FREE Online Mortgage Advice and Support
We are an FCA approved mortgage broker with a team oF CeMAP qualified mortgage advisers and protection advisers. We offer advice into the finance market and a range of mortgages, insurance, and property services based in Hampshire and covering the whole of the UK.
FREE MORTGAGE ADVICE
How to get a mortgage
DISCUSS & GET ADVICE
One of our local mortgage advisers will contact to have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve and how we can help. We communicate online.
WE SEARCH THE MARKET
We will search the WHOLE mortgage market and find you the best rates and deals. We look at the best overall value of a mortgage deal for you and your situation. Get the best mortgage rates and deals!
Once you choose your best mortgage deal, we will put it an application. Once your application is successful you will receive a decision in principle(DIP). Most estate agents require a DIP to accept an offer.
UK Mortgage Advisers
We are . Advisors
Our Independent mortgage and protection advisers are based in Hampshire. Our mortgage service covers the whole UK. If you are thinking, is there a financial advisor near me, look no further.
Speak with our mortgage team via the phone, video call or WhatsApp.
We are whole of market with access to every mortgage rates and deals, even better we charge NO FEE!
Being independent we have access every mortgage on the market. This includes all high-street lenders such as Barclays, NatWest, Nationwide and Santander mortgages. Whatever your situation, we will achieve you your best available mortgage rate and deal.
We give the best mortgage advice suited to your situation. Our team of local mortgage advisers will complete everything for you whilst supporting you every step of the mortgage process.
We are your local mortgage broker offering a customer-focused service with NO FEE!
It is important you know how much you can afford to borrow. It is not ideal to stretch yourself if you think you would struggle to keep up with the mortgage repayments. Our FREE mortgage service exists to expand your knowledge on mortgages and everything that comes with it.
We will go over your options in a clear and understandable way and help you feel confident of what is achievable for your situation. Consider your costs of owning a home such as household bills, council tax, insurances and flat costs (if applicable). All mortgage lenders will want to see proof of your income, certain expenditure and any debts you may have.
You can apply for a mortgage directly from a bank or building society. However, this will require you to dedicate a decent amount of your time picking the “your best available rates”. Using a mortgage broker such as YesCanDo Money allows access to every single mortgage the whole market has to offer.
We gather all the information the lenders need from you and compare all the different mortgage rates and deals on the market. This includes mortgages that are not offered directly to you as a bank or building society customer. Unlike a lot of mortgage brokers, we do not charge you a penny for our services.
We are experts in our field and provide a quality service for free. We do all the hard work for you saving you time, hassle and money. We get paid by the lenders themselves.
When it comes to buying a property with a mortgage you will need to pay a deposit. This goes towards the cost of the property you’re buying alongside your mortgage..
The interest rates available to you will vary depending on your deposit size. The more deposit you have the better interest rates you will have access to.
Your interest rate will be lower if your Loan To Value is lower. This is because smaller loans are much less risky for mortgage lenders. The average deposit for first-time buyers in 2018 was 16%.
We cover a wide area across the south coast with our in person mortgage adviser meetings. However we can provide FREE mortgage and financial advice and support to anyone in England or the UK with an internet connection. We use a wide range of online communication such as WhatsApp, FaceTime and Skype. So if you are thinking, I could really do with some financial advice from a mortgage adviser near me, wherever you are in the UK we can help.