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Mortgages for
Medical Professionals

Specialist No Fee Mortgage Brokers and Advisors for Medical Professionals

We are frequently asked by a range of medical professionals such as doctors, nurses and GPs; if we can find them the best mortgage rates based on their medical profession. We work with a variety of leading lenders and can secure you the mortgage deal you require. Learn more by visiting our professional pages below or call for friendly no obligation advice.

YesCanDo Money offers bespoke no-fee advisory services that are designed to help with mortgages for medical professionals.

It is important you find a mortgage broker that understand the income of healthcare professionals.

Perhaps your income as a healthcare professional fluctuates a lot based on your circumstances and position, or maybe the hours you work don’t coincide with regular opening hours of most typical mortgage brokers.

Some doctors are also employed as a locum, meaning they bounce between a variety of different employers and work both for private and public practices. Because of the unpredictable variables, such as hours worked, it can result in complicated income arrangements that could lead to a failed mortgage application if the right mortgage lender is not chosen.

Junior, trainee and newly-qualified medical professionals might also have difficulty due to their lower income rates. These earnings have the potential to rise quickly, but most mortgage lenders (and to an extent, mortgage brokers) don’t understand the income circumstances that surround healthcare professionals.

FREE Mortgage service for every kind of medical professional

Our free mortgage advisers understand
mortgages best suited for medical professionals.

n the contrary, YesCanDo Money understands medical professionals very well. Having worked with many different healthcare professionals in the past, we understand the challenges and difficulties that you face when it comes to getting a mortgage.

When it comes to applying for a mortgage loan for medical professionals, it’s important to get expert financial advice from experienced brokers that have worked with those in your profession before. Applying for mortgages and failing repeatedly can have a negative effect on your credit history, meaning it’s vital to get it right the first time. As an organization that specializes in mortgage help for healthcare professionals, we believe we can help you find the best mortgage deals available on the market.

Medical Professional FAQs

Lenders don’t offer different medical services based on one’s profession. Instead, they focus on your financial situation and history. However, mortgage brokers such as YesCanDo Money understand the needs and difficulties of healthcare professionals, so we can offer you a personalised service to help you find the best deals among all lenders.

Whether it’s a mortgage refinance for healthcare professionals or assistance for first-time buyers, we offer a bespoke mortgage broker service that is designed specifically for healthcare professionals.

Offset mortgages allow you to connect your current and savings accounts to your mortgage. This means the total balance of your accounts are offset against the amount you owe on the mortgage each month. Your mortgage interest will then be worked out on the lowered balance. This means you won’t earn interest on your current and savings accounts, but can lower your monthly payments and even help you pay off your mortgage sooner.

This can be a great option for healthcare professionals since it allows you to pay off the loan at a much faster rate or can help you save every month by reducing monthly repayments. If you’d like more advice, don’t hesitate to contact us today for more information.

Yes. Newly-qualified medical professionals are eligible for a mortgage under specialist mortgage lenders such as YesCanDo Money. We provide mortgage loans for medical professionals because we understand medical healthcare professionals better than most other mortgage brokers.

Working with a specialist service that offers mortgage help for medical professionals offers you a much better chance of successfully applying for a mortgage, even if you’re relatively new to your position.

We understand that doctors, nurses and other medical professionals work very long and often difficult hours. This makes it difficult for them to get in touch with any kind of professional, such as an experienced mortgage broker or advisor.

At YesCanDo Money, we understand how frustrating and difficult this can be, which is why we make every effort to communicate with you over more convenient methods such as WhatsApp. We actively work with you to plan our communication around your schedule so you’ll always be able to progress towards a mortgage regardless of your work commitments. This will ensure that we can provide mortgages for medical professionals even if they work difficult hours.

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FREE ADVICE VIA PHONE, VIDEO CALL, EMAIL & WhatsApp

Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options. Let us know what the best time is for us to call you. We will get one of our mortgage advisors will be in touch to talk through your situation and available options.

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Mortgage FAQ's

The size of your deposit will depend on whether you are a first-time buyer. If you are, you will usually need a minimum of five per cent of the property’s value as your deposit. However, it can help to save for a bigger mortgage. This is because you will get better mortgage deals, cheaper monthly repayments, and you can improve your chances of being accepted for a mortgage. If you are not a first-time buyer, you may need as much as 20 per cent of the property’s value as a deposit.

Each lender uses their own mortgage affordability calculator to decide the size of the mortgage you will be able to have. Speak to a whole of market mortgage broker and they will be able to access all lenders and let you know how much you will be able to borrow.
Although the majority of mortgage brokers do charge a fee to arrange a mortgage for you. You will find that there are many NO FEE mortgage brokers that will arrange a mortgage on your behalf without charging you.
A mortgage application will usually take a couple of hours and you should know that are accepted within 48 hours.
This will depend on which bank or building society you use, however the majority of lenders mortgage decision in principle will last 3 months.
It is not essential to use a local mortgage broker however there are benefits in using a local mortgage broker. The main benefit being that you will be able to have a face to face meeting.
A whole of market mortgage adviser will be able to search the whole mortgage market to find you the best rates and deals.
Speak to an independent whole of market mortgage adviser 5 months before your existing rate finished. The mortgage broker will search the whole market to get you the best rates and deals.

If you want to remortgage in West Sussex, you will need to speak to a whole of market financial advisors five months before your current rate is finished. This type of mortgage broker will be able to search the entire market to find the best deals and rates for you. In order to work out how much this is going to cost, there are a number of different things you need to look at. For example, you need to consider how much it is going to cost you to leave your existing deal. An early repayment charge could cost as much as five per cent or as little as nothing. You may also need to pay a deeds release fee, which is between £0 and £300. You then need to figure out the cost of getting your new deal. This includes the mortgage fees, valuation fee, conveyancing fee, and broker fee. As mentioned, you will not need to pay us a broker fee for our advice, as it is free of charge. 

Read the YesCanDo Money Blog for Free Financial Advice & Guides

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Our customer reviews speak for themselves

We have many happy customers from across England, Wales and the majority of the UK. Take a moment to read and visit our Google My Business for more customer reviews. You can also leave the team a Google Review or Facebook Recommendation.

YesCanDo Money is rated 5 out of 5 based on 181 reviews on Google.

The YesCanDo Money team have been incredible, extremely helpful and even when I was feeling stressed out they were calm and patient. This was the first time I had used a Mortgage broker service and I have to say I wouldn't go anywhere else, I was helped by Chris and Suzanne, they were amazing from start to finish. I was even sent a Costa gift card which was a lovely gesture, I will 100% be recommending The YesCanDo Money team to everyone I know who needs excellent help and advice with Mortgages.

Property Sales & Lettings Hampshire

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