Expert Mortgage Broker Wigan
Why Choose Us as Your Mortgage Broker in Wigan?
Our Experience in the Wigan Market
Years of experience serving Wigan and its surrounding areas give us an edge in providing our clients with the best mortgage options available. Our thorough knowledge of local property markets combined with an expansive network of lenders helps us provide them with customised mortgage solutions.
Our Expert Approach to Mortgage Brokering
We pride ourselves on our expert approach to getting the best mortgage. Our advisors stay up top date with current market trends and lender criteria to guide you from initial consultation through the mortgage application process through completion day and beyond.
Trusted by Wigan Residents
Over the years, we have earned the trust of Wigan residents by providing reliable, transparent, and professional mortgage advice. Our team strives to create an easy mortgage experience for each one of our clients. This can be seen in our Trust Pilot excellent status.
Matching You with the Best Mortgage Lender
At YesCanDo, our aim is to find you the ideal mortgage lender suited for your unique circumstances and needs. We take into account factors like financial history, property preferences, and future goals when suggesting suitable lenders.
Our Mortgage Broker Services in Wigan
Planning to find a more advantageous mortgage deal, lower your monthly repayments or pay off some debts? Our team is here with a smile to help. We'll assess your situation, explore the options and support you in making the remortgage process as smooth and beneficial as possible.
First Time Buyer Mortgages
Taking your first steps onto the property ladder can be daunting. This is why we have a friendly team on hand to offer assistance and guide you through every step of the process. Your dedicated first-time buyers advisor will respond promptly and go the extra mile to ensure a positive and hassle-free experience.
Moving Home Mortgages
Deciding to move home and becoming home movers can be a significant life decision, but don't stress - our team will be with you every step of the way, helping find the right mortgage deal and managing any necessary details to ensure the whole process is seamless and stress-free.
Buy To Let Mortgages
For all the landlords and property investors in Wigan, we have a dedicated service just for you. Our team is on hand to offer guidance and free advice regarding buy-to-let mortgages, helping you secure the very best terms and interest rates. We believe in making property investment simpler and more cost-effective for you.
The Wigan Mortgage Broker You Can Trust
Commonly Asked Questions About Our Services (FAQs)
We understand you may have questions about our services, which is why we’ve provided this section dedicated to answering frequently asked questions about broker services in Wigan.
Is it worth paying for a mortgage broker?
Yes, paying for a broker often is worth the cost as they offer many benefits. They have access to lenders from which they can negotiate better rates for you. In addition, mortgage brokers save time, help navigate complex terms more easily and offer tailored advice tailored specifically to your financial situation.
Is it better to use a mortgage broker or bank in the UK?
Both options have their benefits. Banks can offer specific deals to existing customers, while mortgage brokers offer a wider range of products from multiple lenders. For a more diverse choice and personalised advice, a broker can often be the better choice.
Do mortgage brokers offer better rates than banks?
Mortgage brokers have access to most lenders, some of which aren’t available to the general public. This means they can potentially secure better rates and mortgage products for you. However, the best rate depends on individual circumstances, so it’s beneficial to compare options.
Are most mortgage brokers free?
Some mortgage brokers provide services at no cost; others charge fees. It is crucial that prospective borrowers understand a broker’s fee structure before seeking services – even “fee-free” brokers may charge additional costs for complex cases or specialist assistance.
Reach Out Now - Your Wigan Mortgage Broker and Advisor
Virtual consultations allow us to deliver top-tier mortgage advice without you ever needing to leave home! Set up your consultation now from any convenient personal space!
How We Work: Our Process
1) Connect With Us
Start your journey towards securing your perfect mortgage by reaching out to us. Whether it’s via phone, email, or a video call, we’re ready to connect with you and discuss your needs and preferences.
2) Initial Consultation
During the initial consultation, we will understand your financial situation, property aspirations, and mortgage needs. This meeting is crucial for us to provide personalised advice tailored to your unique circumstances.
3) Mortgage Research
With your needs and preferences in mind, we will carry out comprehensive mortgage research. Our team will sift through various mortgage options, comparing rates, terms, and conditions to find the most suitable options for you.
4) Application Submission
Once you are happy with the proposed mortgage option, we will assist with the application submission. We take care of the paperwork, ensuring everything is accurately filled out to avoid any potential roadblocks.
5) Continued Support
Once your mortgage application has been submitted, our commitment does not end there. We provide continued assistance throughout the entire process – answering any queries that arise and keeping you updated about the progress.
6) Mortgage Protection
Our protection advisors can work to make sure that you have adequate family protection and critical illness coverage if this is something important to you.
Ready to Start Your Mortgage Journey?
Our experienced mortgage advisers are on hand to help you secure the ideal mortgage solution.
Give us a time when it’s convenient for us to reach out – one of our mortgage advisers will then reach out with all available solutions and options to consider for your situation.