Get Your Best Mortgage Deal, Completely Fee-Free!

Fee Free Mortgage Broker Newcastle

Nestled in the heart of England's northeast, Newcastle boasts a rich history, vibrant culture, and a thriving property market. At YesCanDo Money, we've been privileged to be able to help this vibrant community, offering expert mortgage advice tailored to the unique characteristics of the Newcastle market for over three decades.
We Do It All For You, Fee-Free Including:

Mortgage Advice Newcastle: Why Choose Our Services?

WE WORK WITH 90+ MORTGAGE LENDERS

1. Fee-free mortgage service

For over 25 years, YesCanDo Money has stood firm in its commitment to being predominantly fee-free. Unlike many brokers who might charge additional fees, we operate on a commission-based model. We believe that professional advice should be accessible to everyone for their personal circumstances, and our track record speaks for itself: we do NOT charge a fee in 9 out of 10 cases. Our dedication to transparency and value ensures that our clients always know where they stand, with no hidden costs.

2. Whole of market for the best mortgage deal

The mortgage market is vast and ever-changing. While basic comparison sites may offer a glimpse, they often fall short in capturing the full spectrum of over 14,000 mortgage products from 90+ lenders. At YesCanDo Money, our brokers utilise advanced tools to navigate this dynamic landscape, ensuring our clients receive the best deals tailored to their needs. Moreover, we take the hassle out of the process, of filling in forms and liaising with mortgage lenders on behalf of our clients.

3. Catering to Unique Mortgage Needs

Every mortgage scenario is unique. With over 30 years of experience, we understand the intricacies of the mortgage market. Being whole of market, we have access to a wide range of interest rates and mortgage lenders. Our primary goal? To find the best mortgage solutions tailored to our clients’ unique situations, always prioritising their interests.

4. Stress-Free Mortgage Journey

The mortgage journey can be daunting, but with YesCanDo Money, it doesn’t have to be. We’re committed to demystifying complex steps and ensuring a smooth experience for our clients. Through every phase, our team provides clear communication and guidance. As one satisfied client put it, “The entire process was seamless!” Our comprehensive service, from initial consultation with a mortgage advisor to liaising with mortgage lenders, underscores our dedication to client satisfaction.

Newcastle Mortgage Advisor Reviews

We are a highly rated mortgage broker - Rated 5 on TrustPilot
We take great pleasure in hearing the positive reviews we've received from our clients. The numerous five-star Trustpilot reviews that speak of their positive experience speak for themselves; but don't just take our word for it - read testimonials yourself for yourself to witness the quality service provided!

Our customer reviews make us blush 😊

Our Fee Free Comprehensive Mortgage Services

At YesCanDo Money, we offer a range of mortgage solutions tailored to diverse needs. Our comprehensive approach ensures convenience, personalised service, and the best deals for our clients.
Remortgage in Newcastle

Remortgage Advice

Life's circumstances change, and so do mortgage needs. Whether it's to secure a better interest rate, equity release, or consolidate debts, there are various reasons to consider remortgaging. Our team, with its in-depth market knowledge and the remortgage process, can assist in finding the best remortgaging deals tailored to your evolving needs. With the ever-changing financial landscape, it's crucial to have a trusted partner who can provide timely advice and solutions for your first mortgage.

  • Expert guidance on the remortgaging process, ensuring the best outcomes.
  • Access to a vast range of remortgage products, tailored to individual needs.
  • Client-centric approach, prioritising your interests at every step.

First-Time-Buyer Mortgages in Newcastle

Guidance for First-Time Homebuyers

The journey to buying your first home is both exciting and challenging. Understanding the mortgage process can be daunting for newcomers. At YesCanDo Money, we're dedicated to guiding first-time buyers every step of the way, ensuring they embark on their house-buying process with knowledge and confidence.

  • Tailored advice for first-time buyers, ensuring a smooth home-buying experience.
  • Access to a wide range of mortgage products, ensuring the best deals.
  • Over 30 years of experience, offering unparalleled expertise and guidance.

