5 Best Mortgage Brokers London
There are thousands of mortgage brokers in the UK and over 180 in London alone. Who do you pick?
Searching through the hundreds of mortgage brokers in London can seem like a big task, with each firm presenting a unique mix of services. This includes comprehensive firms, niche experts, and mortgage advisors who offer their guidance without charging fees. The value of online feedback in the digital era is immeasurable.
Best Mortgage Advisors in London: Trustpilot reviews shed light on past customer experiences and satisfaction, simplifying the process of identifying top mortgage brokers in London. These testimonials are key to understanding an advisor’s reputation and reliability in the mortgage market.
Where to Start: For individuals embarking on homeownership for the first time, thinking about remortgaging, or in search of advice that comes without fees, turning to customer testimonials is a smart approach. Just as you would read reviews online before buying a product, these testimonials offer insights from those who have navigated the path before you, helping you find the perfect mortgage product and service that’s precisely tailored to your needs.
Identifying London’s Best Mortgage Brokers
Defining “the best” in the realm of mortgage advisors means acknowledging that excellence is subjective, varying significantly based on individual needs, preferences, and circumstances. We have curated four distinct lists from Trustpilot’s ‘Best in Mortgage Broker’ category, offering new perspectives on excellence within this industry.
Key Factors in Choosing Your Ideal Mortgage Advisor
Wide Market Access: Choose advisors with extensive access across the lending market, enabling them to provide a broad range of mortgage options from various mortgage lenders.
Specialised Expertise: Prioritise advisors specialising in areas like first-time home buying, buy-to-let mortgages, or overcoming adverse credit situations for targeted, expert guidance.
Exceptional Client Service: Select advisors renowned for outstanding customer service, ensuring a smooth and supportive mortgage process from start to finish.
Modern Communication Methods: Look for advisors utilising modern communication tools such as video calls and WhatsApp, offering you flexibility and ease of access.
Fee Model: While most advisors charge for their services, some offer fee-free advice, compensated through lender commissions. This model can significantly reduce your initial expenses, providing professional guidance without the upfront cost.
Regulatory Compliance: Confirm that your advisor complies with the Financial Conduct Authority (FCA) standards, ensuring they operate with reliability, legal compliance, and ethical conduct.
Digital Convenience: Favor advisors who embrace digital solutions, providing online services and digital mortgage application processes for a streamlined and efficient experience.
Tailored, Independent Advice: Value advisors who deliver personalised, independent mortgage solutions, aligning their advice and options with your unique financial circumstances.
Proven Reputation and Experience: Investigate the reputation and experience of potential advisors, opting for those with a solid track record for reliable and insightful mortgage advice.
Ultimately, a top-notch mortgage advisor should meet your unique needs and preferences, offering comprehensive and personalised services that adhere to high customer service standards and regulatory compliance. Before deciding, thoroughly research and consider multiple factors to make an informed choice.
Unveiling The 10 Best Mortgage Brokers London
Who stands out among London’s best mortgage brokers? Our focus on customer satisfaction, guided by Trustpilot ratings that reflect real user experiences, highlights the top performers. High scores signify an advisor’s excellence and dependability. Our selections are categorised for easy reference, starting with those acclaimed on Trustpilot, providing a transparent view of the advisors leading in client satisfaction and service quality.
The 10 Best Mortgage Brokers London for High Trustpilot Trustscores
This segment highlights the ten best mortgage brokers in London, ranked based on Trustpilot’s criteria of TrustScore and review count. These brokers have consistently demonstrated exceptional service and reliability, actively collecting customer feedback and maintaining a high volume of positive reviews within the past year.
1) Tembo
- TrustScore: 5.0 | 1,849+ Reviews
- Services: Tembo is a specialist mortgage broker focused on helping first-time buyers, families, and key workers secure affordable home financing solutions. They specialise in innovative products such as joint borrower sole proprietor mortgages, family-assisted mortgages, and deposit-boosting schemes. Their whole-of-market approach ensures access to competitive mortgage deals, including options for those with complex financial situations. With a strong emphasis on technology and customer service, Tembo simplifies the mortgage process, making homeownership more accessible.
