Mortgage Broker with local advisers in Guildford, Surrey
We research, advise and submit the whole mortgage application!
Here at YesCanDo money, we give honest, straight forward, easy to understand financial advice into the finance market. We are a no-fee independent mortgage broker covering Guildford and the south coast of England UK. We search the whole mortgage market to find the best mortgage rates available to you. We also take care of all the administration for mortgages and life cover applications as well as liaise with Guildford estate agents, mortgage lenders and Guildford solicitors to make sure the process is as smooth and hassle-free for you as possible.
We take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgages, life cover and everything financial in between. Being a small, experienced team of mortgage broker and advisers means that you will always know who you are talking to and that we can really get to know you.
No Fee Guildford Mortgage Brokers and Mortgage Advisor
We are an FCA approved mortgage broker with a team or CeMAP qualified mortgage advisers and protection advisers. We offer advice into the finance market and a range of mortgages, insurance, and property services in Guildford and the UK.
Whether you are a first time buyer looking to become a homeowner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people in Guildford achieve their best mortgage service and rates.
In today’s chaotic world, isn’t it great to have all of your financial services in one place and with a company who is friendly, on your side and really looks after you?
Here at YesCanDo Money, we are independent mortgage advisers, which means we search the entire mortgage market for the best mortgages suited to your circumstances.
We have a range of mortgage services and offers available.
Why choose us for your mortgages in Guildford?
Our Hampshire based independent mortgage brokers hold an expert mortgage adviser team. An advisor from our team will provide you with very helpful mortgage advice and information. They will take the time to get to know you and your personal circumstances so we can provide sound financial information, advice and solutions for your mortgages, life cover and everything financial in between. We ensure that you always fully understand all of your available options and that you NEVER pay more than you need too.
Our highly rated independent mortgage service has access to the whole of the mortgage market. This means we are able to consider every mortgage available to you and provide you with you the right mortgage
Remember, our independent mortgage broker near Guildford charge NO FEE for our highly rated mortgage service.
We’re smart, we’re hard-working, we’re easy to talk to and we love a challenge. Being mortgage brokers that really care, we make sure our independent mortgage and advisers are CeMAP qualified. This means our team can research the whole of the market and find mortgages that best suits you and your situation.
Our team of financial advisers offer FREE financial advice and a NO FEE independent mortgage broker service to everyone in and around Guildford. We offer meetings both at our offices in Havant as well as home appointments in Guildford. We also offer video call meetings when a physical meeting is not an option.
Our mortgage broker in Guildford and around Surrey offers anamazing no fee mortgage advice – look at offer hundreds of 5-star reviews.
We have access to the whole of the mortgage market which includes all high street lenders such as Barclays, Santander, NatWest, and Nationwide etc. We will assign you a local independent mortgage advisor or financial adviser that will take time to get to know you and your situation; this is vital in helping us find the right mortgage solutions for you. We look at the overall value of mortgages which includes the mortgage rate and the deals that come with it. – Caring for our clients’ mortgages since 1994
No matter how many times you have moved in the past, buying and selling your house is well known to be one of the most stressful experiences in life…unless you use YesCanDo to help you that is 😉
We take care of every aspect of getting the best professional mortgage advice and the buying and selling services for you. We will introduce you to YesCanDo Property who will go through the whole of the sale process with you, value your property and discuss how the property market is behaving.
YesCanDo Property has a lot of experience selling properties in Guildford, Surrey and most of Hampshire. Once we have an idea of how much your home is worth we will go through all of the financial figures with you. This will be to make sure you have accounted for moving costs, solicitor’s fees and everything in between. We will complete and submit your mortgage, recommend a proactive and reliable solicitor, liaise with estate agents and generally ensure your house move goes through with the minimal amount of fuss and hassle possible.
Each and every step of the way we will keep you and your solicitor updated and informed on the progress of your mortgage process. We understand how frustrating and time consuming it is chasing all the relevant parties, so we take this stress and worry off your shoulders so all you need to do is start packing!
Yes, we provide independent mortgage advice in Guildford and across the UK but that is just the tip of the iceberg that is our very helpful range of property based services.
YesCanDo Money are your Guildford mortgage broker. We are based in Hampshire but cover the entire south of the UK with our online services.
As a first time buyer, buying your first home can be a daunting experience. YesCanDo money are Guildford mortgage brokers that hold a wealth of knowledge and experience to help you buy the perfect first home for you. We are mortgage brokers that host a team of local advisers that are expert professional mortgage finders. We provide you with advice and help find a mortgage that suits your needs. We even work closely with a panel of solicitors that we will recommend to you. We are here to provide you with advice, information and we will be with you every step of the mortgage advice and property buying process.
Our professional mortgage brokers are made up of a large team ready and available to support you. You will have your very own personal Mortgage Advisor to ‘hold your hand’. They will provide you with very helpful advice and aim to answer any questions you may have to guide you through the whole mortgage process.
Once you have had an offer accepted on your new home, one of our professional mortgage advisers will complete your mortgage application for you. After the application is submitted the mortgage advisor will keep you and your solicitor updated every step of the way, taking all the stress and worry off you!