Moving Home Mortgage in Newcastle

Moving Home in Plymouth

Relocating, whether within Plymouth or moving to this beautiful city, can be a significant undertaking. Beyond the logistical challenges, there are financial aspects to consider. Our services ensure a smooth house purchase, handling all financial aspects of moving. Our attitude is nothing is too much trouble from understanding how much you can borrow to finding the best mortgage deal for your new home, we've got you covered. Plymouth, with its rich history, vibrant cultural scene, and stunning waterfront, is a sought-after location for many. Whether you're upsizing, downsizing, or simply seeking a change of scenery, we ensure moving house is financially sound.

  • Expert guidance on the financial aspects of relocating.
  • Advise whether it is best to port your existing mortgage.
  • Comprehensive services, from understanding borrowing limits to securing the best mortgage deals.
  • With access to mortgage broker tools and resources, our mortgage advisers find you the best mortgage lender for your situation and property goals.

Buy-To-Let-Mortgages in Newcastle

Buy-to-Let Mortgages

Plymouth's buy-to-let market is thriving, offering lucrative opportunities for investors. Whether you're a seasoned investor or just starting out, our insights and expertise can help you navigate this market with ease. We offer guidance on property selection, understanding rental yields, and securing mortgage deals that maximise your property investment returns. With Plymouth's growing student population and increasing demand for rental properties, the buy-to-let market presents a promising investment opportunity.

  • Expert insights into Newcastle's thriving buy-to-let market.
  • Tailored helpful advice on property selection and understanding rental yields.
  • Access to the best mortgage interest rates, maximising investment returns.

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Our Mortgage Brokers Success Stories

Helping the people of Newcastle and the throughout the UK achieve their mortgage and property goals

Success in the mortgage industry means more than simply finding a suitable mortgage; it means making dreams come true for our clients. Below are three case studies illustrating our dedication to excellence and its positive effects on their lives.

Newcastle Property Market Insights

Newcastle, located in northeast England, boasts an enthralling past, a varied culture, and an active property market. Understanding the Newcastle property landscape is crucial whether you’re a first-time buyer or an experienced investor.

Current Mortgage Interest Rates

Mortgage rates are constantly fluctuating based on various economic factors. These rates play a pivotal role in determining the affordability of homes. A lower rate can significantly reduce the mortgage loan repayments, making homeownership more accessible. Conversely, a rise in rates can increase monthly repayments, impacting a buyer’s budget. To stay updated on the latest rates and find the best deals, check out our rates finder tool below.

Tip: To see what mortgage rates are available for your specific situation, click on the Do I Qualify? button below.

Mortgage Calculators for Newcastle Residents

  • Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power in Newcastle’s market. Use our Mortgage Affordability Calculator here
  • Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments. – Use our Mortgage Repayment Calculator here

For a comprehensive understanding of these calculators’ results, and to make informed decisions, we recommend consulting with our fee-free mortgage advisors.

Detailed Insights: Newcastle Property & Mortgages

  • Most Expensive Area: The prestigious neighbourhoods of Newcastle, such as Jesmond and Gosforth, offer luxury residences, state-of-the-art amenities, and an elite community. Known for their exclusivity and charm, properties in these areas command a premium price.

  • Least Expensive Area: Areas like Byker and Walker offer value for money, providing essential amenities and a comfortable living environment. Ideal for first-time buyers or those on a budget, these neighbourhoods offer a blend of affordability and convenience.

  • Commute Time: Newcastle boasts excellent connectivity, with efficient transport links to London and other major cities. The average commute time to London by train is approximately 3 hours, making Newcastle a feasible location for those who occasionally need to travel to the capital.

  • Rental Market: The rental market in Newcastle is diverse, catering to students, professionals, and families. With two major universities in the city, there’s a consistent demand for rental properties, especially in areas close to campuses.

 

About Us

Founded by Steve Roberts, YesCanDo Money has evolved over 30+ years, providing unparalleled mortgage services to Newcastle and the UK. Our mission is to simplify and make the whole process of getting a mortgage stress-free, ensuring every client feels valued and informed. Our legacy in Newcastle and throughout the UK is built on trust, expertise, and a commitment to excellence.

