Struggling to Pay your mortgage?

If you are struggling to pay your mortgage, there are several steps you can take to help improve your financial situation. The first thing you should do is contact your lender and explain your situation. They may be willing to work with you to come up with a payment plan. This could help lower your monthly mortgage payments or temporarily postpone payments. 

Another helpful step you can take is creating a budget. This will give you a better understanding of your financial situation and help you identify areas where you can cut back on expenses. If your financial difficulties are severe, you may want to seek the assistance of a credit counsellor or debt charity. They can provide guidance on how to address your financial challenges and come up with a plan to get back on track. 

Finally, don’t forget that you have support and encouragement from those around you. Let them know that you are struggling and that you need their help. You are not alone in this difficult situation and there are people who are willing to help you get through it.

Phone Numbers to call for support through financial difficulties

• Citizens Advice Bureau – 0808 223 1133
• Step Change Debt Charity – 0800 138 1111