Accord Mortgages Product Transfers for Existing Borrowers
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A product transfer means sticking with your current mortgage lender and transferring from your current product mortgage rate to a new one.
Staying with Your Current Lender Means…
Easy to switch to their latest best Fixed or Tracker deal
No credit checks, income checks, or valuation needed
Takes as little as 15 mins – see your options online instantly
FREE Mortgage Transfer service – so doesn’t cost you a penny
Lock-in your best rate up to 6 months before your deal expires
A fast and simple alternative to a remortgage
Bad credit / missed payments not a problem (if mortgage up to date)
We help hundreds of customers each month transfer mortgage rates with their existing lender. It’s a great option if you don’t need to consolidate or borrow extra, or if now is not the ideal time for you to apply for a remortgage.
- A TREE PLANTED FOR EVERY MORTGAGE
Accord Mortgage Rates for Existing Customers
As an existing customer of Accord Mortgages, you have access to a range of competitive fixed-rate mortgage options tailored to suit different loan-to-value ratios.
Below are the current residential, buy-to-let, fixed, and offset Accord mortgage rates for existing customers as of 1st August 2024, helping you make an informed decision about your mortgage needs.
Fixed Rates for Existing Accord Mortgages Customers – 65% Loan to Value
Rates for existing customers current as of 1st August 2024
Please provide a valid CSV file.
Fixed Rates for Existing Accord Mortgages Customers – 75% Loan to Value
Rates for existing customers current as of 1st August 2024
Type | Rate | To | Fee | LTV |
---|---|---|---|---|
2 year Fixed | 5.21% | 30/11/26 | £1,495 | 75% |
2 year Fixed | 5.30% | 30/11/26 | £995 | 75% |
2 year Fixed | 5.41% | 30/11/26 | £0 | 75% |
3 year Fixed | 5.24% | 30/11/27 | £0 | 75% |
5 year Fixed | 4.73% | 30/11/29 | £1,495 | 75% |
5 year Fixed | 4.85% | 30/11/29 | £995 | 75% |
5 year Fixed | 5.09% | 30/11/29 | £0 | 75% |
Fixed Rates for Existing Accord Mortgages Customers – 80% Loan to Value
Rates for existing customers current as of 1st August 2024
Please provide a valid CSV file.
Fixed Rates for Existing Accord Mortgages Customers – 85% Loan to Value
Rates for existing customers current as of 1st August 2024
Type | Rate | To | Fee | LTV |
---|---|---|---|---|
2 year Fixed | 5.59% | 30/11/26 | £1,495 | 85% |
2 year Fixed | 5.67% | 30/11/26 | £995 | 85% |
2 year Fixed | 5.87% | 30/11/26 | £0 | 85% |
3 year Fixed | 5.74% | 30/11/27 | £0 | 85% |
5 year Fixed | 5.10% | 30/11/29 | £1,495 | 85% |
5 year Fixed | 5.20% | 30/11/29 | £995 | 85% |
5 year Fixed | 5.42% | 30/11/29 | £0 | 85% |
Fixed Rates for Existing Accord Mortgages Customers – Offset
Rates for existing customers current as of 1st August 2024
Please provide a valid CSV file.
Buy to Let Rates for Existing Accord Mortgages Customers – 60% Loan to Value
Rates for existing customers current as of 1st August 2024
Please provide a valid CSV file.
Buy to Let Rates for Existing Accord Mortgages Customers – 75% Loan to Value
Rates for existing customers current as of 1st August 2024
Please provide a valid CSV file.
Accord Product Transfer Eligibility Criteria
To be eligible for a product transfer with Accord Mortgages you must:
Mortgage Tenure: You must have had your mortgage with Accord for at least 12 months. For Credit Repair mortgages it’s 24 months, provided all monthly payments have been made on time.
Property Status: The property must be your main residence.
Payment History: No more than one late or missed payment in the last 12 months. For Credit Repair product holders, there have been no missed monthly payments in the last 24 months.