So that your application is processed quickly and efficiently, we will regularly chase the mortgage lender for updates as well as keep on top of estate agents and solicitors to make sure that your purchase completes smoothly and as quickly as possible.
We will also arrange the necessary insurances to ensure that you are adequately protected. These would include life cover/life insurance, (is life insurance worth it?) home insurance and a will. Once these are up and running you will be ready to exchange contracts which is the day it’s all official, you will soon be a homeowner!
Our work for you doesn’t stop there – once your mortgage deal comes to an end, we will contact you to arrange a financial review. This is where we find you another mortgage deal (remortgage) and check all related insurance policies to make sure you still have the most competitive policy.
Give the office a call for the most up to date information on deposits, gifted deposits, mortgages deals for first time buyers and interest rates. Don’t forget to ask about our great referral scheme.
Looking after our clients’ mortgages since 1994
There are usually two reasons to arrange a remortgage, to save money or to raise money (sometimes we can even arrange both!) If your current mortgage deal comes to an end shortly or within the next 6 months, then call us to find out what your next mortgage could be. We will be on hand with our mortgage calculator to search the whole mortgage market place and find the best mortgage options open to you.
Did you know you can remortgage for FREE!? < find out here.
If you are worried about your mortgage payments increasing, would like to reduce the term of your mortgage, take advantage of the low-interest rates or just want the security of knowing that your mortgage payments will be for a fixed period of time, we can calm your fears and work out the best course of action for you.
Maybe you would like to raise some money to carry out home improvements or to repay some debt. Give us an idea of how much you need and we can tell you the maximum you could borrow and how your monthly mortgage payments would be affected.
If you are wondering if there a mortgage broker near me in Guildford that cares – look no further!
As with all of our mortgages, we take care of all the details for you with support from one of our amazing local professional mortgage advisors. We do everything from being the perfect mortgage finders to submitting the mortgage application and even helping you complete the solicitor’s paperwork ready for completion. We keep in contact with you every step of the way, letting you know the progress of your remortgage. We will also review your current life cover/life assurance policies to ensure that they are up to date and adequate in line with your new mortgage. – Looking after our clients’ mortgages since 1994
Buying a property or renting your old one out.
Are you thinking of taking advantage of the low house prices and buying a property to let out?
Maybe you are thinking of buying a new home and renting out your old one?
You will be given a dedicated independent mortgage advisor from our fantastic team who will help and guide you with everything from mortgages, the rental income required by the mortgage lender to recommending a solicitor and arranging specialist landlords buildings insurance. Our mortgage brokers and property specialists know the recipe for a successful buy to let. We always strive to provide information and advice to help guide you to save money and make your buy to let an overall profitable investment.
YesCanDo Property will be on hand to offer advice on the sorts of properties that attract the highest rental income, the tenancy agreements and the best potential properties to view. They also offer a fully managed letting service for one of the lowest rates in the market. They will take all the work out of being a landlord and once a month pays you the rent.
All of our Buy To Let services are accompanied by the YesCanDo attitude along with our friendly, honest, reliable financial advice to all home buyers. You can rely on YesCanDo, who have plenty of first-hand experience in looking after landlords and letting properties in Guildford to give you clear and straight forward advice.
About Guildford, Surrey (UK)
Guildford is a beautiful county town located in Surrey, south UK. People visiting the town will first notice the 20th century cathedral located on Stag Hill. It looks out over the university of Surry campus and with a panoramic view of its green surroundings.
The town is located right next to the River Wey. It sits perfectly in a natural bowl in the North Downs.
The road and rail connections are perfect to access the South of England as well as London.
Located slap bang in the middle of London and Portsmouth, the town was used as a trading post for all. The main road connection is the A3 which used to be called Portsmouth Road.
At present the the market town offers international status with it’s modern university, world-class sports facilities as well as its range of shopping retail outlets.
|Airport||Miles by car|
Guildford Museum is well worth a visit – Guildford Museum, Castle Arch, Guildford, Surrey
Guildford Guidhall have open tours – Guildford Guidhall, High St, Guildford, Surrey
Guildford House Gallery has a programme of exhibitions – Guildford House Galler155 High St, Guildford, Surrey
Guildford Castle is open most of the year – Guildford Castle, Castle St. Guildford, Surrey
Guildford Cathedral take a tour – Guildford Cathedral, Stag Hill, Guildford, Surrey
Guilford Theatre – Yvonne Arnaud Theatre, Millbrook, Guildford, Surrey
Aplan – 204 High Street, Guildford, Surrey
Assessorize – Unit 39, Mile Lane, Guildford, Surrey
The Alteration Yard – 31The Friary, Guildford, Surrey
Barbour – 160 High Street, Guildford, Surrey
Boots – 85 High Street, Guildford, Surrey
Boss – 128 High Street, Guildford, Surrey
Kath Kidston – Tunsgate Quarter. Guildford, Surrey
Fat Face – 15 Market Street, Guildford, Surrey
Gap – 60 High Street, Guildford, Surrey
Hollister – The Friary, Guildford, Surrey
House of Fraser – 105 High Street, Guildford, Surrey
Levis – The Friary, Guildford, Surrey
Loake – High Street, Guildford, Surrey
Our customer reviews speak for themselves
Mortgage Broker Guildford, Surrey:
Our Mortgage Advisors Frequently Asked Questions
The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five percent (5%) of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit. Get advice from YesCanDo – (Mortgage Broker Guildford) Your mortgage advisors Guildford. Call us on 02392 373235
Each lender uses their own mortgage affordability calculator to decide the size of the mortgage you can borrow. Speak to a whole of market mortgage broker and they will be able to access all lenders and let you know how much you will be able to borrow. Our Mortgage Broker Guildford can help you.
