Buying a property in Chelmsford

If you are looking for properties in Chelmsford, you may be wondering what sort of houses are available and how much you’re going to need to spend. Below, we will reveal everything you need to know about living in this part of the UK and securing a mortgage for a property here.

Chelmsford, Essex

Chelmsford has a lovely parish church, St Mary the Virgin, which is now a cathedral, awarding the area city status. It is a major commuter and employment destination, which has caused it to go from strength to strength in recent years.

In terms of lifestyle, there are a lot of restaurants and shops in this part of the country. There is also an outdoor market on a Friday and Saturday, which takes place along the High Street, with over 80 stalls selling goods.

On Fairfield Road, you can find Chelmsford City Theatre, which offers music, comedy, drama, and a cinema. In The Meadows shopping centre, there is an Odeon multiplex, so there is plenty to keep you entertained in this neck of the woods.

Average property prices in Chelmsford, Essex

Over the past year, the average price for a property in this part of Essex is £365,566. Most of the properties that have been sold in Chelmsford are semi-detached properties, which fetch an average price of £373,435. When it comes to detached properties, the average price is £552,923. The average price for flats in Chelmsford is £218,485.

Where to Buy a Property in Chelmsford, Essex

The city centre in Chelmsford has a number of different types of properties, including Edwardian and Victorian homes of different sizes. The detached Edwardian and Victorian properties in the best areas top £1 million, while semi-detached properties tend to cost between £650,000 and £750,000. In the Moulsham area of the city centre, which is very popular, you will tend small terraced Victorian houses on the market for between £300,000 to £400,000.

Since the Seventies, Chelmsford is a place that has been growing and progressing, with new settlements on the periphery of the city, such as Beaulieu Park, Chancellor Park, and Chelmer Village. If you are looking for a period property, areas to consider include the likes of Galleywood, Little Baddow, Danbury, and Writtle.

Council Tax in Chelmsford

The council for this part of the country is the Chelmsford City Council. You can view the current council tax rates for the different bands in Colchester. These rates are per annum:

• Council Band A – £1205.28
• Council Band B – £1406.16
• Council Band C – £1607.04
• Council Band D – £1807.92
• Council Band E – £2209.68
• Council Band F – £2611.44
• Council Band G – £3013.20
• Council Band H – £3615.84

Schools in Chelmsford

There are some great schools in the Chelmsford area. This includes a number of private grammar and prep schools, which is where parents send their children so that they can get the coaching they need for the entrance exams to the two grammar schools in the area; Chelmsford County High, which is for girls aged between 11 and 18-years-old, and King Edward Vi, which is for boys aged between 11 and 18-years-old.

There are many primary schools in Chelmsford that have a ‘good’ rating or better. However, those that have managed to achieve an outstanding standing are as follows: Galleywood Infants, Newlands Spring, Barnes Farm Juniors, Perryfields Juniors, The Tyrrells School, and Oaklands Infants.

Finally, there is a good range of comprehensive schools and further education establishments. In fact, there are seven in total. These are Chelmer Valley, Great Baddow High, Sandon School, Hylands School, St John Payne RC, The Boswells School, and Moulsham High.

Getting a mortgage in Chelmsford

FREE MORTGAGE ADVICE

Are you interested in getting a mortgage in Chelmsford? If so, YesCanDo Money can assist. As a mortgage broker, we have access to a huge selection of mortgage products. This means that we are best placed to help you find a mortgage that is right for your specific needs. 

YesCanDo Money offers free advice over the phone, email or via WhatsApp. Receive excellent mortgage support from our fee-free service that helps you with getting the best mortgage deal.

We are an FCA approved FREE mortgage broker covering Chelmsford, Essex and the whole UK. We have a team of CeMAP qualified independent mortgage advisers and protection advisers. We offer advice into the finance market and a range of mortgages as well as protection/life insurance.

If you would like to talk with one of our experienced and friendly team members, please do not hesitate to give us a call today on 012 4580 1494. Or, if you would prefer, you can send an email to us and we will get back to you as quickly as we can.