Fee Free Mortgage Broker Blackpool
- Free Independent Mortgage Advice
- We Complete Your Application
- Access To The Best Mortgage Rates
Finding the best mortgage for your new property in Blackpool doesn’t need to be difficult or time-consuming. At YesCanDo Money, our comprehensive and free services make your mortgage search a simpler experience – offering expert mortgage advice, application assistance, and access to top interest rates without having to pay any mortgage broker fees.
Learn how we are able to offer such a highly rated fully free mortgage service.
- A TREE PLANTED FOR EVERY MORTGAGE
Independent Mortgage Advice in Blackpool
Navigating the complexities of mortgages may seem daunting, but with YesCanDo Money’s expert mortgage advisors and support team by your side, finding your ideal loan will be easy and fee-free!
Here are three reasons to select YesCanDo Money as your mortgage brokers in Blackpool:
Customised Mortgage Solutions for Blackpool Residents: Securing your dream home in Blackpool needs a perfectly matched mortgage deal. Whether you’re purchasing your first home, remortgaging an existing one, moving home, or investing in property – our independent mortgage advice is tailored specifically to you!
Accessing the Whole Mortgage Market: With our extensive knowledge of the mortgage market, we offer access to over 90 lenders and 14,000 mortgage deals tailored specifically for you.
Stress-Free Mortgage Process from Start to Finish: Our goal is to offer an easy and stress-free mortgage experience, free from complicated jargon, hidden fees, or unnecessary complications. We provide friendly advice and support throughout your journey as a mortgage borrower.
Independent Mortgage Advisor Blackpool
YesCanDo Money is proud to provide Blackpool residents with a wide range of mortgage services, from buying your first home, and support for buy-to-let investors, to get the best remortgage deal – we provide expert advice and personalised assistance at each stage. We are here every step of the way with expert mortgage advisers offering guidance and support throughout.
First-Time Buyer Mortgages
Are you taking your first step onto the property ladder and feeling overwhelmed by the options and processes?
Taking your first step onto the property ladder in Blackpool is an exciting yet overwhelming experience. Let us simplify the process and guide you through the array of options available, securing the best rates and deals for your first home. Together we will make buying your first home in Blackpool a breeze.
Personalised Advice: Customised to your financial circumstances, helping you understand your borrowing capacity.
Access to Exclusive Deals: We locate deals ideally suited to your needs, often those not readily available on the open market.
Application Assistance: We streamline the paperwork, ensuring a smooth and straightforward application process. We will also liaise with your estate agent and solicitor to make the mortgage process run smoothly.
Remortgage Services
Looking to save on your current mortgage or unlock funds for that all-important home renovation?
Our remortgage services are designed to find you better rates or help you release equity from your home for significant purchases or renovations. We compare the market to save you money and guide you throughout the remortgage process.
Reduce Payments: Find better rates to lower your monthly mortgage payments.
Unlock Equity: Access funds for home improvements or significant purchases.
Market Comparison: We search the market (over 14,000 mortgage deals) to ensure you get the best deal.
Guided Process: Personal fee-free support throughout the remortgage journey.
Buy-to-Let Mortgages
Are you an aspiring landlord or a seasoned investor looking to expand your property portfolio?
Whether you’re new to the property investment scene in Blackpool or looking to expand your portfolio, our independent buy-to-let mortgage advice is tailored to maximise your investment potential. From novice investors to seasoned landlords, we offer the insights and access to exclusive deals you need to succeed.
Investment Growth: Expert mortgage advice to maximise your property investment returns.
Exclusive Deals: Access to exclusive deals not available to the general public.
Expert Insights: Benefit from our experience to make informed decisions.
For All Levels: From first-time investors to expanding portfolios.
Home Movers
Moving to a new home in Blackpool and looking for a smooth transition with your mortgage?
Our mortgage team is dedicated to making your mortgage transition as seamless as possible. With bespoke advice and comprehensive support, we ensure you find a mortgage that aligns perfectly with your new home and circumstances.
Seamless Transition: Find the right mortgage solution for your new Blackpool home.
Tailored Advice: Personalised guidance to match your specific needs.
End-to-End Support: Comprehensive assistance from start to finish.
Flexible Options: Whether moving within Blackpool or relocating elsewhere in the UK.