Mortgage Balance: Your mortgage balance must be £10,000+
Accord Product Transfer Application Process
With our fee-free mortgage support, transferring your Accord Mortgage product is quick and easy. We do it all for you and update you throughout.
Online Application: We will handle the online application process for you. Simply provide us with your mortgage account number, property address, and contact details.
Submission Timeline: We can submit a transfer request on your behalf up to 90 days before your current product ends. If your current product is within its Early Repayment Charge (ERC) period, we will schedule the transfer to avoid these charges unless you opt to pay them.
Acceptance of Offer: The new product offer must be accepted within 14 days of issue. If the offer is not accepted within this time, we will request a new one for you.
At YesCanDo Money, we manage all these steps to ensure a smooth and efficient product transfer process. We will calculate wether you will benefit from a lower rate by paying product fees to Accord and also if these are payable upfront.
If you are unsure of your options, we can review your mortgage statement and current rate online to determine which new mortgage product would be most beneficial to you. Contact us today to get started.
Product Transfer Details
Rate Changes: If rates fall before your new product starts, you can switch to the new rate up to 14 days before the start date, as long as all other terms are the same.
Early Repayment Charges: If your current product is within the ERC period, charges will apply unless you wait until the period ends.
Additional Borrowing: If you want to borrow more, you need to complete the additional borrowing process before applying for a product transfer. Speak to us about borrowing more.
Additional Information
Interest-Only Mortgages: If you have an interest-only repayment method, we will speak to you to confirm that your repayment strategy is on track before we process the product transfer.
Self-Certification Products: If you have a self-certification product and can now prove your income, you can transfer to a full-status product.
Overpayment allowances: As an annual concession, Accord allows overpayments of up to 10% of your outstanding balance without early repayment charges. Before making regular or lump sum overpayments, first, check with your lender to ensure that this amount falls within your overpayment limits.
Accord Product Transfer Rates – Early Repayment Charges
Please provide a valid CSV file.
How a Mortgage Broker such as YesCanDo Money can help
At YesCanDo Money, we offer free, full-service mortgage broking to help you through the mortgage product transfer process. We do the paperwork, we give you expert advice, and we get you the best mortgage deal available, all for free. Our team of experienced brokers will make the process as painless as possible, saving you time and hassle.
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Frequently Asked Questions
What is a product transfer on a mortgage?
A product transfer is when an existing borrower switches to a new mortgage deal with the same lender (in this case, Accord Mortgages).
Can you be declined a product transfer mortgage?
Typically, product transfers are unlikely to be declined. However, individual circumstances may vary, so working with a mortgage broker is essential to increase changes of approval.
What’s the difference between a product transfer and a remortgage?
A product transfer allows existing Accord clients to switch to a new mortgage deal without changing lenders. In contrast, a remortgage involves switching to a different lender altogether.
How long does a mortgage product transfer take?
The duration varies, but typically, product transfers are quicker than remortgages. A rough timescale for a mortgage product transfer with Accord Mortgages is typically within a few weeks. However, individual cases may vary, however working with a broker will speed up the process.
Can I remortgage early with Accord?
Yes, you can remortgage early with Accord, subject to any applicable early repayment charges. It’s essential to check the terms and conditions specific to your mortgage.

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Product Transfer Form
Please provide us with your mortgage details in the form below. Once we receive your information, one of our fee-free mortgage advisers will be in touch to discuss your mortgage rate switch options. We are here to help you find the best rates and terms tailored to your needs.

Grant Humphries (CeMAP)
Grant Humphries (CeMAP) is a proficient Mortgage & Protection Adviser at YesCanDo Money. With a career spanning since 2001, Grant has honed his expertise in understanding mortgage lenders' criteria, complex financial situations, and the nuances of the mortgage market. His deep knowledge enables him to provide tailored solutions, especially for professionals and those with unique financial profiles. At YesCanDo, Grant's commitment to excellence is evident. He takes pride in guiding clients through their mortgage journey, ensuring they feel confident and informed at every step. From first-time buyers to seasoned investors, Grant's analytical approach and dedication make him a trusted adviser in the financial landscape