Mortgage Advisors Newcastle: Meet our team

Our team of friendly mortgage advisors ensures every client receives tailored advice with a free mortgage consultation. Our expert mortgage advisers bring a unique skill set, ensuring a holistic approach to mortgage advice:

Mortgage Adviser and Coordinator - Bliss

Bliss Harland

Mortgage & Protection Adviser 

Bliss has over a decade of experience in the mortgage industry, with a keen understanding of the evolving work landscape. She’s passionate about helping self-employed individuals navigate the complexities of securing a mortgage.

  • Specialisation: Mortgages for Self-Employed Individuals.

  • Qualification: CeMAP Certified.

Learn more about Bliss >

Grant Mortgage Adviser

Grant Humphries

Mortgage & Protection Adviser

Grant’s analytical approach and problem-solving skills have made him the go-to expert for complex mortgage situations. He thrives on finding solutions for unconventional income sources or unique property types.

  • Specialisation: Handling Complex Situations.

  • Qualification: CeMAP Certified.

Learn more about Grant >

Mortgage Adviser - Tom

Tom Blackler

Mortgage & Protection Adviser

Tom’s dedication to his clients is evident in his thorough approach to guiding first-time buyers. He ensures they embark on their house-buying process with confidence and the best possible mortgage deals.

  • Specialisation: First-Time Buyers and Help to Buy.

  • Qualification: CeMAP Certified.

Learn more about Tom >

Mortgage Adviser - Jane

Jane Rowe

Mortgage & Protection Adviser

With over 15 years as a mortgage adviser, Jane has seen the changing dynamics of retirement and understands the unique financial needs of the older generation. Her empathetic approach ensures her clients feel understood and well-guided.

  • Specialisation: Mortgages for the Older Generation.

  • Qualification: CII Certified.

Learn more about Jane >

Mortgage Advisor - Hannah

Hannah Edwards

Mortgage & Protection Adviser

Hannah’s commitment to assisting first-time buyers shines through in her meticulous guidance. She understands the challenges faced by this demographic and offers invaluable insights.

  • Specialisation: Assisting First-Time Buyers.

  • Qualification: CeMAP Certified.

Learn more about Hannah >

Mortgage Advisor - Megan

Megan Stoyles

Mortgage & Protection Adviser

Megan’s expertise lies in ensuring clients have the right safeguards in place to protect their homes and financial futures. She’s a trusted mortgage adviser when it comes to mortgage protection.

  • Specialisation: Mortgage Protection.

  • Qualification: CeMAP Certified.

Learn more about Megan >

Educational Content and Resources

Stay informed with our informative articles and guides on the mortgage process. From understanding the basics to deep dives into specific topics, our resources are designed to empower you. Whether you're a first-time buyer, looking to remortgage, or exploring buy-to-let opportunities, our content provides clarity and insights.
Understanding Remortgage Valuation

Understanding Remortgage Valuation: Is It Necessary for You?

So it’s time to get your remortgage underway and you know that you are going to be asked how much ...
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How long does a remortgage take?

How long does a remortgage take?

Ever wondered, ‘How long does it take to remortgage?’ You’re not alone. This guide demystifies the remortgage process, offering a ...
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How much mortgage can I get?

Mortgage Affordability: What Mortgage Can I Afford?

Before you start the process of getting a mortgage, you will want know your mortgage affordability, in other words how ...
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Mortgage Application Approval Time

How long does a mortgage application take?

There is no doubt that buying a property can be one of life’s most stressful experiences. A big part of ...
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How many times my salary can I borrow for a mortgage?

Discover How Much Can You Borrow for a Mortgage UK

If you’re in need of a mortgage, you will understandably want to know how much you can borrow. In this ...
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Should You Get a 2 or 5 Year Fixed Mortgage?

2 or 5 Year Fixed Mortgage: The Best Choice for You

If you’re currently looking for a mortgage, you will have a number of options ahead of you. One of these ...
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Do mortgage brokers charge a fee?

Do mortgage brokers charge a fee?