Specialist Mortgages
Struggling with non-traditional employment or a complex credit history and concerned about your mortgage possibilities in Blackpool?
Our specialist mortgage services at YesCanDo Money are crafted to aid those who may not easily fit the conventional lending criteria. This includes individuals who are self-employed or have unique financial situations. We stand by the belief that everyone deserves the chance to secure the best possible mortgage for their property aspirations in Blackpool.
Tailored Solutions for Self-Employed: We recognise the distinct challenges self-employed individuals face in securing mortgages. Our approach is customised to address these unique needs.
Wide Lender Network: We offer access to a broad spectrum of lenders open to considering applications from the self-employed and those with non-standard financial histories.
Comprehensive Support: From managing the entire application process to dealing with the complexities of lender requirements, we’re by your side at every stage.
With YesCanDo Money, your journey to securing a mortgage in Blackpool is guided by professionals dedicated to offering personalised, expert, and importantly, fee-free advice. Our mission is to simplify the mortgage process, making it accessible and stress-free for everyone in Blackpool.
How To Get The Best Mortgage Deal in Blackpool
Securing the best mortgage doesn’t need to be intimidating – YesCanDo Money is here to support you from start to finish, helping you locate a deal that aligns perfectly with your specific circumstances and needs. We aim to make the world of mortgages simpler while providing expert guidance and unwavering support every step of the way.
- Free Initial Consultation: Everything starts with a conversation. Share your aspirations and challenges with us, and we’ll show you how we can assist, all at no cost.
- Finding Your Best Mortgage: With access to the entire market, including deals not directly available to consumers, we’re committed to finding you the best mortgage rates and terms tailored to your needs.
- Application to Approval: We handle all the paperwork and communicate with lenders on your behalf, keeping you informed throughout the process. Sit back and let us take care of the details.
Hear From Our Happy Homeowners in Blackpool
Don’t just take our word for it. Many of our clients have shared their positive experiences with YesCanDo Money, highlighting how we’ve helped them achieve their property dreams, save on their mortgages, or successfully invest in property.
Current Mortgage Rates Blackpool
Mortgage rates in Blackpool depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.
According to ONS data, the average price of a property in Blackpool in 2024 is £136,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £108,800 mortgage.
Mortgage Tools
Below are essential mortgage tools to help you navigate your home buying journey:
- Mortgage Rate Comparison Tool: This tool allows users to compare different mortgage rates available from over 95 UK mortgage lenders.
Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power.
Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments.
For a comprehensive understanding of these calculators’ results, and to make informed decisions, get in touch with our fee-free mortgage advisors.
Frequently Asked Questions
How much would a mortgage broker charge?
Mortgage broker fees vary widely; some charge a flat fee or a percentage of the loan, while others, like YesCanDo Money, offer their services for free.
Is it worth talking to a mortgage broker?
Absolutely, a mortgage broker can provide invaluable guidance, talk to a mortgage advisor who will offer access to exclusive deals, and streamline the entire mortgage application process, saving you time and money.
Do I have to use a mortgage broker in Blackpool?
No, in today's digital age, you're not limited to Blackpool. With many excellent independent brokers across the UK offering remote services, you can find the best broker nationwide, not just locally.
Is a broker better than going directly to a bank?
Yes, because a mortgage advisor who works for a mortgage broker can access over 90 lenders and more than 14,000 mortgage deals across the whole market. This breadth of choice often leads to better rates and terms than you might find by going directly to a single bank, ensuring a suitable mortgage deal that's tailored to your specific financial needs.
How does a mortgage broker access different lenders?
A mortgage broker has access to the entire mortgage market (over 90 mortgage lenders), including all high-street lenders and specialist lenders that are only available through brokers. This comprehensive access allows them to find the most competitive rates and best-fit mortgages for your financial situation, including exclusive deals not directly accessible to consumers.
Can I remortgage with a broker, or do I have to go direct to my mortgage lender?
You can remortgage with a mortgage broker, and it might even be a better choice. A broker can look at deals from all over the market to find you something that could beat what your current lender is offering. This way, you're not stuck with just one option and can potentially save a lot on your remortgage.
Expert Mortgage Advice Across Lancashire
We provide mortgage advice across the Lancashire and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.