2) BVS Mortgages & Financial Services Ltd
- TrustScore: 5.0 | 1,489+ Reviews
- Services: BVS Mortgages and Financial Services of London offers expert mortgage and protection advice to individuals and businesses across the United Kingdom. Their specialists specialise in residential and self-employed mortgages, and commercial mortgages, as well as insurance and protection services for both homes and businesses.
3) SPF Private Clients
- TrustScore: 5.0 | 1,254+ Reviews
- Services: SPF Private Clients is a specialist mortgage broker catering to high-net-worth individuals, offering bespoke financing solutions for residential, buy-to-let, and commercial properties. With access to an extensive network of private banks, specialist lenders, and high-street banks, SPF provides tailored mortgage advice for complex financial situations, including large loans, self-employed borrowers, and international clients. Their services also extend to insurance, wealth management, and financial planning, ensuring a comprehensive approach to their clients’ needs. Renowned for their discretion and expertise, SPF Private Clients is a trusted partner for those seeking premium mortgage advisory services.
4) Kalon Financial Ltd
- TrustScore: 5.0 | 849+ Reviews
- Services: Kalon Financial Ltd offers comprehensive financial planning services, including retirement planning, savings and investments, mortgages, and protection. Their mortgage services cater to first-time buyers, remortgages, and buy-to-let investors, providing tailored solutions to meet individual needs. As an appointed representative of The Openwork Partnership, they have access to a wide range of mortgage products from various lenders. Their commitment to enriching clients’ lives and futures is evident in their personalised approach and dedication to client satisfaction.
5) Anderson Harris
- TrustScore: 5.0 | 368+ Reviews
- Services: Anderson Harris, established in 2011, specialises in high-quality mortgage advice for private clients. They focus on residential property mortgages and offer services for high-value loans, self-employed individuals, first-time buyers, older borrowers, equity release, buy-to-let, bridging finance, and commercial mortgages. Known for navigating clients through complex mortgage processes, they also provide life protection, income protection, critical illness cover, and building & contents insurance.
6) Newable
- TrustScore: 5.0 | 294+ Reviews
- Services: Newable Limited, an active company incorporated in 1982, offers a range of business services. They specialise in financial intermediation, providing tailored advice for larger mortgage loans. Their expertise lies in crafting innovative financing solutions for complex assets like real estate, jets, yachts, cars, and art. Over 200 mortgage lenders, including high street banks, building societies, and specialist lenders, participate to meet the individual needs of their clients discreetly. Newable’s commitment to tailored, client-focused service makes them a trusted partner in the business and financial sectors. Their head office is located in London, England.
7) Habito
- TrustScore: 4.9 | 9,731+ Reviews
- Services: Habito offers comprehensive online mortgage services that assist borrowers in finding the best deal from among multiple lenders. Their free services cater to first-time buyers, remortgages, and buy-to-let purchases alike; Habito streamlines the mortgage application and paperwork processes as well as offers advice about insurance and surveys related to their loans.
8) Better.co.uk
- TrustScore: 4.9 | 8,972+ Reviews
- Services: Better.co.uk is an award-winning online mortgage broker offering a seamless digital experience for homebuyers, remortgagers, and buy-to-let investors. With a strong focus on technology, Better.co.uk provides a hassle-free mortgage application process, helping clients find competitive deals from a vast network of lenders. Their services also include insurance advice, ensuring customers receive comprehensive financial protection alongside their mortgage. Known for efficiency, transparency, and top-tier customer service, Better.co.uk is a trusted choice for those looking for a modern approach to mortgage brokering.
9) Sirius Finance
- TrustScore: 4.9 | 821+ Reviews
- Services: Sirius Finance is a specialist mortgage and property investment broker based in London, catering to clients with complex financial needs. They offer expert guidance on residential mortgages, buy-to-let investments, and commercial finance solutions. With extensive industry connections, Sirius Finance secures bespoke mortgage deals for high-net-worth individuals, property investors, and developers. Their commitment to strategic financial planning ensures clients receive tailored lending solutions, making them a go-to firm for those requiring expert mortgage and investment advice.
10) Broadbench
- TrustScore: 4.9 | 398+ Reviews
- Services: Broadbench is a leading mortgage broker and financial advisory firm, offering tailored solutions for individuals and businesses. Specializing in residential and buy-to-let mortgages, insurance brokerage, and business protection, Broadbench helps clients navigate the financial landscape with expert advice. Their services include life insurance, critical illness cover, and income protection, ensuring comprehensive financial security. With a customer-first approach and access to a broad range of lenders, Broadbench provides reliable and strategic mortgage solutions for both homeowners and property investors.
The 5 Best Completely Fee-Free Mortgage Brokers London
These mortgage brokers stand out as the five best completely fee-free mortgage brokers on Trustpilot, achieving exceptional customer satisfaction levels and stellar Trustpilot ratings. With TrustScores exceeding 4.5 and ranking as the most relevant mortgage brokers in London on Trustpilot, each has been carefully selected for their ability to meet a wide variety of mortgage needs without imposing any additional fees. This outstanding dedication highlights their commitment to serving clients across the board, ensuring that their services are provided without imposing any financial burden on the client.
1) Habito
- TrustScore: 4.9 | 9,731+ Reviews
- Services: Habito offers comprehensive online mortgage services that assist borrowers in finding the best deal from among multiple lenders. Their free services cater to first-time buyers, remortgages, and buy-to-let purchases alike; Habito streamlines the application and paperwork processes as well as offers advice about insurance and surveys related to their loans.
2) Better (Previously known as Trussle)
- TrustScore: 4.8 | 8,073+ Reviews
- Services: Better, born from the merger with Trussle, stands out in the UK’s mortgage landscape as a fully fee-free digital mortgage service. This unique approach eliminates the financial barriers often associated with seeking mortgage advice and securing deals. By providing comprehensive, unbiased access to over 90 lenders without charging customers, Better ensures the mortgage process is not only accessible but also transparent and equitable. This commitment to a fee-free model underscores their dedication to simplifying homeownership, making it a reality for more people without compromising on service quality or the breadth of options available.
3) Meet Margo
- TrustScore: 4.9 | 242+ Reviews
- Services: This company is redefining the mortgage experience, creating the most straightforward and secure digital brokerage platform. Specialising in mortgages, insurance, and wills, they stand out by offering their advisory services entirely for free, thanks to procuration fees from lenders. Embracing a digital-first approach, they’re dedicated to simplifying the mortgage process, making it as easy and stress-free as it should be. This innovative model ensures clients can navigate their home financing with confidence and ease, all without the burden of advisory fees.
4) Mojo Mortgages
- TrustScore: 4.7 | 6,260+ Reviews
- Services: Mojo Mortgages is revolutionising the way you secure your home loan with their comprehensive, completely free online mortgage brokerage service. By scanning thousands of options across the whole market, Mojo ensures you get personalised mortgage recommendations that best suit your needs. But they don’t stop there; their proactive approach includes monitoring mortgage rates on your behalf, alerting you whenever there’s an opportunity to save money. This seamless and hassle-free service promises speed, efficiency, and zero cost, making it a smarter choice for mortgage advice. Experience the future of mortgage browsing and application with Mojo Mortgages, where getting the best mortgage deal is simplified.
5) Marianna Financial Services
- TrustScore: 4.9 | 185+ Reviews
- Services: Marianna Financial Services stands out as a fee-free mortgage broker and adviser, committed to providing personalised and comprehensive mortgage advice without charging clients. They operate on a digital-first basis, streamlining the mortgage process to be as straightforward and accessible as possible. With a focus on transparency and client empowerment, they offer an array of services including mortgages, insurance, and wills, ensuring clients receive the best possible advice based on their unique financial situations.
The 5 Highest Reviewed Mortgage Brokers London
Five standout mortgage brokers within the Londons mortgage brokerage sector have set themselves apart by being London’s 5 best mortgage brokers with the highest number of Trustpilot reviews, each maintaining a remarkable TrustScore of 4.5 or higher. This achievement underscores their extensive client base and exceptional service quality, demonstrating their reliability in addressing a wide array of mortgage requirements. The high praise for their services and the positive testimonials from clients on Trustpilot serve as a strong endorsement of their status as leading figures in the mortgage industry.
1) Habito
- TrustScore: 4.9 | 9,731+ Reviews
- Services: Habito offers comprehensive online mortgage services that assist borrowers in finding the best deal from among multiple lenders. Their free services cater to first-time buyers, remortgages and buy-to-let purchases alike; Habito streamlines the application and paperwork processes as well as offers advice about insurance and surveys related to their loans.
2) Better (Previously known as Trussle)
- TrustScore: 4.8 | 8,971+ Reviews
- Services: Better, through its acquisition of Trussle, has revolutionised the UK mortgage industry by providing an innovative digital platform. As the UK’s first digital mortgage broker, Better (formerly Trussle) streamlines the home buying and financing process, offering high-quality, independent advice, and access to over 90 lenders. Their technology-driven approach ensures customers can efficiently find and secure the best mortgage deals, simplifying what has traditionally been a complex and time-consuming process. By focusing on customer needs and leveraging smart technology, Better enhances the homeownership journey, making it more accessible, fair, and transparent.
3) Mojo Mortgages
- TrustScore: 4.7 | 6,260+ Reviews
- Services: Mojo Mortgages is transforming home loan acquisition with its free, online service, meticulously comparing the market to offer tailored mortgage advice. They actively monitor mortgage rates, alerting you to savings opportunities. Promising swift, efficient, and cost-free assistance, Mojo Mortgages simplifies securing the best mortgage deal, streamlining the path to homeownership.
4) Tembo
- TrustScore: 5.0 | 1,849+ Reviews
- Services: Tembo is a specialist mortgage broker focused on helping first-time buyers, families, and key workers secure affordable home financing solutions. They specialise in innovative products such as joint borrower sole proprietor mortgages, family-assisted mortgages, and deposit-boosting schemes. Their whole-of-market approach ensures access to competitive mortgage deals, including options for those with complex financial situations. With a strong emphasis on technology and customer service, Tembo simplifies the mortgage process, making homeownership more accessible.
5) BVS Mortgages & Financial Services Ltd
- TrustScore: 5.0 | 1,489+ Reviews
- Services: BVS Mortgages and Financial Services of London offers expert mortgage and protection advice to individuals and businesses across the United Kingdom. Their specialists specialise in residential and self-employed mortgages, and commercial mortgages, as well as insurance and protection services for both homes and businesses.
Frequently Asked Questions
Who is the number one mortgage broker in London?
Determining the number one mortgage broker in London involves factors like customer satisfaction, service range, and overall performance. Habito stands out with the highest Trustscore and most reviews, showcasing exceptional client satisfaction. It's advisable to consult current reviews and industry accolades to identify the current best mortgage broker.
Who is the biggest mortgage broker in London?
London & Country Mortgages (L&C), known for its extensive service history since 2002, is one of the UK's largest and most recognised mortgage brokers, offering a wide array of services across London and the broader UK.
Is it better to get a mortgage from a bank or broker UK?
Opting for a mortgage broker in the UK can provide a broader selection of loan options from various lenders, potentially securing more favourable rates and terms than what individual banks may offer.
Is it worth paying a mortgage broker in London?
Investing in a top-rated mortgage broker in London can be highly advantageous, especially if you opt for a specialised broker with expertise in adverse credit. Such brokers possess in-depth knowledge of the mortgage market, enabling them to provide tailored advice and secure competitive mortgage deals that align with your financial circumstances. However, remember there are many highly rated and experienced fee free mortgage brokers to choose from.
Is it cheaper to use a mortgage broker?
While most brokers charge upfront fees, there are fee-free options available that can lead to significant long-term savings. These brokers, by accessing a wider range of mortgage products and negotiating better terms without any cost to you, offer a highly economical way to secure a mortgage. There are a comprehensive range of mortgage products for both residential mortgages as well as specialist mortgages so it makes sense to talk with mortgage advisers to make sure you get a competitive deal.
YesCanDo Money Fee Free Mortgage Broker London
At YesCanDo Money, we’re not just about offering fee-free mortgage advice across the UK; we’re committed to empowering our clients and supporting fellow brokers to thrive. With over 25 years of experience, we’re your go-to independent mortgage brokers for understanding the right mortgage options, committed to guiding you every step of the way. We believe in collaboration over competition, which is why we’ve curated a list of other mortgage brokers that also have high standards, each outstanding in their unique way. Start your journey to finding the ideal broker with us and discover the difference between informed and comprehensive support.
- A TREE PLANTED FOR EVERY MORTGAGE
