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Mortgage Broker Kent

One of the most-reviewed fee-free mortgage brokers used by property buyers and people remortgaging across Kent.

If you live in Kent, or you’re planning a move into the county, we can handle the mortgage side. That might be a first purchase in Maidstone, a move to Canterbury or Tunbridge Wells, a remortgage in Folkestone, or a buy-to-let in Dartford.

We compare mortgage lenders from across the wider market and we don’t charge you any broker fees.

5★ Trustpilot | Whole-of-market | Rates same or better as going direct

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Whole of Market Advice

We Do All The Paperwork

Free Mortgage Broker in Kent

At YesCanDo Money, we base our advice on what’s actually in front of us. The type of property you’re buying, how much you need to borrow, and the mortgage lender criteria at the time all shape what’s realistic.

We handle the application and the back and forth with the lender, so you’re not left chasing updates or trying to interpret underwriter emails.

So, is it really free?

It’s a fair question. The way mortgage broking works, lenders pay a fee to brokers when a mortgage successfully completes. Some brokers also bill their clients separately on top of that. We don’t. There’s no charge to you for the advice we give or the work we put into your application.

Kent covers a wide range of property values. Areas like Sevenoaks and Tunbridge Wells carry some of the highest prices in the county, driven by their popularity with London commuters and excellent rail links into the city. Further out towards Thanet, Folkestone and parts of Medway, prices are considerably more accessible. Across the board, adding a broker fee on top of your mortgage costs shouldn’t be something you have to factor in. And the lender paying us has no bearing on the rate or deal we find for you.

We’re a trusted mortgage broker to thousands of happy customers across Kent and beyond. Many come to us through recommendation and return because the advice is honest and easy to follow.

We have access to around 14,000 mortgage products from more than 99 mortgage lenders, covering everything from high street banks to specialist lenders. That breadth becomes particularly important when your income is complex, your credit history needs some context, or the property itself falls outside the usual criteria.

It means you get to weigh up a range of options rather than being limited to whatever a single lender happens to have on the shelf.

We work with over 90 Mortgage Lenders

Why choose us for your mortgage in Kent?

We’re not a national call centre or a faceless online service. We’re a small, dedicated team based in Portsmouth, Hampshire, helping people across the country, including Kent.

From Maidstone and Canterbury to Sevenoaks, Tunbridge Wells and Folkestone, each part of the county has its own character. Coastal towns, commuter belt villages, historic city properties and rural homes across the Weald are all assessed differently by mortgage lenders, and that varied mix matters when it comes to getting the right mortgage advice.

Areas We Serve in Kent

Why Choose YesCanDo Money Kent Mortgage Broker?

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We understand how varied Kent can be. Prices in Sevenoaks or Tunbridge Wells aren’t the same as Sittingbourne or Thanet. Demand shifts around commuter routes into London, high speed rail links and coastal locations. Mortgage lenders can take different views depending on property type, construction and postcode.

Whether you’re buying a flat near Dartford station, a family home in Canterbury, or something more rural outside Faversham or Tenterden, we look at which mortgage lenders are likely to be comfortable before anything is submitted. That saves time and avoids unnecessary declines.

What you can expect from us

Choosing the right mortgage broker can make a noticeable difference to how smooth the process feels. Here’s what our Kent clients value most:

Access to the wider mortgage market

Some lenders only accept applications through brokers, and certain deals simply aren’t available if you go directly to a bank. That access makes a real difference when income is complex or the property requires a closer look from the right lender.

Clear, plain-English advice

We explain how lenders are likely to assess your case and what’s achievable before anything is submitted. No jargon, no unnecessary complication, just a straight answer on what’s realistic.

We handle the paperwork

There’s more admin involved in a mortgage than most people expect. We deal with the forms, respond to lender queries and keep things progressing so you don’t have to chase anyone.

Updates as things progress

You won’t be left guessing where things stand. We keep you informed as decisions are made and let you know straight away if anything needs your attention.

Matching you with the right lender

Lenders assess properties and income in different ways. We focus on placing your case where it genuinely fits rather than submitting somewhere it’s likely to run into problems and cause delays.

Flexible appointments

We work around your schedule, whether that’s an online meeting, a phone call or an in-person appointment. We also communicate via WhatsApp to keep things simple and convenient.

