We make getting a mortgage easy!
Talk to our advisers
One of our local mortgage advisers can meet with you or have a chat over the phone. This will allow us to get a clear understanding of what you want to achieve.
Search the market
Once you choose your best mortgage deal, we will put it an application. Once your application is successful you will receive a decision in principle.
We specialise in helping first time buyer get on the property ladder. Our local Havant based family run business helps you every step of the buying process.
We find the best mortgage and fast! This allows you to put an offer in on your dream home just days after your view it. Why not put an offer in this week!?
Being Independent we search the WHOLE mortgage market to find you the best rates and deals. We make mortgages happen fast, saving you time, hassle and money.
Our Independent mortgage and protection advisers are based around Havant, Hayling Island, Portsmouth and Waterlooville. Our main office is located in Havant, Hampshire.
Being local we can arrange to meet you in person either at our office or your home. Meetings are available weekday evenings Monday – Friday.
Alternatively we can arrange a phone call meeting and provide the same level of service over the phone.
Our customer reviews speak for themselves
We have many happy customers around from Havant, Hayling Island, Portsmouth, Waterlooville and across Hampshire and West Sussex. Take a moment to read and visit our Google Business page for more customer reviews. You can also leave the team a Google review or Facebook recommendation.
Why use a local Independent Mortgage Broker?
Being independent we have access every mortgage on the market. This includes all high-street lenders such as Barclays, NatWest, Nationwide and Santander mortgages.
We give the best mortgage advice suited to your situation. Our team of local mortgage advisers will complete everything for you whilst supporting you every step of the mortgage process.
We are your local mortgage broker offering a customer-focused service for FREE!
How much you can borrow and what can you afford?
It is important you know how much you can afford to borrow. It is not ideal to stretch yourself if you think you would struggle to keep up with the mortgage repayments. Our FREE mortgage service exists to expand your knowledge on mortgages and everything that comes with it.
We will go over your options in a clear and understandable way and help you feel confident of what is achievable for your situation. Consider your costs of owning a home such as household bills, council tax, insurances and flat costs (if applicable). All mortgage lenders will want to see proof of your income, certain expenditure and any debts you may have.
Where and how to get a mortgage
You can apply for a mortgage directly from a bank or building society. However, this will require you to dedicate a decent amount of your time picking the “your best available rates”. Using a mortgage broker such as YesCanDo Money allows access to every single mortgage the whole market has to offer.
We gather all the information the lenders need from you and compare all the different mortgage rates and deals on the market. This includes mortgages that are not offered directly to you as a bank or building society customer. Unlike a lot of mortgage brokers, we do not charge you a penny for our services.We are experts in our field and provide a quality service for free. We do all the hard work for you saving you time, hassle and money. We get paid by the lenders themselves.
How much deposit do I need for a mortgage?
When it comes to buying a property with a mortgage you will need to pay a deposit. This goes towards the cost of the property you’re buying alongside your mortgage..
The interest rates available to you will vary depending on your deposit size. The more deposit you have the better interest rates you will have access to.
Your interest rate will be lower if your Loan To Value is lower. This is because smaller loans are much less risky for mortgage lenders. The average deposit for first-time buyers in 2018 was 16%.