Fee Free Mortgage Broker Newcastle

We Do Everything For You For Free!

Are you confused about where to begin your mortgage journey? Our mortgage broker Newcastle has a team of expert advisers who offer friendly, free mortgage advice. Our team helps you secure your best mortgage.

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Free Mortgage Advice Newcastle

WE WORK WITH 90+ MORTGAGE LENDERS

1. Fee-free mortgage service

For over 25 years, YesCanDo Money has stood firm in its commitment to being predominantly fee-free. Unlike many brokers who might charge additional fees, we operate on a commission-based model. We believe that professional advice should be accessible to everyone for their personal circumstances, and our track record speaks for itself: we do NOT charge a fee in 9 out of 10 cases. Our dedication to transparency and value ensures that our clients always know where they stand, with no hidden costs.

2. Whole of market for the best mortgage deal

The mortgage market is vast and ever-changing. While basic comparison sites may offer a glimpse, they often fall short in capturing the full spectrum of over 14,000 mortgage products from 90+ lenders. At YesCanDo Money, our brokers utilise advanced tools to navigate this dynamic landscape, ensuring our clients receive the best deals tailored to their needs. Moreover, we take the hassle out of the process, of filling in forms and liaising with mortgage lenders on behalf of our clients.

3. Catering to Unique Mortgage Needs

Every mortgage scenario is unique. With over 30 years of experience, we understand the intricacies of the mortgage market. Being whole of market, we have access to a wide range of interest rates and mortgage lenders. Our primary goal? To find the best mortgage solutions tailored to our clients’ unique situations, always prioritising their interests.

4. Stress-Free Mortgage Journey

The mortgage journey can be daunting, but with YesCanDo Money, it doesn’t have to be. We’re committed to demystifying complex steps and ensuring a smooth experience for our clients. Through every phase, our team provides clear communication and guidance. As one satisfied client put it, “The entire process was seamless!” Our comprehensive service, from initial consultation with a mortgage advisor to liaising with mortgage lenders, underscores our dedication to client satisfaction.

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Newcastle Mortgage Advisor Reviews

We are a highly rated mortgage broker - Rated 5 on TrustPilot

We take great pleasure in hearing the positive reviews we've received from our clients. The numerous five-star Trustpilot reviews that speak of their positive experience speak for themselves; but don't just take our word for it - read testimonials yourself for yourself to witness the quality service provided!

Our customer reviews make us blush 😊

Mortgage Advisor Newcastle

At YesCanDo Money, we offer a range of mortgage solutions tailored to diverse needs. Our comprehensive approach ensures convenience, personalised service, and the best deals for our clients.

Remortgage Advice

Life's circumstances change, and so do mortgage needs. Whether it's to secure a better interest rate, equity release, or consolidate debts, there are various reasons to consider remortgaging. Our team, with its in-depth market knowledge and the remortgage process, can assist in finding the best remortgaging deals tailored to your evolving needs. With the ever-changing financial landscape, it's crucial to have a trusted partner who can provide timely advice and solutions for your first mortgage.

Expert guidance on the remortgaging process, ensuring the best outcomes.
Access to a vast range of remortgage products, tailored to individual needs.
Client-centric approach, prioritising your interests at every step.

Guidance for First-Time Homebuyers

The journey to buying your first home is both exciting and challenging. Understanding the mortgage process can be daunting for newcomers. At YesCanDo Money, we're dedicated to guiding first-time buyers every step of the way, ensuring they embark on their house-buying process with knowledge and confidence.

Tailored advice for first-time buyers, ensuring a smooth home-buying experience.
Access to a wide range of mortgage products, ensuring the best deals.
Over 30 years of experience, offering unparalleled expertise and guidance.

Moving Home in Plymouth

Relocating, whether within Plymouth or moving to this beautiful city, can be a significant undertaking. Beyond the logistical challenges, there are financial aspects to consider. Our services ensure a smooth house purchase, handling all financial aspects of moving. Our attitude is nothing is too much trouble from understanding how much you can borrow to finding the best mortgage deal for your new home, we've got you covered. Plymouth, with its rich history, vibrant cultural scene, and stunning waterfront, is a sought-after location for many. Whether you're upsizing, downsizing, or simply seeking a change of scenery, we ensure moving house is financially sound.

Expert guidance on the financial aspects of relocating.
Advise whether it is best to port your existing mortgage.
Comprehensive services, from understanding borrowing limits to securing the best mortgage deals.
With access to mortgage broker tools and resources, our mortgage advisers find you the best mortgage lender for your situation and property goals.

Buy-to-Let Mortgages

Plymouth's buy-to-let market is thriving, offering lucrative opportunities for investors. Whether you're a seasoned investor or just starting out, our insights and expertise can help you navigate this market with ease. We offer guidance on property selection, understanding rental yields, and securing mortgage deals that maximise your property investment returns. With Plymouth's growing student population and increasing demand for rental properties, the buy-to-let market presents a promising investment opportunity.

Expert insights into Newcastle's thriving buy-to-let market.
Tailored helpful advice on property selection and understanding rental yields.
Access to the best mortgage interest rates, maximising investment returns.

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Our Mortgage Brokers Success Stories

Helping the people of Newcastle and the throughout the UK achieve their mortgage and property goals

Success in the mortgage industry means more than simply finding a suitable mortgage; it means making dreams come true for our clients. Below are three case studies illustrating our dedication to excellence and its positive effects on their lives.

