No Fee Mortgage Broker & Adviser
We make getting a mortgage easy!
DISCUSS & GET ADVICE
One of our local mortgage advisers can meet with you or alternatively have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help.
WE SEARCH THE MARKET
We will search the WHOLE mortgage market and find you the best rates and deals. We look at the best overall value of a mortgage deal for you and your situation. Get the best mortgage rates and deals!
Once you choose your best mortgage deal, we will put it an application. Once your application is successful you will receive a decision in principle(DIP). Most estate agents require a DIP to accept an offer.
Local Mortgage & Protection Advisers
Our Independent mortgage and protection advisers are based around Havant, Portsmouth, Waterlooville, Chichester and many other local areas across the South. Our main office is located in Havant, Hampshire, so we can arrange to meet you in person either at our office or your home. Meetings are available weekday evenings Monday – Friday. Alternatively we can arrange a phone call meeting and provide the same level of service over the phone.
We are whole of market with access to every mortgage rates and deals, even better we charge NO FEE!
Being independent we have access every mortgage on the market. This includes all high-street lenders such as Barclays, NatWest, Nationwide and Santander mortgages. Whatever your situation, we will achieve you your best available mortgage rate and deal.
We give the best mortgage advice suited to your situation. Our team of local mortgage advisers will complete everything for you whilst supporting you every step of the mortgage process.
We are your local mortgage broker offering a customer-focused service with NO FEE!
It is important you know how much you can afford to borrow. It is not ideal to stretch yourself if you think you would struggle to keep up with the mortgage repayments. Our FREE mortgage service exists to expand your knowledge on mortgages and everything that comes with it.
We will go over your options in a clear and understandable way and help you feel confident of what is achievable for your situation. Consider your costs of owning a home such as household bills, council tax, insurances and flat costs (if applicable). All mortgage lenders will want to see proof of your income, certain expenditure and any debts you may have.
You can apply for a mortgage directly from a bank or building society. However, this will require you to dedicate a decent amount of your time picking the “your best available rates”. Using a mortgage broker such as YesCanDo Money allows access to every single mortgage the whole market has to offer.
We gather all the information the lenders need from you and compare all the different mortgage rates and deals on the market. This includes mortgages that are not offered directly to you as a bank or building society customer. Unlike a lot of mortgage brokers, we do not charge you a penny for our services.
We are experts in our field and provide a quality service for free. We do all the hard work for you saving you time, hassle and money. We get paid by the lenders themselves.
When it comes to buying a property with a mortgage you will need to pay a deposit. This goes towards the cost of the property you’re buying alongside your mortgage..
The interest rates available to you will vary depending on your deposit size. The more deposit you have the better interest rates you will have access to.
Your interest rate will be lower if your Loan To Value is lower. This is because smaller loans are much less risky for mortgage lenders. The average deposit for first-time buyers in 2018 was 16%.