Mortgage Broker Oxford
Fee-Free Mortgage Advisors Supporting Oxford
And unlike those brokers that charge their customers a fee for their services, you will receive expert mortgage advice and support from our team for FREE.
A Mortgage Service Tailored To You
Thanks to the honest and straight forward advice that you are given you will always know the best course of action to take with your mortgage. Throughout the whole process, all of your needs will be met and if you have any questions, you will always have somebody available to turn to for FEE-FREE help and support.
If you want to raise money for home improvements or reduce the repayments on your mortgage, then a remortgage is a great idea. Especially if you're nearing the end of your current deal, switching to a new deal could be the right thing to do, as you will then avoid your existing lender's standard variable rate of interest. Get in touch with us today and we will explore the cheapest mortgage solutions with you.
First Time Buyers
We know as getting your first mortgage can be a daunting experience for first-time buyers as you probably won't know a lot about the mortgage products that are being advertised to you. Fear not, however, as our team of mortgage advisers are here to find the most suitable and best rate and deal for you. After getting to know more about you and your financial situation, we will search the market for those first-time buyer mortgages that you can afford.
Moving home can be a stressful process, not least because of the need to find a new mortgage for your new property. But when it comes to your mortgage, we are here to help. We will search the whole market for the best rates and deals for your situation and will liaise with your estate agent, solicitor, and other relevant parties too.
Buy To Let
Our mortgage advisers have years of experience helping landlords throughout the country, so get in touch with us if you're currently trying to find a mortgage for your real estate investment. We can give you impartial advice on everything to do with your rental property, from getting the best mortgage rates to accessing the best deals on landlords' insurance. Contact us today to learn more and book an appointment with one of our specialist mortgage advisers.
YesCanDo Mortgage Process
So, while the process can be a daunting experience, especially if you're going it alone, know that we are here for you. Even if you have struggled to get a product in the past, perhaps because of adverse credit history or an unusual employment situation, we can still search the market for those banks and building society that will say YES to you. Contact us today to find out more.
What You Can Expect From Our Mortgage Brokers
YesCanDo Money is authorised and regulated by the Financial Conduct Authority, so you can be assured of an honest and impartial service. We will always have your best interests at heart and will give you independent mortgage advice that is tailored to your particular situation.
As your home may be repossessed if you fail to keep up repayments on your mortgage, we will always take your finances into consideration when we explore available mortgages with you. We will let you know which deals you are most likely able to afford and as part of our financial service, we will advise you on mortgage protection to safeguard you in the event you experience financial difficulty.
And unlike those mortgage brokers that charge a fee for mortgage advice, we won’t expect you to pay us a penny. As a FEE-FREE mortgage broker, we get paid commission from the banks and building societies so you won’t have to pay the typical fee that is charged elsewhere.
Our Mortgage Advisers Care
TAKE A LOOK AT WHAT WE OFFER BELOW
Your options will vary depending on your employment situation, your financial circumstances, and whether you’re a first-time buyer or somebody who has a track record of making mortgage payments. As a whole market mortgage broker, we can explore all of your options and give you the tailored advice you need to make sure you’re able to keep up with the repayments on your mortgage.
As a whole of market mortgage broker, we have access to the thousands of mortgage deals that are being advertised today. Not only do these include the deals offered by many of the popular high street lenders, such as Halifax and Barclays, but they include the deals being offered by specialist lenders too. After taking your needs into account, we will explore the whole market and will pinpoint those deals that are most suitable for you.
No Hassle, No Paperwork, No Fees, EVER!
When it comes to your mortgage, we do everything for you. The deal-hunting, the paperwork, the application, the solicitor-chasing, and more! This means much less stress and hassle for you! Interested? Contact us today to learn more about the support we will give you throughout your mortgage journey.
Why pay more when you could be paying…nothing! At YesCanDo Money, our sole purpose is to help you save money. So, not only will we search the market on your behalf for mortgages with the lowest possible interest rate but we won’t charge you anything for our expert service either! So, if you’re currently looking for FREE advice about the best Oxford mortgages, choose the services of our whole of market brokers.
Our property finance team can offer you a range of financial services, including advice and support on mortgage protection insurance. As your home may be repossessed if you fail to keep up repayments on your mortgage, this insurance can safeguard your home should you ever become unemployed or have to leave work due to sickness or illness.
You could be financially better off if you decide to remortgage so talk to a mortgage advisor at YesCanDo for advice on whether this will be financially beneficial to you. Making the switch is often advisable if you want to reduce your monthly payments but you could remortgage to release equity and consolidate debts too.
If you’re looking for a mortgage lender that offers buy to let mortgages, contact our expert team today. We have a specialist team of advisers on hand to help you make the most of your real estate investment, and they will search the market for the most suitable mortgage. As letting a property comes with a lot of risks, our advisers will also advise you on landlords insurance to protect you against damage to your property and contents.
Mortgages In Oxford
Mortgage Rates In Oxford
Mortgage rates depend on the Bank of England base rate, your affordability rating, and the type of mortgage you are looking for. A mortgage adviser at YesCanDo Money can explain the current interest rates to you and give you advice on how to reduce the interest on your next monthly payments.
Property Prices In Oxford
The price of a property in Oxford will depend on the type of property you choose and the neighbourhood that you decide to move into. As your home may be repossessed if you fail to meet your mortgage agreement, it’s advisable to purchase a property that you know you can afford. Use a mortgage calculator and the services of a mortgage adviser at YesCanDo to assess what you can and can’t afford.
The table below indicates the average property prices in Oxford.
|Property Type||Average Property Price||Monthly Mortgage Repayment *|
|Flat/Apartment in Oxford||£331,131||£1,263.16 a month*|
|Terraced House in Oxford||£556,003||£2,120.98 a month*|
|Semi-Detached House in Oxford||£724,963||£2,765.51 a month*|
|Detached House in Oxford||£1,451,034||£5,535.25 a month*|
* (Monthly mortgage repayment based on average price paid with a 90% Loan To Value – 2% two year fixed rate – 25 year term) * Rates will differ
Highly Rated Mortgage Brokers Liverpool
Our expert mortgage advisers help you to achieve your best mortgage.
Get in touch with us a mortgage adviser at YesCanDo Money if you’re looking for a great deal on your next mortgage. No matter your situation, your appointed mortgage adviser will make sure you get the best possible mortgage for your particular set of circumstances.
OR FILL IN OUR FORM
Meet Our Mortgage Team
Read our mortgage, insurance and property help guides.
Living in Oxford
Oxford is famous for many things, not least the University that is attended by many of the top students in the country. It’s a city that contains many places of historical significance, with centuries-old markets, towering buildings of architectural beauty, and winding waterways that transport you into another time and era.
This isn’t to say Oxford is stuck in the past. Far from it, in fact. Thanks to Oxford University, the city is at the pinnacle of modern scientific research and there are lots of fun activities to take part in away from the museums and ancient monuments that dominate the city.
But if you are thinking of moving here, it’s important to note that Oxford properties are quite expensive. They are more affordable than those in nearby London but you should still use a mortgage calculator when working out what you might be able to afford.
The average price of a property in Oxford is £565,918 according to Rightmove, although there are areas where properties are cheaper. Properties in Botley, for example, an area that is popular due to the nearby countryside, average at £497,287. Prices are cheaper still in Headington, which has been named by the Sunday Times as one of the best suburbs to live in the UK. The average price for a home here is £465, 966.
No matter where you decide to move to, be that in the centre of Oxford or around the outskirts, get in touch with our team. Properties may be expensive in most parts of the city but we can reduce your costs by getting you a great deal on a mortgage.