
Buy To Let / Landlord Mortgages
Buying a property or renting your old one out.
Are you thinking of taking advantage of the low house prices and buying a property to let out?
Maybe you are thinking of buying a new home and renting out your old one?
We will help and guide you with everything from mortgage deals, the rental income required by the mortgage lender to recommending a solicitor and arranging specialist landlords buildings insurance.
YesCanDo Property will be on hand to offer advice on the sorts of properties that attract the highest rental income, tenancy agreements and potential properties to view. They also offer a fully managed letting service for one of the lowest rates in the market. They will take all the work out of being a landlord and once a month pay you the rent.
All of our Buy to Let services are accompanied by the YesCanDo attitude along with our friendly, honest, reliable financial advice. You can rely on YesCanDo, who have plenty of first-hand experience in letting properties, to give you clear and straight forward advice.
Buying Your First Home
As a first time buyer, buying a home can be a daunting experience. YesCanDo money has the knowledge and experience to help you buy your dream home. From advising you on a mortgage that suits your needs to recommending a solicitor, we will be with you every step of the way.
As we have a large team available to support you, you will have your very own personal Mortgage Manager to hold your hand, ask any questions you may have and to guide you through the whole process.
Once you have had an offer accepted on your new home, we will complete your mortgage application for you. After the application is submitted we will keep you and your solicitor updated every step of the way, taking all the stress and worry off you!
So that your application is processed quickly and efficiently, we will regularly chase the mortgage lender for updates as well as keep on top of estate agents and solicitors to make sure that your purchase completes smoothly and quickly.
We will also arrange the necessary insurances to ensure that you are adequately protected. These would include life cover/life insurance, home insurance and a will. Once these are up and running you will be ready to exchange contracts which is the day it’s all official, you will soon be a home owner!
Our work for you doesn’t stop there – once your mortgage deal comes to an end, we will contact you to arrange a financial review. This is where we find you another mortgage deal and check all related insurance policies to make sure you still have the most competitive policy.
Give the office a call for the most up to date information on deposits, gifted deposits, mortgages deals for first time buyers and interest rates. Don’t forget to ask about our great referral scheme.
There are usually two reasons to arrange a remortgage, to save money or to raise money (sometimes we can even arrange both!) If your current mortgage deal comes to an end shortly, then call us to find out what your next mortgage could be.
If you are worried about your mortgage payments increasing, would like to reduce the term of your mortgage, take advantage of the low interest rates or just want the security of knowing that your mortgage payments will be for a fixed period of time, we can calm your fears and work out the best course of action for you.
Maybe you would like to raise some money to carry out home improvements or to repay some debts, just give us an idea of how much you need and we can tell you the maximum you could borrow and how your monthly mortgage payments would be affected.
As with all of our mortgages, we take care of all the details for you, from submitting the mortgage application to helping you complete the solicitor’s paperwork ready for completion. We keep in contact with you every step of the way, letting you know the progress of your remortgage. We will also review your current life cover/life assurance policies to ensure that they are up to date and adequate in line with your new mortgage.
The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five per cent of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit.
If you want to remortgage in West Sussex, you will need to speak to a whole of market financial advisors five months before your current rate is finished. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge.