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Free Expert Remortgage Advice

No Fee Mortgage Service

Based in Havant, Hampshire, our mortgage advisors are always on hand to offer you the best advice when looking to remortgage. We have access to every mortgage rate avaible and we  charge no fee for our mortgage service.

Why Remortgage?

Remortgaging is something you will need to do every few years. It is often seen as good news as there is a high chance you will save a lot of money. Here’s how remortgaging works and how to find the best rates and deals.

How does remortgaging work?

When your current mortgage term is coming to an end it pays off to shop around to find a newer and better mortgage rate.

Mortgage rates are constantly changing so this is a good opportunity to lock in the current best available rate up to six months before your renewal period. 

With there being over a hundred different banks and building societies with over 14,000 different mortgages available to you, choosing the best rates and deals can seem like a bit of a headache. This is where YesCanDo Money can help you save both money and time…

Being ‘whole of market’ means that we search the entire mortgage market to get you the lowest interest rates and best deals. With the different banks and building societies offering some great incentives it makes sense to shop around and start saving money on your monthly repayments!

How much does it cost to remortgage?

There is a good chance that remortgaging will not even cost you a penny!

Most lenders offer free surveys and no legal fees to new customers. This means it is more than likely that they will not charge you for your remortgage.

At YesCanDo Money we are a NO FEE mortgage broker which means we do not charge for our services as we get paid by the different banks and building societies.

The combination of these savings means when it comes to remortgaging not only will the cost be low or nothing but you will most likely save a good amount on your monthly mortgage repayments.

When should I start a remortgage?

Our free service allows you to shop around way before you mortgage term is coming to an end.

The perfect time to start the remortgage is 4-6 months before your existing fixed or tracker rate is due to end. This will allow you plenty of time to get everything done so you do not slip onto your existing lender’s variable rate which can be very costly.

How can a mortgage broker charge no fee?

We don’t charge you a single penny for our mortgage advice or service.

Although most mortgage brokers charge for their services, we don’t charge you a fee. This means we are known as a No FEE mortgage broker.

We get paid commission by the mortgage lenders which means we can choose not to charge you for our service.

Ask YesCanDo for mortgage advice

At YesCanDo we take time to understand your individual needs and situation. We will search the whole mortgage market to find you the best rates and deals to save you money.

When should I remortgage?

Benefits of our remortgage service

  •   No Fee Mortgage Service
  •   No Arrangement Fee
  •   No Valuation Fee
  •   No Solicitors Fee
  •   We search the WHOLE mortgage market
  •   Quick turn around to avoid variable rates

Remortgage FAQ's

There is a reasonable amount of paperwork involved in remortgaging but the good news is we do it all for you.

We can help you with this. Not only do we have access to property valuation software we also have an in-house estate agency YesCanDo Property that will value your property at no cost to you.

If you leave your existing lender too early there is a good chance that they will fine you for doing so. This is known as an early redemption charge (ERC). At YesCanDo Money we will make sure this doesn’t happen and can advise you about when the best time to remortgage is.

It often makes sense to have life Insurance however it is not compulsory. The reason people take out life insurance is to ensure that in the event of them dying or having a critical illness the mortgage gets repaid. If you would like a quote contact us. YesCanDo Life Insurance is whole of market and will search to find you one. 

Yes, you will need a solicitor to remortgage. These are often supplied by the lender and the good news is they are also usually paid for by the lender so they will not cost you a penny.

When people remortgage they often raise extra funds so that they can carry out home improvements. The amount you can raise will depend on your income and the equity you have in your property. 

At YesCanDo we can make an assessment and advise you how much you will be able to raise.

The good news is your existing lender is likely to offer you a new deal to stay with them. The bad news is that the chances of it being the best rate for you is very slim. At YesCanDo we will compare what your existing lender is willing to offer you with the rest of the mortgage market to get you the very best rate.

Want to get started with your mortgage?

Please complete the contact form and one of our remortgage advisors will call you back to get the mortgage process started.

Read the YesCanDo Money Blog for Free Financial Advice & Guides

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YesCanDo Money Ltd is rated 5 out of 5. Based on 84 reviews.
YesCanDo Property Estate Agent

Property Sales & Lettings Hampshire

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