Siobhan and Callum, a Geordie couple in their late twenties, were eager to step onto the property ladder. Desiring their first home in near their family in Newcastle, they turned to YesCanDo Money for advice. Our team offered comprehensive guidance through all stages of mortgage processing from the mortgage application to securing them the right mortgage within their budget - today they own a cosy two-bedroom apartment right in the city center!

The Robsons were living in a two-bedroom flat in Newcastle when their second child Alfie arrived. As soon as a larger space became necessary, they sought our expertise to find an affordable mortgage agreement that would allow them to buy an enlarged four-bedroom house, giving their expanding family enough room. Our expertise allowed them to secure the best deal.

Fiona and Graeme had been homeowners in Newcastle for over a decade. As their fixed-rate mortgage term came to an end, they were keen on exploring remortgaging options. Unsure of the process, they turned to YesCanDo Money. Our advisors presented them with various deals, explaining the benefits of each. With our guidance, Fiona and Graeme successfully remortgaged their property, securing a lower interest rate and saving on their monthly mortgage payments.

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Fee Free Mortgage Advisors Ready To Help

Whether you have a query, need great mortgage advice, or simply want to chat about your mortgage options, our team is here to help. Reach out to us for personalised guidance and support.

Newcastle Mortgages

Newcastle, located in northeast England, boasts an enthralling past, a varied culture, and an active property market. Understanding the Newcastle property landscape is crucial whether you’re a first-time buyer or an experienced investor.

Current Mortgage Interest Rates

Mortgage rates in Newcastle depend on the Bank of England base rate, your affordability rating, and the type of property you are considering. Mortgage lenders will take these factors into account before deciding how much to lend you and at what rates. The type of mortgage you choose and the mortgage term you decide on can also affect your mortgage offer.

According to ONS data, the average price of a property in Newcastle in 2024 is £198,000. The table below shows the current mortgage rates for this average property price with a 80% loan to value £158,400 mortgage.

Mortgage Calculators for Newcastle Residents

Mortgage Affordability Calculator: This tool offers potential buyers an estimate of how much they could borrow based on their income and outgoings, offering an effective starting point to understand their purchasing power in Newcastle’s market. Use our Mortgage Affordability Calculator here

Mortgage Repayment Calculator: By inputting loan amount, interest rate, and mortgage term, users can get an estimate of monthly repayments. It’s essential that users properly budget and ensure they can comfortably meet these payments. – Use our Mortgage Repayment Calculator here

For a comprehensive understanding of these calculators’ results, and to make informed decisions, we recommend consulting with our fee-free mortgage advisors.

Detailed Insights: Newcastle Property & Mortgages

Most Expensive Area: The prestigious neighbourhoods of Newcastle, such as Jesmond and Gosforth, offer luxury residences, state-of-the-art amenities, and an elite community. Known for their exclusivity and charm, properties in these areas command a premium price.
Least Expensive Area: Areas like Byker and Walker offer value for money, providing essential amenities and a comfortable living environment. Ideal for first-time buyers or those on a budget, these neighbourhoods offer a blend of affordability and convenience.
Commute Time: Newcastle boasts excellent connectivity, with efficient transport links to London and other major cities. The average commute time to London by train is approximately 3 hours, making Newcastle a feasible location for those who occasionally need to travel to the capital.
Rental Market: The rental market in Newcastle is diverse, catering to students, professionals, and families. With two major universities in the city, there’s a consistent demand for rental properties, especially in areas close to campuses.

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Educational Content and Resources

Stay informed with our informative articles and guides on the mortgage process. From understanding the basics to deep dives into specific topics, our resources are designed to empower you. Whether you're a first-time buyer, looking to remortgage, or exploring buy-to-let opportunities, our content provides clarity and insights.

Frenquently Asked Questions

Navigating the mortgage landscape can be daunting. Our FAQs address common queries, ensuring you have all the information you need:

Is it cheaper to use a mortgage broker?

Using a mortgage broker can often lead to cost savings in the long run. Brokers have access to a wide range of mortgage products and can negotiate better rates on your behalf. While there may be an initial fee, the potential savings in interest and better loan terms can outweigh the costs.

Is it best to go with a mortgage broker?

It's important to choose the best mortgage broker who can offer personalised service, access to a broader range of loan products, and expert advice tailored to your financial situation. They can simplify the process and help you find the most suitable mortgage for your needs.

How much would a mortgage broker charge?

Fees for mortgage brokers and independent financial advisors can vary. Some charge a flat fee, some charge a percentage and others are fee-free. It's essential to discuss fees upfront. At YesCanDo Money, we offer fee-free mortgage advice, meaning in most cases there's no direct charge to our clients.

Are brokers better than banks for mortgages?

Brokers can provide access to a wider variety of loan products from multiple lenders, giving you more options. Banks offer their own set of mortgage products. A broker can help you find a mortgage tailored to your needs, potentially at a better rate than a bank might offer.

Are mortgages more expensive through a broker?

Not necessarily. While brokers may charge a fee or receive a commission from lenders, they can also secure competitive rates due to their industry relationships. The potential savings and better loan terms they can negotiate might make the overall cost of the mortgage less expensive.

Mortgage Insights

Stay updated with the latest trends, insights, and news from the mortgage world. Our blog covers a range of topics, ensuring you're always informed. From market updates to expert opinions, our content is designed to provide value and insights.

Will mortgage rates go down or up in 2023?

Expert Mortgage Advice Across Tyne and Wear

We provide mortgage advice across the Tyne and Wear and throughout the UK. If you are local to the area and would like to talk to a specialist advisor please contact us.