Not all mortgage brokers charge a fee for their service. Mortgage brokers who don’t charge a fee will get paid a commission by the mortgage ...
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Frenquently Asked Questions

Navigating the mortgage landscape can be daunting. Our FAQs address common queries, ensuring you have all the information you need:

Using a mortgage broker can often lead to cost savings in the long run. Brokers have access to a wide range of mortgage products and can negotiate better rates on your behalf. While there may be an initial fee, the potential savings in interest and better loan terms can outweigh the costs.

It's important to choose the best mortgage broker who can offer personalised service, access to a broader range of loan products, and expert advice tailored to your financial situation. They can simplify the process and help you find the most suitable mortgage for your needs.

Fees for mortgage brokers and independent financial advisors can vary. Some charge a flat fee, some charge a percentage and others are fee-free. It's essential to discuss fees upfront. At YesCanDo Money, we offer fee-free mortgage advice, meaning in most cases there's no direct charge to our clients.

Brokers can provide access to a wider variety of loan products from multiple lenders, giving you more options. Banks offer their own set of mortgage products. A broker can help you find a mortgage tailored to your needs, potentially at a better rate than a bank might offer.

Not necessarily. While brokers may charge a fee or receive a commission from lenders, they can also secure competitive rates due to their industry relationships. The potential savings and better loan terms they can negotiate might make the overall cost of the mortgage less expensive.

Mortgage Insights

Stay updated with the latest trends, insights, and news from the mortgage world. Our blog covers a range of topics, ensuring you're always informed. From market updates to expert opinions, our content is designed to provide value and insights.
halifax's enhanced shared ownership scheme

Halifax Takes Bold Step Towards Easier Home Access Through Shared Ownership

In a significant move to make homeownership more accessible, Halifax has updated its shared ownership criteria. This policy change is ...
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Will mortgage rates go down or up in 2023?

Will mortgage rates go down in 2024 UK?

On the 1st of February 2024, when the Bank of England (BOE) last had a committee they chose to keep ...
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99% mortgage scheme

UK’s 99% Mortgage Scheme: Key Impacts & Insights

In a bold move to tackle the housing affordability crisis facing many Britons, the UK government, led by Prime Minister ...
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Fastest Mortgage Lenders UK

Fastest Mortgage Lenders UK: 2023’s Speedy Leaders Analysed by YesCanDo Money

In the dynamic UK property market, timing is everything. Securing a mortgage promptly can be the key to landing your ...
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Introducing Perenna Mortgages

Introducing Perenna: A New Dawn in UK Mortgage Lending

Revolutionising Homeownership with Long-Term Fixed-Rate Mortgages   In a bold move that’s set to shake up the UK mortgage market, ...
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Accord's Enhanced Criteria for Foreign Nationals

Accord’s Enhanced Criteria for Foreign Nationals

In a commendable move towards inclusive lending, Accord Mortgages enhanced its criteria for applicants without indefinite leave to remain in ...
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Halifax Introduces Competitive Sub 5 percent Five-Year Mortgage Rates

Halifax Introduces Competitive Sub-5% Five-Year Mortgage Rates

In a significant move for homebuyers, Halifax Intermediaries has announced the launch of its new range of sub-5% five-year mortgage ...
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Halifax Unveils New 3-Year Remortgage Rates

Halifax Unveils New 3-Year Remortgage Rates

Halifax, a leading lender and a prominent name in the UK mortgage sector, has recently announced its innovative line-up of ...
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Contact YesCanDo Money

Fee Free Mortgage Advisors Ready To Help
Whether you have a query, need great mortgage advice, or simply want to chat about your mortgage options, our team is here to help. Reach out to us for personalised guidance and support.

Transparency and Ethical Practices

At YesCanDo Money, we prioritise ethical practices, ensuring clients are always informed and confident in our processes. Our commitment to data privacy and security is unwavering. We believe in transparency, ensuring clients have a clear understanding of our processes and practices. View our privacy policy here for detailed insights into how we handle and protect your data.

Written by Steve Roberts

Written by Steve Roberts

Steve Roberts, the founder of YesCanDo Money, has been a beacon of trust and expertise in the mortgage industry. With over 30 years of experience, Steve's leadership has positioned YesCanDo Money as a trusted financial guide in Newcastle and beyond. His vision, dedication, and commitment to excellence have been instrumental in shaping the company's success.

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