Although nearly all mortgage brokers in Guildford do charge a fee to arrange a mortgage for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you. We are you local mortgage broker Guildford in Surrey.
One of your team of mortgage finders and mortgage advisors from our mortgage broker Guildford will look after you. They will submit your application and this will usually take a couple of hours and you should know that most mortgages are accepted within 48 hours.
Do you have a mortgage decision in principle from your mortgage broker Guildford in Surrey? If so, how long it will lasy will depend on which bank or building society you use, however the majority of lenders mortgage decision in principle will last 3 months.
It is not essential to use a local Guildford mortgage broker however there are benefits in using a local mortgage adviser. The main benefit being that you will be able to have a face to face meeting either at our Havant offices or at your home in Guildford. Our Mortgage Broker Guildford know every single element of a mortgage and how it suits you best.
Looking for a mortgage brokers near me in Guildford – We are here to help!
A whole of market mortgage adviser will be able to complete a mortgage comparison and search the whole mortgage market to find you the best rates and deals.
Arrange a consultation with an independent whole of market mortgage adviser or mortgage broker Guildford 5 months before your existing rate finished. The mortgage broker will search the whole market to get you the best rates and deals.
If you want to remortgage in Guildford you will need to speak to a whole of market financial advisors five months before your current rate is finished to get sound mortgage advice. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge. Talk to one of our Guildford mortgage finders at YesCanDo for further information about our mortgage advice and quality services. (Mortgage Broker Guildford)
Your home may be repossessed if you do not keep up repayments on your mortgage.
So your existing fixed-rate mortgage is coming to an end and it’s time to get a remortgage underway. You may be wondering whether is it better to stay with your existing lender or will you get a better deal by remortgaging with a new lender?
When you come to remortgage, do you stay with the same lender? This is a question that most people will ask themselves when needing to find a better rate and deal. With over 14,000 mortgage rates and deals available, you will usually be able to get a better interest rate when changing your mortgage lender.
This answer is not always the easiest to decide for yourself. Using mortgage brokers near you advice will massively help you see the overall financial picture more clearly.
Mortgage broker surrey – We aim to provide free mortgage advice to the south coast of the UK.
The reason most people remortgage is to save money. How much can you expect to spend on remortgaging and is it worth it? Is it even possible to remortgage at no cost at all?
The great news is that it is possible to remortgage for free! We will be able to provide you with advice on how to re-mortgage to a better interest rate and save money on your monthly mortgage payments for no cost at all.
Here we go into more depth on the different fees that you can expect to pay when you come to remortgage. We also explain a way that you can remortgage at zero cost to yourself!
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
Looking after our clients’ mortgages since 1994
Although this will make no difference to the cost it is a good question to ask yourself! For example, if you are wanting to buy a car it makes no sense adding to your mortgage over a long term on a car that will only depreciate in value! However, if you are borrowing money to spend on your home, for example, an extension or fitting a new bathroom or kitchen or any type of home improvement then it makes more sense to add this to your mortgage. This is because you would be using the money to increase the value of your home. Lenders nearly always support extra funds for home improvements on your property. This is because the home improvements work towards increasing the overall value of the mortgaged property. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Call us on 02392 373235 for great best mortgage advice and rates from our mortgage broker Guildford, Surrey and Hampshire.
Whether you are a first time buyer, moving home or remortgaging you will most likely need to arrange a mortgage. You could spend numerous hours visiting many banks/building societies or alternatively you could get a mortgage broker to do the hard work and advice you.
Not all mortgage brokers in the UK charge a fee for their service. Mortgage broker Guildford who don’t charge a fee will get paid a commission by the mortgage lender. They provide just as good if not better mortgage advice and full paperwork service and YesCanDo Money are one of these and your Guildford mortgage broker that really look after their clients. Call us on our clients 02392 373235 for great mortgages and advice
These days you can insure everything from your pet to your holiday, your home or even your left leg! But is Life Insurance really worth it?
To answer whether life insurance is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes!
Losing a whole person’s income can have devastating effects on a household both mentally and financially. If you couple that with the emotional strain of losing someone, life can quickly take a downward spiral. Financial advisers Guildford – Looking after our clients’ mortgages since 1994. Caring for our clients’ mortgages since 1994.