Mortgage Advisors In Exeter That Do Everything For You
As mortgage brokers understand how stressful getting a new mortgage can be. With so many lenders out there and with so much to prepare for a mortgage application, it can be a time-consuming and tiring process.
Fear not, however, as we are here to help. When it comes to your mortgage, our experienced team of mortgage advisors will do everything for you. We will give you independent mortgage advice that is tailored to your personal and financial circumstances. We will search the mortgage market to find you the best mortgage deal. And we will help you with every aspect of the application process.
We will do all of this and more for FREE as, unlike many other mortgage brokers, we DO NOT CHARGE A FEE for any of our services.
As such, you can expect both a stress-free and hassle-free experience if you choose to use us as your mortgage brokers in Exeter. Your appointed representative will be with you every step of the way throughout the whole process and will make your life as easy as possible.
Interested? If so, book an appointment with a member of our team today and benefit from the honest and impartial advice that we can offer you.
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How To Buy A House In Exeter
Exeter is a fantastic place to live. It has all the amenities you would expect from a small city as well as the scenic beauty that the county of Devon is known for. If you’re thinking of moving here, you are making a wise choice.
But before you begin the house buying process, consider your financial situation. There are hundreds of homes for sale, including new-build properties and older housing, but you need to look for the houses that you can afford. The average price of a property in Exeter is £333,394 according to Zoopla, though this is depending on which area of the city you decide to live in.
Speak to a local estate agent when you start your search and give them an idea of your ideal price range. Then speak to a member of our team as we can give you advice based on your financial circumstances.
There are lots of great places to live in Exeter but you need to consider which area is right for your needs and price range.
Properties within the city centre are popular with those wanting to be close to career opportunities, local shopping districts and entertainment areas. There is a good mix of new-build properties, townhouses, and converted apartments, so there is a lot of choices available. Prices range from around £300,000 for a two-bedroom terraced house to £625,000 for a three-bedroomed townhouse, according to local property sites. Apartments are significantly cheaper, averaging around £125,000 if you need something with only one bedroom.
Other places to live include Beacon Heath, a residential area on the East Side of the city, with a mix of private and social housing. A two-bedroomed house averages around £275,000 while something with four bedrooms can be as high as £450,000.
Those wanting to commute outside of the city might be interested in a property in Alphington, as it is close to the M5 and there are a number of nearby train stations. Prices range from £165,000 for a one-bedroomed flat to £362,000 for a three-bedroom semi-detached house. Newton Abbot is also an area worthy of a look.
St. Leonards is a popular choice for those wanting to live somewhere with a village feel. There are a number of much-sought-after schools here too. Prices here can be at a premium because of the desirability of the location, so you can expect to pay an average of £433,347.
These are just some of the locations you might want to consider but there are many other great places to live within the city.
First-time buyers can get their feet on the property ladder with one of Exeter’s home-ownership schemes. These include the Help-To-Buy and Shared Ownership schemes, more information of which can be found online.
Read our mortgage, insurance and property help guides.
Getting A Mortgage In Exeter
If you’re planning to buy a home in Exeter, you will likely need a mortgage. Getting a loan is relatively easy providing you meet the criteria of the mortgage lender criteria. However, to access the best deals on the market, you should:
Take steps to improve your financial situation
Improve your credit score if your credit history is poor
Save as much as you can for your deposit
Speak to a mortgage broker for advice and support
When looking for a mortgage broker, consider the services we can offer you. As a whole of market mortgage broker, we have contact with lenders throughout the UK, including those within Exeter, Devon, and other areas of the South West. Our mortgage advisers can let you know which deals are right for your particular set of circumstances. We will give you tailored help throughout your home buying journey. Get in touch to get your best mortgage as well as fee-free advice.
Your mortgage options will depend on the size of the deposit you can put down, the type of mortgage you choose, and your overall level of income.
When considering your application, a lender will also consider your personal situation. If you are a first-time buyer or buy-to-let customer, for example, they may charge you a higher rate of interest than that offered to one of their other customers.
If you are self-employed, have a bad credit rating, or have another unique set of circumstances, you might need help with specialist mortgages.
But whatever the case, our team of advisers have the mortgage solutions you’re looking for. We will explain all of your options to you and will give you honest advice that relates to your situation. Whether you’re a first-time buyer, seasoned home mover, employed, or self-employed, we will get the right mortgage deal for you. If you’re currently looking to lower the repayments on your mortgage, we can also help you throughout the remortgage process.
Mortgage Rates In Exeter
|Property Type||Average Property Price||Monthly Mortgage Repayment *|
|Flat/apartment in Exeter||£242,480||£914.40 a month *|
|Terraced House in Exeter||£354,870||£1,338.22 a month *|
|Semi-Detached House in Exeter||£361,257||£1,362.31 a month *|
|Detached House in Exeter||£636,460||£2,400.11 a month *|
Average Exeter property prices based on figures posted here » | * (Monthly mortgage payments based on a 90% Loan To Value – 1.9% two year fixed rate – 25 year term. Rates will vary.)
Highly Rated Mortgage Broker Exeter
Our expert mortgage advisers help you to achieve your best mortgage.
To book your first free mortgage consultation with a qualified mortgage broker, simply complete our enquiry form or contact us using any of the methods that are listed above.
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Why choose us as your Exeter mortgage advisers?
All of our advice and support is free so you won’t have to pay us a penny. As such, you are guaranteed to save money, as this is one expense that you won’t have to worry about.
As a whole of market broker, we have contact with lenders from across the UK. Whether you’re looking to remortgage to something better than your existing deal or want a mortgage for a new property, we will find the bank or building society that is right for you. If you’re landlord interested in buy to let mortgages, we will also find the bank or building society that is most suited to your particular set of needs.
To ensure you’re able to keep up repayments on your mortgages, we will only consider those deals that are right for your financial circumstances. Therefore, you should experience less financial stress in the future when you decide to choose our services. As we will also make the whole process of getting a mortgage and the house buying process easy for you, it will be possible for you to enjoy a stress-free experience this way too.
We have your best interests at heart, so not only will we get you the right mortgage product, but we will talk to you about mortgage protection and life assurance too. Our financial advisers will talk to you about the products you might be interested in and will give you other helpful advice related to your financial future.
Meet Our Mortgage Team
We’re experienced, we’re qualified, and we’re here to give you independent mortgage advice throughout the mortgage process. We are very proud of the services that we offer to all of our clients so if you’re currently looking for your own home, considering equity release, or in need of information related to buy to let mortgages, know that there will be a mortgage adviser here with the right advice for your needs. Browse our website or WhatApp us for further information and contact a member of our team if you would like to arrange an appointment with one of our advisers.
Expert Mortgage Advice Across Devon
We provide mortgage advice across England. If you are local to the area and would like to talk to a specialist advisor please contact us.