What Kent Customers Say About Us

At YesCanDo Money, we’re proud of the feedback we get from our clients. We hold a 5-star rating on Trustpilot with hundreds of reviews and are ranked among the top 10 mortgage brokers in the UK. That reflects how we work with people from the very first conversation right through to completion.

Worked with us before? Feel free to leave us a review on either Google or TrustPilot.

Our Kent Mortgage Services

At YesCanDo Money, we help first-time buyers, home movers, landlords and homeowners across Kent with clear, fee-free mortgage advice. We focus on what fits your situation and the property involved.

First-time Buyer Mortgages Kent

Buying your first home in Kent comes with a lot of questions. Deposits, income multiples and lender checks can all feel overwhelming. We explain what’s realistic and handle the mortgage from start to finish.

Remortgage Services in Kent

Whether your fixed rate is coming to an end or you want to see if you could be on a better deal, we compare current rates across the market and manage the whole remortgage process from start to finish.

Moving Home Mortgages in Kent

If you’re upsizing, downsizing or relocating within Kent, we compare porting your existing deal against switching to a new lender and manage the full application through to mortgage offer.

Buy-to-let mortgages Kent

Kent has a strong rental market, particularly in university towns like Canterbury and commuter areas close to London. Buy-to-let properties are assessed differently to residential mortgages and we look at rental income, lender criteria and the right structure for your application.

Bad Credit Mortgages Kent

Past missed payments, defaults or credit issues don’t automatically mean no. We look at what happened, when it happened and place the case with lenders who assess the full picture rather than just a credit score.

Mortgage Protection Services Kent

We also advise on life cover, critical illness cover and income protection insurance. It’s worth considering alongside your mortgage so that if your circumstances change, your home and finances remain protected.

Getting a mortgage in Kent

We regularly help people buying and remortgaging across Kent.

The county isn’t one single market. Sevenoaks and Tunbridge Wells carry very different price levels to Thanet or Sittingbourne. Dartford and Gravesend sit somewhere in between, shaped heavily by their proximity to London and the high speed rail links into St Pancras. Move out towards the Kent Weald or the Romney Marsh and you’ll find rural properties, older cottages and more unusual construction types.

That mix influences how a mortgage lender assesses a case.

A modern apartment near Ashford International station will be looked at differently to a listed cottage outside Tenterden or a coastal property in Whitstable. New builds can come with tighter loan-to-value rules. Older properties or non-standard construction can narrow lender choice. Lease length, estate charges and building height can all affect flats, particularly in coastal towns where converted properties are common.

Commuter routes into London shape demand and pricing considerably across Kent, particularly around the high speed rail corridor through Ashford, Folkestone and Ebbsfleet. Higher prices in commuter belt areas often push borrowing towards income limits. Many mortgage lenders cap at around 4.5 times income, with some stretching further depending on profile.

We’re independent mortgage brokers, so we look at which mortgage lenders are likely to be comfortable with both the property and the numbers before anything is submitted. That reduces the risk of delays or unnecessary declines.

Ready to start your mortgage process? Contact us

Wherever you are in Kent, we help people sort out their mortgage without it becoming a headache. That might be a first purchase in Maidstone, a move in Canterbury or a remortgage in Tunbridge Wells.

Our advice is fully fee-free. There’s no obligation and no pressure. We take the time to understand your situation and advise what’s best. When you’re ready to proceed, we handle the application, the mortgage lender contact and the chasing through to offer.

People come to us at different stages and for different reasons. We talk it through, work out what’s realistic, and take care of the admin so you can focus on the property.

What’s next?

1. We talk it through

We start with a short call to understand your situation and what you’re looking to achieve. Income, deposit, the property and anything that might affect mortgage lender choice. From there, we explain what’s realistic and how lenders are likely to view your application.

2. We find and secure the deal

We search across the wider mortgage market, including lenders you can’t always approach directly. Once you’re happy with the option, we secure the rate, arrange an agreement in principle and submit the full application.

3. We see it through to completion

Once the mortgage lender is satisfied, they issue the formal mortgage offer. We stay involved right through to completion, and if a better rate becomes available before that point, we’ll look at whether switching makes sense.